Cincinnati Financial (CINF) CFO gets equity awards and gifts shares

Rhea-AI Filing Summary

Cincinnati Financial executive Michael J. Sewell, CFO, EVP & Treasurer, reported several equity compensation awards and a charitable-style transfer. On February 25, 2026, he was granted 12,852 Performance Stock Units, 1,714 Restricted Stock Units, and 19,880 stock options, all held directly.

The performance stock units can vest on March 1, 2029 if performance goals are met, and this represents the maximum number that may vest. The restricted stock units vest in three annual installments on March 1 if service requirements are met, and the options vest in three annual installments starting one year after grant.

On the same date, Sewell made a bona fide gift of 1,076 shares of common stock, leaving him with 101,629 common shares held directly afterward. He also reported 14,393 phantom stock shares in the company’s Top Hat Savings Plan, to be settled upon retirement or other termination of service.

SEC Form 4

FORM 4

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549

STATEMENT OF CHANGES IN BENEFICIAL OWNERSHIP

Filed pursuant to Section 16(a) of the Securities Exchange Act of 1934
or Section 30(h) of the Investment Company Act of 1940

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Check this box if no longer subject to Section 16. Form 4 or Form 5 obligations may continue. See Instruction 1(b).

Check this box to indicate that a transaction was made pursuant to a contract, instruction or written plan for the purchase or sale of equity securities of the issuer that is intended to satisfy the affirmative defense conditions of Rule 10b5-1(c). See Instruction 10.

1. Name and Address of Reporting Person^*

Sewell Michael J

(Last) (First) (Middle)

6200 SOUTH GILMORE RD

(Street)

FAIRFIELD OH 45014

(City) (State) (Zip)

2. Issuer Name and Ticker or Trading Symbol
CINCINNATI FINANCIAL CORP [ CINF ]

5. Relationship of Reporting Person(s) to Issuer
(Check all applicable)

	Director		10% Owner
X	Officer (give title below)		Other (specify below)
	CFO, EVP & Treasurer

3. Date of Earliest Transaction (Month/Day/Year)
02/25/2026

4. If Amendment, Date of Original Filed (Month/Day/Year)

6. Individual or Joint/Group Filing (Check Applicable Line)

X	Form filed by One Reporting Person
	Form filed by More than One Reporting Person

Table I - Non-Derivative Securities Acquired, Disposed of, or Beneficially Owned
1. Title of Security (Instr. 3)	2. Transaction Date (Month/Day/Year)	2A. Deemed Execution Date, if any (Month/Day/Year)	3. Transaction Code (Instr. 8)		4. Securities Acquired (A) or Disposed Of (D) (Instr. 3, 4 and 5)			5. Amount of Securities Beneficially Owned Following Reported Transaction(s) (Instr. 3 and 4)	6. Ownership Form: Direct (D) or Indirect (I) (Instr. 4)	7. Nature of Indirect Beneficial Ownership (Instr. 4)
			Code	V	Amount	(A) or (D)	Price
Common Stock	02/25/2026		G		1,076	D	$0.00	101,629	D

Table II - Derivative Securities Acquired, Disposed of, or Beneficially Owned (e.g., puts, calls, warrants, options, convertible securities)
1. Title of Derivative Security (Instr. 3)	2. Conversion or Exercise Price of Derivative Security	3. Transaction Date (Month/Day/Year)	3A. Deemed Execution Date, if any (Month/Day/Year)	4. Transaction Code (Instr. 8)		5. Number of Derivative Securities Acquired (A) or Disposed of (D) (Instr. 3, 4 and 5)		6. Date Exercisable and Expiration Date (Month/Day/Year)		7. Title and Amount of Securities Underlying Derivative Security (Instr. 3 and 4)		8. Price of Derivative Security (Instr. 5)	9. Number of derivative Securities Beneficially Owned Following Reported Transaction(s) (Instr. 4)	10. Ownership Form: Direct (D) or Indirect (I) (Instr. 4)	11. Nature of Indirect Beneficial Ownership (Instr. 4)
				Code	V	(A)	(D)	Date Exercisable	Expiration Date	Title	Amount or Number of Shares
Performance Stock Units	$0.00	02/25/2026		A		12,852		(1)	(1)	Common Stock	12,852	$0.00	12,852	D
Restricted Stock Units	$0.00	02/25/2026		A		1,714		(2)	(2)	Common Stock	1,714	$0.00	1,714	D
Stock Option (Right to Buy)	$162.22	02/25/2026		A		19,880		02/25/2027(3)	02/25/2036(3)	Common Stock	19,880	$0.00	19,880	D
Phantom Stock Shares	$0.00							(4)	(4)	Common Stock	14,393		14,393	D

Explanation of Responses:

1. The restricted stock units vest March 1, 2029 , as set forth in the grant agreement, if performance goals are met. The number of restricted stock units shown is the maximum number of such units that may vest.

2. The restricted stock units vest in three annual installments on March 1, as set forth in the grant agreement, if service requirements are met.

3. The option vests in three annual installments beginning on the first anniversary of the date of grant.

4. The reported phantom stock shares were acquired under the company's Top Hat Savings Plan, an "Excess Benefits Plan" within the meaning of Rule 16b-3(b)(2), and are to be settled upon the reporting person's retirement or other termination of service. The reporting person may transfer the value of his phantom stock shares into an alternative investment selection within the plan.

Remarks:

	/s/ Michael J Sewell	02/26/2026
	** Signature of Reporting Person	Date
Reminder: Report on a separate line for each class of securities beneficially owned directly or indirectly.
* If the form is filed by more than one reporting person, see Instruction 4 (b)(v).
** Intentional misstatements or omissions of facts constitute Federal Criminal Violations See 18 U.S.C. 1001 and 15 U.S.C. 78ff(a).
Note: File three copies of this Form, one of which must be manually signed. If space is insufficient, see Instruction 6 for procedure.
Persons who respond to the collection of information contained in this form are not required to respond unless the form displays a currently valid OMB Number.

FAQ

What equity awards did Cincinnati Financial (CINF) CFO Michael Sewell receive?

Michael Sewell received 12,852 Performance Stock Units, 1,714 Restricted Stock Units, and 19,880 stock options on February 25, 2026. All awards are held directly and vest over time based on performance goals or continued service conditions specified in the grant agreements.

When do Michael Sewell’s new Cincinnati Financial (CINF) stock awards vest?

The performance stock units may vest on March 1, 2029 if performance goals are met. The restricted stock units vest in three annual installments on March 1, and the stock options vest in three annual installments beginning on the first anniversary of the grant date.

Did Cincinnati Financial (CINF) CFO Michael Sewell sell any shares in this Form 4?

The filing reports no open-market sales. Instead, Michael Sewell made a bona fide gift of 1,076 common shares on February 25, 2026, after which he held 101,629 common shares directly. The other reported transactions are equity awards and plan-related holdings.

What are the phantom stock shares reported by Cincinnati Financial (CINF) CFO?

Michael Sewell reported 14,393 phantom stock shares held under the company’s Top Hat Savings Plan. These are nontraditional equity-linked units that will be settled in value when he retires or otherwise terminates service, and he may reallocate them among alternative investments within the plan.

How many Cincinnati Financial (CINF) common shares does Michael Sewell hold after the Form 4 transactions?

Following the February 25, 2026 transactions, including a bona fide gift of 1,076 common shares, Michael Sewell directly holds 101,629 shares of Cincinnati Financial common stock. This figure reflects his position after the reported gift disposition in the filing.