Citizens, Inc. (NYSE: CIA) chief actuary reports shares and RSUs

Rhea-AI Filing Summary

CITIZENS, INC. Chief Actuary Seth Alan Hoxworth filed an initial statement of beneficial ownership of Class A common stock. The filing shows direct holdings of 5,351.6618 shares of Citizens, Inc. Class A common stock and a related award of 5,401 restricted stock units.

Each restricted stock unit represents a contingent right to receive one share of Class A common stock. The initial grant was issued on January 6, 2025, with the remaining units scheduled to vest in two equal parts on January 6, 2027 and January 6, 2028.

SEC Form 3

FORM 3

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549

INITIAL STATEMENT OF BENEFICIAL OWNERSHIP OF SECURITIES

Filed pursuant to Section 16(a) of the Securities Exchange Act of 1934
or Section 30(h) of the Investment Company Act of 1940

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1. Name and Address of Reporting Person^*

Hoxworth Seth Alan

(Last) (First) (Middle)

11815 ALTERRA PARKWAY, SUITE 1500

(Street)

AUSTIN TX 78758

(City) (State) (Zip)

2. Date of Event Requiring Statement (Month/Day/Year)
03/05/2026

3. Issuer Name and Ticker or Trading Symbol
CITIZENS, INC. [ CIA ]

4. Relationship of Reporting Person(s) to Issuer
(Check all applicable)

	Director		10% Owner
X	Officer (give title below)		Other (specify below)
	Chief Actuary

5. If Amendment, Date of Original Filed (Month/Day/Year)

6. Individual or Joint/Group Filing (Check Applicable Line)

X	Form filed by One Reporting Person
	Form filed by More than One Reporting Person

Table I - Non-Derivative Securities Beneficially Owned
1. Title of Security (Instr. 4)	2. Amount of Securities Beneficially Owned (Instr. 4)	3. Ownership Form: Direct (D) or Indirect (I) (Instr. 5)	4. Nature of Indirect Beneficial Ownership (Instr. 5)
Citizens, Inc. Class A Common Stock	5,351.6618	D

Table II - Derivative Securities Beneficially Owned (e.g., puts, calls, warrants, options, convertible securities)
1. Title of Derivative Security (Instr. 4)	2. Date Exercisable and Expiration Date (Month/Day/Year)		3. Title and Amount of Securities Underlying Derivative Security (Instr. 4)		4. Conversion or Exercise Price of Derivative Security	5. Ownership Form: Direct (D) or Indirect (I) (Instr. 5)	6. Nature of Indirect Beneficial Ownership (Instr. 5)
	Date Exercisable	Expiration Date	Title	Amount or Number of Shares
Citizens, Inc. Class A Common Stock	(1)	(1)	Class A Common Stock	5,401	(2)	D

Explanation of Responses:

1. Each restricted stock unit represents a contingent right to receive one share of Citizens, Inc. Class A common stock.

2. Initial grant was issued January 6, 2025 and remaining shares will vest 1/2 on January 6, 2027 and 1/2 on January 6, 2028.

Remarks:

Exhibit List: Exhibit 24 - Power of Attorney

	/s/Seth Alan Hoxworth	03/16/2026
	** Signature of Reporting Person	Date
Reminder: Report on a separate line for each class of securities beneficially owned directly or indirectly.
* If the form is filed by more than one reporting person, see Instruction 5 (b)(v).
** Intentional misstatements or omissions of facts constitute Federal Criminal Violations See 18 U.S.C. 1001 and 15 U.S.C. 78ff(a).
Note: File three copies of this Form, one of which must be manually signed. If space is insufficient, see Instruction 6 for procedure.
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FAQ

What does the Citizens, Inc. (CIA) Form 3 filing show for Seth Alan Hoxworth?

The Form 3 shows that Chief Actuary Seth Alan Hoxworth has reported initial beneficial ownership of Citizens, Inc. Class A common stock, including 5,351.6618 directly held shares and a separate award of 5,401 restricted stock units tied to future vesting dates.

How many Citizens, Inc. (CIA) shares does the Chief Actuary directly hold?

The Chief Actuary directly holds 5,351.6618 shares of Citizens, Inc. Class A common stock. This figure reflects the total shares shown as owned following the reported holdings entry, separate from any unvested restricted stock units disclosed in the same filing.

What restricted stock units are reported in the Citizens, Inc. (CIA) Form 3?

The filing reports 5,401 restricted stock units, each representing a contingent right to receive one share of Citizens, Inc. Class A common stock. These units were initially granted on January 6, 2025 and remain subject to future time-based vesting conditions.

When will the Citizens, Inc. (CIA) restricted stock units vest for the Chief Actuary?

The remaining restricted stock units will vest in two stages: one-half on January 6, 2027 and the other half on January 6, 2028. Vesting must occur before the Chief Actuary receives the underlying Citizens, Inc. Class A common shares.

Does the Citizens, Inc. (CIA) Form 3 indicate any insider stock purchases or sales?

The Form 3 is an initial statement of beneficial ownership and does not show any explicit buy or sell transactions. It records existing holdings of Citizens, Inc. Class A common stock and related restricted stock units held directly by the Chief Actuary.