Chime Co-Founder reports 14,960-share stock gifts

Chime Financial, Inc. (CHYM) director and Co-Founder Ryan A. King reported changes in holdings of Class A Common Stock.

Rhea-AI Filing Summary

Chime Financial, Inc. (CHYM) director and Co-Founder Ryan A. King reported changes in holdings of Class A Common Stock. On August 17, 2026, 4,187 shares were withheld at $32.02 per share to satisfy tax withholding obligations related to vested RSUs, which the footnotes state does not represent a sale by him. On August 18, 2026, he made a bona fide gift of 7,480 shares from his direct holdings, and a corresponding 7,480-share position is shown as indirectly held through the King Family Trust, for which he serves as trustee.

Insider Trade Summary

14,960 shares gifted

Gift 3 txns

Insider King Ryan A

Role Co-Founder

Type	Security	Shares	Price	Value
Gift	Class A Common Stock F2	7,480	$0.00	$0.00
Gift	Class A Common Stock F3	7,480	$0.00	$0.00
Tax Withholding	Class A Common Stock F1, F2	4,187	$32.02	$134K

Holdings After Transaction: Class A Common Stock — 116,667 shares (Direct); Class A Common Stock — 7,480 shares (Indirect, See footnote)

Footnotes (3)

1. F1. Represents shares that have been withheld by the Issuer to satisfy its tax withholding and remittance obligations in connection with the net settlement of restricted stock units ("RSUs") and does not represent a sale by the Reporting Person.
2. F2. Certain of these securities are RSUs. Each RSU represents a contingent right to receive one share of the Issuer's Class A Common Stock, subject to the applicable vesting schedule and conditions of each RSU.
3. F3. The shares are held by the King Family Trust, for which the Reporting Person serves as trustee.

Key Figures

Tax withholding shares: 4,187 shares Tax withholding price: $32.02 per share Gifted shares per entry: 7,480 shares +2 more

5 metrics

Tax withholding shares 4,187 shares Shares withheld on August 17, 2026 to satisfy tax withholding obligations on RSU settlement

Tax withholding price $32.02 per share Per-share value used for the 4,187-share tax withholding transaction on August 17, 2026

Gifted shares per entry 7,480 shares Number of Class A Common shares in each bona fide gift transaction on August 18, 2026

Total gift shares 14,960 shares Aggregate giftShares reported in the transaction summary for bona fide gifts

Trust holdings after gift 7,480 shares Indirectly held by the King Family Trust after the August 18, 2026 gift transaction

Key Terms

restricted stock units ("RSUs"), bona fide gift, tax withholding and remittance obligations, Class A Common Stock, +1 more

5 terms

restricted stock units ("RSUs") financial

"Certain of these securities are RSUs. Each RSU represents a contingent right"

Restricted stock units (RSUs) are a company promise to give an employee shares of stock (or cash equivalent) in the future, but only after certain conditions—usually staying with the company for a set time or hitting performance goals—are met. Investors watch RSUs because when they vest they increase the number of shares outstanding and can lead insiders to sell shares, affecting share price, company dilution and the true cost of employee pay.

bona fide gift financial

"transaction_code_description": "Bona fide gift""

A bona fide gift is a genuine, voluntary transfer of money, property, or benefits from one party to another made without expectation of repayment, services, or hidden conditions. Investors care because such gifts can affect company disclosures, related‑party transaction rules, tax treatment, and perceived conflicts of interest; think of it like someone giving you a present with no strings attached — but on a corporate scale, auditors and regulators need to verify it really is unconditional.

tax withholding and remittance obligations financial

"withheld by the Issuer to satisfy its tax withholding and remittance obligations"

Class A Common Stock financial

"security_title": "Class A Common Stock""

Class A common stock is a category of a company’s shares that carries a specific set of ownership rights—most commonly defined voting power and claims on dividends—set out in the company’s charter. For investors it matters because the class determines how much influence you have over corporate decisions, the share’s likely dividend and trading behavior, and how it compares in value to other share classes, like choosing a particular seat with different privileges at the company’s decision-making table.

King Family Trust financial

"The shares are held by the King Family Trust, for which the Reporting Person"

FAQ

AI-generated questions and answers. How Rhea-AI works. Not financial advice.

What insider transactions did CHYM Co-Founder Ryan A. King report on August 17–18, 2026?

Ryan A. King reported 4,187 shares withheld on August 17 for tax obligations at $32.02 per share, and a bona fide gift of 7,480 shares on August 18 that are now indirectly held through the King Family Trust.

Were any of Ryan A. King’s CHYM share transactions reported as sales on this Form 4?

No, the filing states the 4,187 shares on August 17 were withheld to satisfy tax withholding obligations and "does not represent a sale" by Ryan A. King. The August 18 movements are reported as bona fide gifts, not market sales.

How many CHYM shares were involved in tax withholding for Ryan A. King’s RSUs?

The Form 4 reports that 4,187 shares of Chime Financial Class A Common Stock were withheld at $32.02 per share. The footnote explains these shares satisfied tax withholding and remittance obligations arising from net settlement of vested restricted stock units (RSUs).

What is the size of the bona fide gifts reported by Ryan A. King in CHYM stock?

The transaction summary shows total giftShares of 14,960, consisting of two 7,480-share bona fide gift entries on August 18, 2026. One reduces his direct holdings, while the other is reflected as indirectly held through the King Family Trust.

How many CHYM shares does the King Family Trust hold according to this filing?

The Form 4 indicates the King Family Trust holds 7,480 shares of Chime Financial Class A Common Stock after the August 18, 2026 gift. A footnote clarifies these shares are held by the trust, for which Ryan A. King serves as trustee.

What role do RSUs play in Ryan A. King’s CHYM equity compensation?

The filing notes that certain securities are restricted stock units (RSUs), each representing a contingent right to receive one share of Class A Common Stock. RSUs vest over time under their applicable schedules, and related tax obligations led to the 4,187-share withholding transaction.

AI-generated analysis. How Rhea-AI works. Not financial advice.

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Accepted by SEC EDGAR 08/19/2026 - 05:32 PM EDT Learn about SEC filing dates

SEC Form 4

FORM 4

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549

STATEMENT OF CHANGES IN BENEFICIAL OWNERSHIP

Filed pursuant to Section 16(a) of the Securities Exchange Act of 1934
or Section 30(h) of the Investment Company Act of 1940

OMB APPROVAL

OMB Number:			3235-0287
Estimated average burden
hours per response:			0.5

Check this box if no longer subject to Section 16. Form 4 or Form 5 obligations may continue. See Instruction 1(b).

Check this box to indicate that a transaction was made pursuant to a contract, instruction or written plan for the purchase or sale of equity securities of the issuer that is intended to satisfy the affirmative defense conditions of Rule 10b5-1(c). See Instruction 10.

1. Name and Address of Reporting Person^*

King Ryan A

(Last) (First) (Middle)

C/O CHIME FINANCIAL, INC.

101 CALIFORNIA STREET, SUITE 500

(Street)

SAN FRANCISCO CALIFORNIA 94111

(City) (State) (Zip)

UNITED STATES

(Country)

2. Issuer Name and Ticker or Trading Symbol
Chime Financial, Inc. [ CHYM ]

5. Relationship of Reporting Person(s) to Issuer
(Check all applicable)

X	Director		10% Owner
X	Officer (give title below)		Other (specify below)
	Co-Founder

2a. Foreign Trading Symbol

3. Date of Earliest Transaction (Month/Day/Year)
08/17/2026

6. Individual or Joint/Group Filing (Check Applicable Line)

X	Form filed by One Reporting Person
	Form filed by More than One Reporting Person

4. If Amendment, Date of Original Filed (Month/Day/Year)

Table I - Non-Derivative Securities Acquired, Disposed of, or Beneficially Owned
1. Title of Security (Instr. 3)	2. Transaction Date (Month/Day/Year)	2A. Deemed Execution Date, if any (Month/Day/Year)	3. Transaction Code (Instr. 8)		4. Securities Acquired (A) or Disposed Of (D) (Instr. 3, 4 and 5)			5. Amount of Securities Beneficially Owned Following Reported Transaction(s) (Instr. 3 and 4)	6. Ownership Form: Direct (D) or Indirect (I) (Instr. 4)	7. Nature of Indirect Beneficial Ownership (Instr. 4)
			Code	V	Amount	(A) or (D)	Price
Class A Common Stock	08/17/2026		F		4,187(1)	D	$32.02	124,147(2)	D
Class A Common Stock	08/18/2026		G		7,480	D	$0	116,667(2)	D
Class A Common Stock	08/18/2026		G		7,480	A	$0	7,480	I	See footnote(3)

Table II - Derivative Securities Acquired, Disposed of, or Beneficially Owned (e.g., puts, calls, warrants, options, convertible securities)
1. Title of Derivative Security (Instr. 3)	2. Conversion or Exercise Price of Derivative Security	3. Transaction Date (Month/Day/Year)	3A. Deemed Execution Date, if any (Month/Day/Year)	4. Transaction Code (Instr. 8)		5. Number of Derivative Securities Acquired (A) or Disposed of (D) (Instr. 3, 4 and 5)		6. Date Exercisable and Expiration Date (Month/Day/Year)		7. Title and Amount of Securities Underlying Derivative Security (Instr. 3 and 4)		8. Price of Derivative Security (Instr. 5)	9. Number of derivative Securities Beneficially Owned Following Reported Transaction(s) (Instr. 4)	10. Ownership Form: Direct (D) or Indirect (I) (Instr. 4)	11. Nature of Indirect Beneficial Ownership (Instr. 4)
				Code	V	(A)	(D)	Date Exercisable	Expiration Date	Title	Amount or Number of Shares

Explanation of Responses:

1. Represents shares that have been withheld by the Issuer to satisfy its tax withholding and remittance obligations in connection with the net settlement of restricted stock units ("RSUs") and does not represent a sale by the Reporting Person.

2. Certain of these securities are RSUs. Each RSU represents a contingent right to receive one share of the Issuer's Class A Common Stock, subject to the applicable vesting schedule and conditions of each RSU.

3. The shares are held by the King Family Trust, for which the Reporting Person serves as trustee.

Remarks:

	/s/ Theresa Bloom, by power of attorney	08/19/2026
	** Signature of Reporting Person	Date
Reminder: Report on a separate line for each class of securities beneficially owned directly or indirectly.
* If the form is filed by more than one reporting person, see Instruction 4 (b)(v).
** Intentional misstatements or omissions of facts constitute Federal Criminal Violations See 18 U.S.C. 1001 and 15 U.S.C. 78ff(a).
Note: File three copies of this Form, one of which must be manually signed. If space is insufficient, see Instruction 6 for procedure.
Persons who respond to the collection of information contained in this form are not required to respond unless the form displays a currently valid OMB Number.
* Form 4: SEC 1474 (03-26)