Every 10-Q that Citizens, Inc. (CIA) has filed with the SEC in the last 24 months is listed below, newest first, and each one links through to the document itself with the summary and the scores our analysis gives it.
A 10-Q covers the quarterly report filed between annual reports, so if you follow CIA and want that one kind of document rather than the whole filing history, this is the page to keep. The company's other filings, of every form, are on the full CIA filings page.
Citizens, Inc. reported a Q2 2026 net loss of $0.4 million, compared with net income a year earlier, as total revenues declined to $60.4 million and investment-related gains turned to losses. For the first six months of 2026, the company remained profitable with net income of $1.8 million on revenues of $120.1 million, down from the prior-year period as higher future policy benefit reserves and increased operating expenses offset lower claims.
Total assets were $1.75 billion at June 30, 2026, including $1.43 billion of investments, with fixed-maturity securities making up about 89% and 98.7% of their fair value rated investment grade. Total stockholders’ equity was $235.2 million, book value per Class A share was $4.64, and adjusted book value per share was $6.44. Citizens had $5.5 billion of direct life insurance in force, no debt, and an undrawn $20 million revolving credit facility. Management noted earthquakes in Venezuela, a key international market, and recorded a $0.5 million death claim liability, while indicating no broader material impact identified so far.
Citizens, Inc. reported net income of $2.3 million for the three months ended March 31, 2026, compared with a net loss of $1.6 million a year earlier. Total revenues rose to $59.7 million from $55.7 million, as premiums grew modestly and investment results improved.
Investment-related gains were $1.0 million versus a prior-year loss of $2.9 million, reflecting the absence of the earlier BlackRock write-down. Fixed maturity securities remained the core of the $1.4 billion investment portfolio. Citizens reported $1.7 billion in total assets, no debt, and Class A book value per share of $4.74 (adjusted book value $6.48).
Citizens, Inc. (CIA) reported Q3 2025 results. Total revenues were $62,808 thousand, up slightly year over year, with net income of $2,417 thousand and basic and diluted EPS of $0.04. Net investment income was $19,117 thousand, while investment related losses were $(1,255) thousand.
Insurance benefits and expenses totaled $58,329 thousand. Claims and surrenders were $44,276 thousand, partly offset by a $(6,760) thousand decrease in future policy benefit reserves. For the nine months, revenues were $183,546 thousand and net income was $7,253 thousand, with EPS of $0.14.
At September 30, 2025, total assets were $1,742,365 thousand and stockholders’ equity was $225,604 thousand. Fixed maturity securities at fair value were $1,270,045 thousand, with gross unrealized losses of $150,619 thousand; the portfolio was 99.0% investment grade. Accumulated other comprehensive income (loss) was $(89,416) thousand.