Welcome to our dedicated page for Grupo Cibest S.A. SEC filings (Ticker: CIB), a comprehensive resource for investors and traders seeking official regulatory documents including 10-K annual reports, 10-Q quarterly earnings, 8-K material events, and insider trading forms.
Grupo Cibest S.A. filings document foreign private issuer reporting for a financial group whose U.S.-listed ADRs each represent four preferred shares. Form 20-F and Form 6-K records cover annual reports, consolidated and separate financial statements, quarterly financial results, segment presentation, and accounting treatment for assets held for sale and discontinued operations.
The filings also record shareholder meeting decisions, dividend and reserve allocations, buyback programs for common shares, preferred shares and ADRs, capital management actions, and corporate governance matters such as board committee composition, good-governance procedures and authorizations for ordinary-course transactions with affiliates.
Grupo Cibest S.A. insider reports indirect pension fund holdings
Corporate Services VP Villegas Gutierrez Jaime Alberto filed an initial ownership report showing indirect interests in units of a Grupo Cibest equity securities fund. The units are held in an employee voluntary pension fund that primarily invests in Grupo Cibest common and preferred shares.
The fund is administered by a third-party manager, and the insider has no voting or investment discretion over the underlying assets. Amounts attributable to these units are payable only in cash based on the fund’s value at withdrawal and the instrument has no expiration date.
Grupo Cibest S.A. director Zapata Zuluaga Nicolas reported an indirect holding of 3,308.2493 units in a Grupo Cibest Equity Securities Fund. These units represent an interest in a fund that invests primarily in Grupo Cibest common and preferred shares, plus some liquid assets and cash.
The units are held in an institutional voluntary pension fund sponsored by the company and administered by a third‑party manager. The director does not have voting or investment discretion over the fund’s assets, and any amounts attributable to the units are payable only in cash based on the fund’s value at withdrawal. The instrument has no expiration date.
Grupo Cibest S.A. director Vatnick Silvina filed an initial ownership report showing indirect holdings through units in a Grupo Cibest Equity Securities Fund, a voluntary pension fund sponsored by the company. The fund primarily holds Grupo Cibest common and preferred shares, and any value is payable only in cash.
Grupo Cibest S.A. executive Rodriguez Rios Jose Mauricio, Internal Audit VP, filed an initial ownership report showing an indirect holding of units in an institutional voluntary pension fund sponsored by the company. These units correspond to 22,724.3778 underlying common and preferred shares.
The fund is managed by a third-party and is unitized, investing primarily in Grupo Cibest shares with a small portion in liquid assets and cash. The reporting person has no voting or investment discretion over the fund assets, and any amounts attributable to the units are payable only in cash based on fund value at withdrawal. The instrument has no expiration date.
Grupo Cibest S.A. director Restrepo Echavarria Luis Fernando filed an initial Form 3 showing indirect holdings through an institutional voluntary pension fund sponsored by the company. The position is represented by units in the Grupo Cibest Equity Securities Fund, which invests mainly in Grupo Cibest common and preferred shares.
These units correspond to 39,161.0447 underlying common and preferred shares and are classified as indirect ownership as director voluntary pension fund units. The director has no voting or investment discretion over the fund’s assets, and amounts attributable to the units are payable solely in cash based on fund value at withdrawal. The instrument has no expiration date.
Grupo Cibest S.A. director Toro Valencia Juan Esteban filed an initial ownership report showing only existing indirect holdings, with no new purchases or sales. He reports units in a Grupo Cibest equity securities fund linked to 6966.2233 underlying common and preferred shares, held in a voluntary pension fund.
He also reports indirect ownership of 50,000 preferred shares and 1,000 common shares through a controlled company. The pension fund units are administered by a third-party manager, and he does not have voting or investment discretion over the fund’s assets; amounts tied to these units are payable solely in cash based on fund value at withdrawal.
Grupo Cibest S.A. has called its Ordinary General Shareholders’ Meeting for March 24, 2026, at 10:00 a.m. in Medellín, Colombia. The in-person meeting will review reports from the board, CEO, audit committee and external auditor, as well as non-consolidated and consolidated financial statements.
Shareholders will vote on approval of the financial statements and management reports, a profit distribution proposal, recurring and ordinary-course transactions with Bancolombia S.A., and changes to the legal reserve, including termination of the 2025 share repurchase program and approval of a 2026 share repurchase program.
Grupo Cibest reported fourth-quarter 2025 results heavily affected by the planned sale of its Panamanian unit Banistmo. Following a share purchase agreement with Inversiones Cuscatlán for US$1.418 billion, Banistmo was reclassified as a discontinued operation and asset held for sale.
The deal triggered a COP 3.4 trillion goodwill impairment, leading to a Q4 net loss of COP 1.8 trillion and a quarterly ROE of -17.71%, while full-year profit was COP 3.8 trillion with ROE of 9.09%. Excluding the Banistmo impact, pro forma profit reached COP 1.6 trillion in Q4 and COP 7.3 trillion for 2025, implying ROE of 15.03% for the quarter and 17.21% for the year.
Net interest income was COP 4.8 trillion in Q4, with a consolidated net interest margin of 6.16%. The gross loan portfolio stood at COP 256 trillion and deposits at COP 264 trillion, both down mainly due to Banistmo’s reclassification and peso appreciation. Provision charges rose to COP 1.5 trillion, lifting the quarterly annualized cost of risk to 2.12%, while 30‑day and 90‑day past-due ratios improved to 3.57% and 2.54%. Shareholders’ equity ended at COP 39.8 trillion, down 8.70% year-on-year, and digital activity remained strong with 9.3 million Mi Bancolombia app users and 21.9 million active Nequi accounts.
Grupo Cibest S.A. is proposing a profit distribution plan for approval at its next Ordinary General Shareholders’ Meeting in March. The proposal includes partially releasing the legal reserve by COP 3,134,348,298,483.70 and the occasional reserve by COP 1,166,556,265,484.30 to fund dividends.
The Board proposes an annual dividend of COP 4,512 per share, to be paid in four quarterly installments of COP 1,128 per share on April 1, July 1, October 1 and December 29, 2026. It also calls for creating a specific reserve for equity strengthening and future distributions of COP 3,760,982,548,143.31, balancing cash returns to shareholders with retained capital.
Grupo Cibest S.A. filed a Form 6-K describing governance measures to guarantee fair treatment of shareholders at the ordinary General Shareholders' Meeting on March 24, 2026. The company and Fiduciaria Bancolombia officers are barred from promoting blank proxies, suggesting proxy holders, recommending voting lists, or coordinating voting agreements.
Grupo Cibest will provide proxy templates on its website, allow shareholders full discretion in choosing proxies, and deploy a team at the meeting to verify that powers of attorney meet legal requirements and are not held by employees. Specific legal and fiduciary officers are designated to implement and monitor these controls, and noncompliant proxies will be rejected.