Welcome to our dedicated page for Chime Financial SEC filings (Ticker: CHYM), a comprehensive resource for investors and traders seeking official regulatory documents including 10-K annual reports, 10-Q quarterly earnings, 8-K material events, and insider trading forms.
Chime Financial, Inc. filings document the regulatory record for a Nasdaq-listed financial technology company offering digital banking access, payments products, and liquidity tools through bank partners. The company’s 8-K reports furnish quarterly and annual financial results, related earnings materials, and other corporate events.
Chime’s filings also cover Class A common stock repurchase authorizations, board actions, exhibits, and Inline XBRL cover-page data. Its proxy materials address shareholder voting matters, board governance, executive compensation, equity awards, and related annual meeting disclosures.
Chime Financial, Inc.’s Chief Accounting Officer Asmerom Amine sold 10,000 shares of Class A Common Stock on August 4, 2026 at $25.00 per share in a sale reported as occurring under a Rule 10b5-1 trading plan adopted December 4, 2025. After this transaction, he directly holds 226,946 securities, and a portion of this balance consists of restricted stock units (RSUs) that each represent a contingent right to receive one share of Class A Common Stock upon vesting.
Chime Financial reported strong Q2 2026 results alongside a restructuring plan and CFO transition. Revenue was $670 million, up 27% year over year, with gross profit of $595 million and an 89% gross margin. Transaction profit was $492 million with a 73% margin. Net income was $28 million, delivering a second consecutive profitable quarter. Adjusted EBITDA reached $102 million with a 15% margin, more than 12 percentage points higher than a year ago.
Operating momentum included 10.4 million Active Members, up 20% year over year, ARPAM of $260, Purchase Volume of $38 billion (or $39.4 billion including outbound instant transfers), MyPay transaction profit of $73 million, and Instant Loans originations of $300 million. Chime raised full-year 2026 guidance to revenue of $2.725–$2.745 billion and adjusted EBITDA of $465–$475 million, and guided Q3 revenue to $680–$690 million and adjusted EBITDA to $105–$110 million.
Management approved a reorganization plan that will reduce the workforce by about 10%, creating estimated net cash restructuring charges of $16–$20 million in Q3 2026 and an expected $6–$9 million negative impact to net income, partly offset by a $9–$12 million reduction in stock-based compensation. CFO Matthew Newcomb will step down on August 7, 2026, with President Mark Troughton becoming President & Interim CFO under a detailed transition and advisory arrangement.
Chime Financial, Inc. general counsel Adam B. Frankel reported an open-market sale of 3,000 shares of Class A Common Stock at $17.50 per share. After this transaction, he directly owns 303,795 shares. A footnote notes that certain securities are restricted stock units that settle into Class A shares upon vesting.
Adam B. Frankel reported a sale of 3,000 shares of Common Stock on 06/09/2026 for $54,000. The filing also lists 3,000 restricted shares vesting under a registered plan on 06/12/2025 described as issued for services rendered. The notice was submitted on Form 144 and includes a broker contact at Morgan Stanley Smith Barney LLC.
Chime Financial, Inc. General Counsel Adam B. Frankel reported an open-market sale of 3,000 shares of Class A Common Stock at $18.00 per share. After this transaction, he directly holds 306,795 shares, indicating the sale involved only a small portion of his overall position.
A footnote explains that certain securities in his holdings are restricted stock units, each representing a right to receive one share of Class A Common Stock upon meeting vesting conditions.
Morgan Stanley Smith Barney LLC Executive Financial Services filed a Rule 144 notice reporting the proposed sale of 3,000 shares of Common stock. The shares are described as restricted stock vesting under a registered plan with a vesting/service date of 06/12/2025; an aggregate value of $54,000.00 appears in the filing.
CAROLAN SHAWN T reported acquisition or exercise transactions in this Form 4 filing.
Chime Financial, Inc. director Shawn T. Carolan reported an equity compensation grant and updated his holdings in Class A Common Stock. He received 10,753 restricted stock units (RSUs), each representing one share, at a price of $0.00 per unit.
These RSUs vest 100% on the earlier of June 2, 2027 or the day immediately before Chime’s next annual meeting, conditioned on his continued service. Following this grant, Carolan directly owns 18,381 shares of Class A Common Stock. Additional large positions are held indirectly through Menlo-affiliated investment funds, where he is a managing member of the general partners and disclaims beneficial ownership except for his pecuniary interest.
Feuille James reported acquisition or exercise transactions in this Form 4 filing.
Chime Financial director James Feuille reported an equity award and updated holdings in Class A common stock. He received 10,753 restricted stock units (RSUs), with each RSU representing one share of Class A common stock and vesting 100% on the earlier of June 2, 2027 or the day immediately before Chime’s next annual meeting, subject to his continued service.
Following this grant, he directly holds 23,315 shares. Additional shares are held indirectly through various Crosslink investment funds and related entities, as well as irrevocable and revocable trusts where he is a trustee, and he disclaims beneficial ownership beyond his pecuniary interests.
Chime Financial director Cynthia Marshall reported an equity award and updated holdings. She received a grant of 10,753 shares of Class A Common Stock on June 2, 2026, recorded as a compensation-related acquisition with a price per share of $0.0000.
The award consists of restricted stock units, each representing one share of Class A Common Stock. According to the terms, 100% of these RSUs vest on the earlier of June 2, 2027 or the day immediately before Chime Financial’s next annual meeting, if she continues as a service provider through that date.
After this grant, Marshall directly holds 48,548 shares of Class A Common Stock. In addition, 375 shares are held by her spouse and 375 shares are held by her daughter, which are reported as indirect ownership positions.