Citizens director reports zero share holdings

Q: What does the Form 3 filed by Sean Samuel McLaughlin for CIA show?

The Form 3 for CITIZENS, INC. (CIA) shows that director Sean Samuel McLaughlin reported 0 shares of Class A Common Stock directly owned as of June 16, 2026, establishing his initial disclosed ownership position.

Q: How many Citizens, Inc. shares does Sean Samuel McLaughlin report owning?

Sean Samuel McLaughlin reports owning 0 shares of Citizens, Inc. Class A Common Stock directly. This figure is listed as his total shares following the reported date, indicating no current direct equity stake disclosed on this Form 3.

Q: What security is covered in Sean Samuel McLaughlin’s Form 3 for CIA?

The Form 3 covers Citizens, Inc. Class A Common Stock. It records McLaughlin’s initial beneficial ownership position in this specific class of equity, which is reported as 0 directly held shares as of the filing’s transaction date.

Q: Is Sean Samuel McLaughlin a director or officer of Citizens, Inc.?

Sean Samuel McLaughlin is identified as a director of CITIZENS, INC. on the Form 3. He is not listed as an officer or ten percent owner, and the filing focuses on his director-level beneficial ownership disclosure.

Q: Does the McLaughlin Form 3 for CIA show any insider buying or selling?

The Form 3 for Sean Samuel McLaughlin does not show insider buying or selling activity. It functions as an initial ownership report, indicating 0 shares of Class A Common Stock directly held after the reported date.

CITIZENS, INC. director Sean Samuel McLaughlin has filed an initial Form 3 reporting his ownership in the company.

Filing Impact

(Neutral)

Filing Sentiment

(Neutral)How Sentiment works

Sentiment and the balance of points

Rhea-AI Sentiment reads the wording of the document, how positive or negative its language is on a 1 to 5 scale. The balance of points shown with the takes weighs what the document actually discloses, so the two can disagree, for example when a trial that missed its main goal is described in upbeat language.

How Sentiment works How the balance works

Form Type

Rhea-AI Filing Summary

CITIZENS, INC. director Sean Samuel McLaughlin has filed an initial Form 3 reporting his ownership in the company. The filing shows that he holds 0 shares of Citizens, Inc. Class A Common Stock directly following the reported date of June 16, 2026.

Insider Trade Summary

1 transaction reported

Mixed 1 txn

Insider MCLAUGHLIN SEAN SAMUEL

Role Director

Type	Security	Shares	Price	Value
holding	Citizens, Inc. Class A Common Stock	--	--	--

Holdings After Transaction: Citizens, Inc. Class A Common Stock — 0 shares (Direct)

Key Figures

Direct share holdings: 0 shares

1 metrics

Direct share holdings 0 shares Citizens, Inc. Class A Common Stock as of June 16, 2026

Key Terms

Citizens, Inc. Class A Common Stock, director, beneficial ownership

3 terms

Citizens, Inc. Class A Common Stock financial

"security_title: "Citizens, Inc. Class A Common Stock""

director financial

"is_director: 1 identifies McLaughlin as a director"

beneficial ownership financial

"Form 3 functions as an initial beneficial ownership report"

Beneficial ownership means the person or entity that actually enjoys the benefits of owning shares or other assets — such as receiving dividends, voting rights, or price gains — even if the legal title is held in another name. For investors it matters because knowing who truly controls and profits from a company reveals who can influence decisions, exposes potential conflicts of interest or hidden concentration of power, and affects transparency and risk in the stock.

FAQ

AI-generated questions and answers. How Rhea-AI works. Not financial advice.

What does the Form 3 filed by Sean Samuel McLaughlin for CIA show?

The Form 3 for CITIZENS, INC. (CIA) shows that director Sean Samuel McLaughlin reported 0 shares of Class A Common Stock directly owned as of June 16, 2026, establishing his initial disclosed ownership position.

How many Citizens, Inc. shares does Sean Samuel McLaughlin report owning?

Sean Samuel McLaughlin reports owning 0 shares of Citizens, Inc. Class A Common Stock directly. This figure is listed as his total shares following the reported date, indicating no current direct equity stake disclosed on this Form 3.

What security is covered in Sean Samuel McLaughlin’s Form 3 for CIA?

The Form 3 covers Citizens, Inc. Class A Common Stock. It records McLaughlin’s initial beneficial ownership position in this specific class of equity, which is reported as 0 directly held shares as of the filing’s transaction date.

Is Sean Samuel McLaughlin a director or officer of Citizens, Inc.?

Sean Samuel McLaughlin is identified as a director of CITIZENS, INC. on the Form 3. He is not listed as an officer or ten percent owner, and the filing focuses on his director-level beneficial ownership disclosure.

Does the McLaughlin Form 3 for CIA show any insider buying or selling?

The Form 3 for Sean Samuel McLaughlin does not show insider buying or selling activity. It functions as an initial ownership report, indicating 0 shares of Class A Common Stock directly held after the reported date.

AI-generated analysis. How Rhea-AI works. Not financial advice.

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Accepted by SEC EDGAR 06/22/2026 - 11:18 AM

SEC Form 3

FORM 3

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549

INITIAL STATEMENT OF BENEFICIAL OWNERSHIP OF SECURITIES

Filed pursuant to Section 16(a) of the Securities Exchange Act of 1934
or Section 30(h) of the Investment Company Act of 1940

OMB APPROVAL

OMB Number:			3235-0104
Estimated average burden
hours per response:			0.5

1. Name and Address of Reporting Person^*

MCLAUGHLIN SEAN SAMUEL

(Last)

(First)

(Middle)

11815 ALTERRA PARKWAY, SUITE 1500

(Street)

AUSTIN

TEXAS

78758

(City)

(State)

(Zip)

UNITED STATES

(Country)

2. Date of Event Requiring Statement (Month/Day/Year)
06/16/2026

3. Issuer Name and Ticker or Trading Symbol
CITIZENS, INC. [ CIA ]

3a. Foreign Trading Symbol

5. If Amendment, Date of Original Filed (Month/Day/Year)

4. Relationship of Reporting Person(s) to Issuer
(Check all applicable)

X	Director	10% Owner
	Officer (give title below)	Other (specify below)

6. Individual or Joint/Group Filing (Check Applicable Line)

X	Form filed by One Reporting Person
	Form filed by More than One Reporting Person

Table I - Non-Derivative Securities Beneficially Owned
1. Title of Security (Instr. 4)	2. Amount of Securities Beneficially Owned (Instr. 4)	3. Ownership Form: Direct (D) or Indirect (I) (Instr. 5)	4. Nature of Indirect Beneficial Ownership (Instr. 5)
Citizens, Inc. Class A Common Stock	0	D

Table II - Derivative Securities Beneficially Owned (e.g., puts, calls, warrants, options, convertible securities)
1. Title of Derivative Security (Instr. 4)	2. Date Exercisable and Expiration Date (Month/Day/Year)		3. Title and Amount of Securities Underlying Derivative Security (Instr. 4)		4. Conversion or Exercise Price of Derivative Security	5. Ownership Form: Direct (D) or Indirect (I) (Instr. 5)	6. Nature of Indirect Beneficial Ownership (Instr. 5)
1. Title of Derivative Security (Instr. 4)	Date Exercisable	Expiration Date	Title	Amount or Number of Shares	4. Conversion or Exercise Price of Derivative Security	5. Ownership Form: Direct (D) or Indirect (I) (Instr. 5)	6. Nature of Indirect Beneficial Ownership (Instr. 5)

Explanation of Responses:

Remarks:

Exhibit List: Exhibit 24 - Power of Attorney

	/s/Sheryl Kinlaw, Chief Legal Officer	06/22/2026
	** Signature of Reporting Person	Date
Reminder: Report on a separate line for each class of securities beneficially owned directly or indirectly.
* If the form is filed by more than one reporting person, see Instruction 5 (b)(v).
** Intentional misstatements or omissions of facts constitute Federal Criminal Violations See 18 U.S.C. 1001 and 15 U.S.C. 78ff(a).
Note: File three copies of this Form, one of which must be manually signed. If space is insufficient, see Instruction 6 for procedure.
Persons who respond to the collection of information contained in this form are not required to respond unless the form displays a currently valid OMB Number.
* Form 3: SEC 1473 (03-26)

Source: View Original Filing on SEC EDGAR