CINF executive Teresa Cracas updates insider holdings in Form 4

Rhea-AI Filing Summary

Cincinnati Financial Corporation (CINF) executive Teresa C. Cracas, EVP and Chief Risk Officer – Sub, reported acquiring 10 shares of the company’s common stock on 11/14/2025 at a price of $0.00 per share, likely reflecting a grant or similar award rather than an open-market purchase. Following this transaction, she beneficially owns 43,588.704 shares directly and 1,883.193 shares indirectly through her spouse. The filing was made as a Form 4 by a single reporting person and reflects routine insider ownership reporting.

SEC Form 4

FORM 4

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549

STATEMENT OF CHANGES IN BENEFICIAL OWNERSHIP

Filed pursuant to Section 16(a) of the Securities Exchange Act of 1934
or Section 30(h) of the Investment Company Act of 1940

OMB APPROVAL

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Check this box if no longer subject to Section 16. Form 4 or Form 5 obligations may continue. See Instruction 1(b).

Check this box to indicate that a transaction was made pursuant to a contract, instruction or written plan for the purchase or sale of equity securities of the issuer that is intended to satisfy the affirmative defense conditions of Rule 10b5-1(c). See Instruction 10.

1. Name and Address of Reporting Person^*

Cracas Teresa C

(Last) (First) (Middle)

6200 SOUTH GILMORE RD

(Street)

FAIRFIELD OH 45014

(City) (State) (Zip)

2. Issuer Name and Ticker or Trading Symbol
CINCINNATI FINANCIAL CORP [ CINF ]

5. Relationship of Reporting Person(s) to Issuer
(Check all applicable)

	Director		10% Owner
X	Officer (give title below)		Other (specify below)
	EVP, Chief Risk Off. - Sub

3. Date of Earliest Transaction (Month/Day/Year)
11/14/2025

4. If Amendment, Date of Original Filed (Month/Day/Year)

6. Individual or Joint/Group Filing (Check Applicable Line)

X	Form filed by One Reporting Person
	Form filed by More than One Reporting Person

Table I - Non-Derivative Securities Acquired, Disposed of, or Beneficially Owned
1. Title of Security (Instr. 3)	2. Transaction Date (Month/Day/Year)	2A. Deemed Execution Date, if any (Month/Day/Year)	3. Transaction Code (Instr. 8)		4. Securities Acquired (A) or Disposed Of (D) (Instr. 3, 4 and 5)			5. Amount of Securities Beneficially Owned Following Reported Transaction(s) (Instr. 3 and 4)	6. Ownership Form: Direct (D) or Indirect (I) (Instr. 4)	7. Nature of Indirect Beneficial Ownership (Instr. 4)
			Code	V	Amount	(A) or (D)	Price
Common Stock	11/14/2025		A		10	A	$0.00	43,588.704	D
Common Stock								1,883.193	I	By Spouse

Table II - Derivative Securities Acquired, Disposed of, or Beneficially Owned (e.g., puts, calls, warrants, options, convertible securities)
1. Title of Derivative Security (Instr. 3)	2. Conversion or Exercise Price of Derivative Security	3. Transaction Date (Month/Day/Year)	3A. Deemed Execution Date, if any (Month/Day/Year)	4. Transaction Code (Instr. 8)		5. Number of Derivative Securities Acquired (A) or Disposed of (D) (Instr. 3, 4 and 5)		6. Date Exercisable and Expiration Date (Month/Day/Year)		7. Title and Amount of Securities Underlying Derivative Security (Instr. 3 and 4)		8. Price of Derivative Security (Instr. 5)	9. Number of derivative Securities Beneficially Owned Following Reported Transaction(s) (Instr. 4)	10. Ownership Form: Direct (D) or Indirect (I) (Instr. 4)	11. Nature of Indirect Beneficial Ownership (Instr. 4)
				Code	V	(A)	(D)	Date Exercisable	Expiration Date	Title	Amount or Number of Shares

Explanation of Responses:

Remarks:

	/s/ Teresa C Cracas	11/17/2025
	** Signature of Reporting Person	Date
Reminder: Report on a separate line for each class of securities beneficially owned directly or indirectly.
* If the form is filed by more than one reporting person, see Instruction 4 (b)(v).
** Intentional misstatements or omissions of facts constitute Federal Criminal Violations See 18 U.S.C. 1001 and 15 U.S.C. 78ff(a).
Note: File three copies of this Form, one of which must be manually signed. If space is insufficient, see Instruction 6 for procedure.
Persons who respond to the collection of information contained in this form are not required to respond unless the form displays a currently valid OMB Number.

FAQ

What insider transaction did Cincinnati Financial (CINF) report for Teresa C. Cracas?

Teresa C. Cracas, an executive at Cincinnati Financial (CINF), reported the acquisition of 10 shares of common stock on 11/14/2025 at a price of $0.00 per share.

What is Teresa C. Cracas’s role at Cincinnati Financial (CINF)?

Teresa C. Cracas is an Officer of Cincinnati Financial Corporation, serving as EVP, Chief Risk Off. - Sub, as disclosed in the Form 4.

How many Cincinnati Financial (CINF) shares does Teresa C. Cracas own after this transaction?

After the reported transaction, Teresa C. Cracas beneficially owns 43,588.704 shares of CINF common stock directly and 1,883.193 shares indirectly through her spouse.

Was the Teresa C. Cracas Form 4 for Cincinnati Financial (CINF) filed by more than one person?

No. The Form 4 for this transaction was indicated as Form filed by One Reporting Person, referring only to Teresa C. Cracas.

Does the Form 4 for Cincinnati Financial (CINF) report any derivative securities for Teresa C. Cracas?

The provided Form 4 layout includes a section for Derivative Securities, but no derivative transactions or holdings are shown in the excerpted table for Teresa C. Cracas.

How is indirect ownership described in the Cincinnati Financial (CINF) Form 4 for Teresa C. Cracas?

Indirect ownership is reported as 1,883.193 shares of CINF common stock held By Spouse, as noted under the indirect beneficial ownership column.