Citizens Chief Actuary buys 5,376 CIA shares

Citizens, Inc. Chief Actuary Seth Alan Hoxworth reported multiple acquisitions of Citizens, Inc. Class A common stock.

Rhea-AI Filing Summary

Citizens, Inc. Chief Actuary Seth Alan Hoxworth reported multiple acquisitions of Citizens, Inc. Class A common stock. On 2026-08-11, he purchased 5,376 shares in an open-market or private transaction at $3.83 per share. He also reported several smaller acquisitions coded as "Small acquisition under Rule 16a-6" on dates from 2026-04-07 to 2026-07-31, with per-share prices between $4.75 and $5.94. Footnotes state that these L-coded shares were acquired through the Citizens, Inc. Stock Investment Plan via regular monthly payroll deduction.

Insider Trade Summary

Net Buyer: 5,376 shares

Net Buy 6 txns

Insider Hoxworth Seth Alan

Role Chief Actuary

Bought 5,376 shs ($21K)

Type	Security	Shares	Price	Value
Purchase	Citizens, Inc. Class A Common Stock	5,376	$3.83	$21K
Small Acquisition	Citizens, Inc. Class A Common Stock F1	104.7038	$4.75	$497.34
Small Acquisition	Citizens, Inc. Class A Common Stock F1	83.7987	$5.94	$497.76
Small Acquisition	Citizens, Inc. Class A Common Stock F1	95.0235	$5.23	$496.97
Small Acquisition	Citizens, Inc. Class A Common Stock F1	90.7026	$5.48	$497.05
Small Acquisition	Citizens, Inc. Class A Common Stock F1	91.8003	$5.42	$497.56

Holdings After Transaction: Citizens, Inc. Class A Common Stock — 11,193.6907 shares (Direct)

Footnotes (1)

1. F1. These shares were purchased through the Citizens, Inc. Stock Investment Plan as part of regular monthly payroll deduction.

Key Figures

Open-market purchase shares: 5,376 shares Open-market purchase price: $3.83 per share Small acquisition 2026-07-31: 104.7038 shares at $4.75 per share +4 more

7 metrics

Open-market purchase shares 5,376 shares Citizens, Inc. Class A common stock purchased on 2026-08-11

Open-market purchase price $3.83 per share Price for 5,376-share purchase on 2026-08-11

Small acquisition 2026-07-31 104.7038 shares at $4.75 per share L-coded small acquisition under Rule 16a-6

Small acquisition 2026-07-02 83.7987 shares at $5.94 per share L-coded small acquisition under Rule 16a-6

Small acquisition 2026-05-29 95.0235 shares at $5.23 per share L-coded small acquisition under Rule 16a-6

Small acquisition 2026-05-05 90.7026 shares at $5.48 per share L-coded small acquisition under Rule 16a-6

Small acquisition 2026-04-07 91.8003 shares at $5.42 per share L-coded small acquisition under Rule 16a-6

Key Terms

Rule 16a-6, Citizens, Inc. Stock Investment Plan, regular monthly payroll deduction, 10b5-1

4 terms

Rule 16a-6 regulatory

"transaction_code_description: Small acquisition under Rule 16a-6"

Citizens, Inc. Stock Investment Plan financial

"These shares were purchased through the Citizens, Inc. Stock Investment Plan"

regular monthly payroll deduction financial

"as part of regular monthly payroll deduction"

10b5-1 regulatory

"aff_10b5_one: false (Rule 10b5-1 checkbox not affirmed)"

A 10b5-1 plan is a pre-set schedule that lets company insiders buy or sell shares according to written instructions made when they do not possess material, nonpublic information. Think of it as a timed automatic payment for stock trades: it helps insiders avoid accusations of trading on secret information and gives outside investors a clearer signal about whether sales are routine or potentially informative about the company’s prospects.

FAQ

AI-generated questions and answers. How Rhea-AI works. Not financial advice.

What insider transactions did CIA executive Seth Hoxworth report in this Form 4?

Seth Alan Hoxworth, Chief Actuary of CIA, reported acquiring Citizens, Inc. Class A shares. He bought 5,376 shares on 2026-08-11 at $3.83 and several smaller Rule 16a-6 payroll-deduction plan acquisitions between April and July 2026.

How many CIA shares did Seth Hoxworth buy on August 11, 2026?

On 2026-08-11, Seth Hoxworth purchased 5,376 shares of Citizens, Inc. Class A common stock at a price of $3.83 per share in an open-market or private transaction, according to the Form 4 data.

What are the small Rule 16a-6 acquisitions reported for CIA stock?

The Form 4 lists several L-coded "Small acquisition under Rule 16a-6" transactions, with share amounts around 84–105 shares each and prices from $4.75 to $5.94 per share, occurring between 2026-04-07 and 2026-07-31.

Were Seth Hoxworth’s CIA stock purchases made under a trading plan?

The Form 4’s Rule 10b5-1 affirmation box is marked false, and footnotes indicate the L-coded shares were acquired through the Citizens, Inc. Stock Investment Plan via regular monthly payroll deduction, not under an affirmed 10b5-1 trading plan.

How were the small CIA share acquisitions by Seth Hoxworth executed?

Footnote F1 explains that the L-coded shares of Citizens, Inc. Class A stock were purchased through the Citizens, Inc. Stock Investment Plan as part of regular monthly payroll deduction, rather than discretionary open-market buying.

AI-generated analysis. How Rhea-AI works. Not financial advice.

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Available on EDGAR 08/13/2026 - 11:59 AM Accepted by SEC EDGAR 08/13/2026 - 11:58 AM Learn about SEC filing dates

SEC Form 4

FORM 4

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549

STATEMENT OF CHANGES IN BENEFICIAL OWNERSHIP

Filed pursuant to Section 16(a) of the Securities Exchange Act of 1934
or Section 30(h) of the Investment Company Act of 1940

OMB APPROVAL

OMB Number:			3235-0287
Estimated average burden
hours per response:			0.5

Check this box if no longer subject to Section 16. Form 4 or Form 5 obligations may continue. See Instruction 1(b).

Check this box to indicate that a transaction was made pursuant to a contract, instruction or written plan for the purchase or sale of equity securities of the issuer that is intended to satisfy the affirmative defense conditions of Rule 10b5-1(c). See Instruction 10.

1. Name and Address of Reporting Person^*

Hoxworth Seth Alan

(Last) (First) (Middle)

11815 ALTERRA PARKWAY, SUITE 1500

(Street)

AUSTIN TEXAS 78758

(City) (State) (Zip)

UNITED STATES

(Country)

2. Issuer Name and Ticker or Trading Symbol
CITIZENS, INC. [ CIA ]

5. Relationship of Reporting Person(s) to Issuer
(Check all applicable)

	Director		10% Owner
X	Officer (give title below)		Other (specify below)
	Chief Actuary

2a. Foreign Trading Symbol

3. Date of Earliest Transaction (Month/Day/Year)
04/07/2026

6. Individual or Joint/Group Filing (Check Applicable Line)

X	Form filed by One Reporting Person
	Form filed by More than One Reporting Person

4. If Amendment, Date of Original Filed (Month/Day/Year)

Table I - Non-Derivative Securities Acquired, Disposed of, or Beneficially Owned
1. Title of Security (Instr. 3)	2. Transaction Date (Month/Day/Year)	2A. Deemed Execution Date, if any (Month/Day/Year)	3. Transaction Code (Instr. 8)		4. Securities Acquired (A) or Disposed Of (D) (Instr. 3, 4 and 5)			5. Amount of Securities Beneficially Owned Following Reported Transaction(s) (Instr. 3 and 4)	6. Ownership Form: Direct (D) or Indirect (I) (Instr. 4)	7. Nature of Indirect Beneficial Ownership (Instr. 4)
			Code	V	Amount	(A) or (D)	Price
Citizens, Inc. Class A Common Stock	04/07/2026		L(1)		91.8003	A	$5.42	5,443.4621	D
Citizens, Inc. Class A Common Stock	05/05/2026		L(1)		90.7026	A	$5.48	5,534.1647	D
Citizens, Inc. Class A Common Stock	05/29/2026		L(1)		95.0235	A	$5.23	5,629.1882	D
Citizens, Inc. Class A Common Stock	07/02/2026		L(1)		83.7987	A	$5.94	5,712.9869	D
Citizens, Inc. Class A Common Stock	07/31/2026		L(1)		104.7038	A	$4.75	5,817.6907	D
Citizens, Inc. Class A Common Stock	08/11/2026		P		5,376	A	$3.83	11,193.6907	D

Table II - Derivative Securities Acquired, Disposed of, or Beneficially Owned (e.g., puts, calls, warrants, options, convertible securities)
1. Title of Derivative Security (Instr. 3)	2. Conversion or Exercise Price of Derivative Security	3. Transaction Date (Month/Day/Year)	3A. Deemed Execution Date, if any (Month/Day/Year)	4. Transaction Code (Instr. 8)		5. Number of Derivative Securities Acquired (A) or Disposed of (D) (Instr. 3, 4 and 5)		6. Date Exercisable and Expiration Date (Month/Day/Year)		7. Title and Amount of Securities Underlying Derivative Security (Instr. 3 and 4)		8. Price of Derivative Security (Instr. 5)	9. Number of derivative Securities Beneficially Owned Following Reported Transaction(s) (Instr. 4)	10. Ownership Form: Direct (D) or Indirect (I) (Instr. 4)	11. Nature of Indirect Beneficial Ownership (Instr. 4)
				Code	V	(A)	(D)	Date Exercisable	Expiration Date	Title	Amount or Number of Shares

Explanation of Responses:

1. These shares were purchased through the Citizens, Inc. Stock Investment Plan as part of regular monthly payroll deduction.

Remarks:

	/s/Seth Alan Hoxworth	08/13/2026
	** Signature of Reporting Person	Date
Reminder: Report on a separate line for each class of securities beneficially owned directly or indirectly.
* If the form is filed by more than one reporting person, see Instruction 4 (b)(v).
** Intentional misstatements or omissions of facts constitute Federal Criminal Violations See 18 U.S.C. 1001 and 15 U.S.C. 78ff(a).
Note: File three copies of this Form, one of which must be manually signed. If space is insufficient, see Instruction 6 for procedure.
Persons who respond to the collection of information contained in this form are not required to respond unless the form displays a currently valid OMB Number.
* Form 4: SEC 1474 (03-26)