Cincinnati Financial (CINF) SVP Schnell reports initial stock, RSU and option holdings

Rhea-AI Filing Summary

Cincinnati Financial Corp executive files initial ownership report. Senior Vice President-Sub Andrew Michael Schnell reported beneficial ownership of 5,110.123 shares of Cincinnati Financial common stock as of January 30, 2026, all held directly. He also reported restricted stock units and stock options that give rights to receive additional common shares if vesting and service requirements are met.

SEC Form 3

FORM 3

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549

INITIAL STATEMENT OF BENEFICIAL OWNERSHIP OF SECURITIES

Filed pursuant to Section 16(a) of the Securities Exchange Act of 1934
or Section 30(h) of the Investment Company Act of 1940

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1. Name and Address of Reporting Person^*

Schnell Andrew Michael

(Last) (First) (Middle)

6200 S GILMORE RD.

(Street)

FAIRFIELD OH 45014

(City) (State) (Zip)

2. Date of Event Requiring Statement (Month/Day/Year)
01/30/2026

3. Issuer Name and Ticker or Trading Symbol
CINCINNATI FINANCIAL CORP [ CINF ]

4. Relationship of Reporting Person(s) to Issuer
(Check all applicable)

	Director		10% Owner
X	Officer (give title below)		Other (specify below)
	Senior Vice President-Sub

5. If Amendment, Date of Original Filed (Month/Day/Year)

6. Individual or Joint/Group Filing (Check Applicable Line)

X	Form filed by One Reporting Person
	Form filed by More than One Reporting Person

Table I - Non-Derivative Securities Beneficially Owned
1. Title of Security (Instr. 4)	2. Amount of Securities Beneficially Owned (Instr. 4)	3. Ownership Form: Direct (D) or Indirect (I) (Instr. 5)	4. Nature of Indirect Beneficial Ownership (Instr. 5)
Common Stock	5,110.123	D

Table II - Derivative Securities Beneficially Owned (e.g., puts, calls, warrants, options, convertible securities)
1. Title of Derivative Security (Instr. 4)	2. Date Exercisable and Expiration Date (Month/Day/Year)		3. Title and Amount of Securities Underlying Derivative Security (Instr. 4)		4. Conversion or Exercise Price of Derivative Security	5. Ownership Form: Direct (D) or Indirect (I) (Instr. 5)	6. Nature of Indirect Beneficial Ownership (Instr. 5)
	Date Exercisable	Expiration Date	Title	Amount or Number of Shares
Restricted Stock Units	(1)	(1)	Common Stock	641	$0.00	D
Restricted Stock Units	(2)	(2)	Common Stock	288	$0.00	D
Restricted Stock Units	(3)	(3)	Common Stock	216	$0.00	D
Stock Options (Right to buy)	02/17/2026(4)	02/17/2035(4)	Common Stock	270	$137.56	D
Stock Options (Right to buy)	02/20/2024(4)	02/20/2033(4)	Common Stock	357	$125.57	D
Stock Options (Right to buy)	02/21/2023(4)	02/21/2032(4)	Common Stock	441	$123.94	D
Stock Options (Right to buy)	02/19/2025(4)	02/19/2034(4)	Common Stock	378	$112.36	D
Stock Options (Right to buy)	02/21/2021(4)	02/21/2030(4)	Common Stock	468	$111.53	D
Stock Options (Right to buy)	02/22/2022(4)	02/22/2031(4)	Common Stock	567	$96.32	D
Stock Options (Right to buy)	02/21/2020(4)	02/21/2029(4)	Common Stock	594	$85.67	D
Stock Options (Right to buy)	02/09/2019(4)	02/09/2028(4)	Common Stock	734	$71.19	D
Stock Options (Right to buy)	02/10/2018(4)	02/10/2027(4)	Common Stock	560	$70.7	D

Explanation of Responses:

1. The restricted stock units vest February 12, 2026, as set forth in the agreement, if service requirements are met.

2. The restricted stock units vest February 22, 2027, as set forth in the agreement, if service requirements are met.

3. The restricted stock units vest February 22, 2028, as set forth in the agreement, if service requirements are met.

4. The option vests in three annual installments beginning on the first anniversary of the date of grant.

Remarks:

	/s/ Andrew Michael Schnell	02/09/2026
	** Signature of Reporting Person	Date
Reminder: Report on a separate line for each class of securities beneficially owned directly or indirectly.
* If the form is filed by more than one reporting person, see Instruction 5 (b)(v).
** Intentional misstatements or omissions of facts constitute Federal Criminal Violations See 18 U.S.C. 1001 and 15 U.S.C. 78ff(a).
Note: File three copies of this Form, one of which must be manually signed. If space is insufficient, see Instruction 6 for procedure.
Persons who respond to the collection of information contained in this form are not required to respond unless the form displays a currently valid OMB Number.

FAQ

What does the latest Form 3 for CINF disclose about Andrew Michael Schnell?

The Form 3 shows Senior Vice President-Sub Andrew Michael Schnell’s initial beneficial ownership in Cincinnati Financial common stock, stock options, and restricted stock units as of January 30, 2026, providing a baseline of his equity-based alignment with shareholders.

How many Cincinnati Financial (CINF) common shares does Andrew Michael Schnell own?

Andrew Michael Schnell reported direct beneficial ownership of 5,110.123 Cincinnati Financial common shares. This figure reflects only currently held common stock, separate from any additional shares that could be received through restricted stock units or exercisable stock options.

What restricted stock units does Andrew Michael Schnell hold in Cincinnati Financial (CINF)?

He reported three blocks of restricted stock units covering Cincinnati Financial common stock. These units vest on February 12, 2026, February 22, 2027, and February 22, 2028, respectively, if the service requirements set forth in the applicable award agreements are satisfied.

What stock options are reported by Andrew Michael Schnell in the CINF Form 3?

The filing lists several stock option grants giving rights to buy Cincinnati Financial common stock at exercise prices such as $137.56, $125.57, and $123.94, with expiration dates ranging from February 10, 2027, to February 17, 2035, all held directly.

Does the CINF Form 3 show any recent insider buying or selling by Andrew Michael Schnell?

No transaction codes or share amounts bought or sold are listed. The entries are presented as holdings, indicating an initial statement of beneficial ownership rather than new purchases or sales in Cincinnati Financial securities on that date.

What is Andrew Michael Schnell’s role at Cincinnati Financial (CINF) in this Form 3?

The Form 3 identifies Andrew Michael Schnell as an officer of Cincinnati Financial Corporation with the title “Senior Vice President-Sub.” He is not listed as a director or 10% owner, and all reported securities are held in direct ownership form.