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Cincinnati Financial CEO gifts 55,000 shares to spouse

The transfer was described as estate planning; afterward, Spray directly held 17,731 shares, while his spouse's reported indirect position was 55,000 shares.

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Form Type
4

Rhea-AI Filing Summary

Cincinnati Financial Corp. (CINF) President & CEO Stephen M. Spray reported a bona fide gift of 55,000 common shares to his spouse on November 6, 2026, for estate planning purposes. After the transfer, Spray directly held 17,731 shares; his spouse’s reported indirect holdings were 55,000 shares.

Insider Spray Stephen M
Role President & CEO
Type Security Shares Price Value
Gift Common Stock F1 55,000 $0.00 $0.00
Gift Common Stock F1 55,000 $0.00 $0.00
Holdings After Transaction: Common Stock — 17,731 shares (Direct); Common Stock — 55,000 shares (Indirect, By Spouse)
Footnotes (1)
  1. F1. This transaction involved the reporting person's gift of 55,000 shares of CINF common stock to his spouse for estate planning purposes.
Common shares gifted 55,000 shares Gift to spouse on November 6, 2026
Direct shares held after gift 17,731 shares Stephen M. Spray
Indirect shares held after gift 55,000 shares Held by spouse

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How many shares did CINF’s CEO gift to his spouse?

Stephen M. Spray, Cincinnati Financial Corp.’s President & CEO, reported a bona fide gift of 55,000 common shares to his spouse on November 6, 2026, for estate planning purposes.

AI-generated analysis. How Rhea-AI works. Not financial advice.

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SEC Form 4
FORM 4UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549

STATEMENT OF CHANGES IN BENEFICIAL OWNERSHIP

Filed pursuant to Section 16(a) of the Securities Exchange Act of 1934
or Section 30(h) of the Investment Company Act of 1940
OMB APPROVAL
OMB Number:3235-0287
Estimated average burden
hours per response:0.5
Check this box if no longer subject to Section 16. Form 4 or Form 5 obligations may continue. See Instruction 1(b).
Check this box to indicate that a transaction was made pursuant to a contract, instruction or written plan for the purchase or sale of equity securities of the issuer that is intended to satisfy the affirmative defense conditions of Rule 10b5-1(c). See Instruction 10.
1. Name and Address of Reporting Person*
Spray Stephen M

(Last)(First)(Middle)
6200 SOUTH GILMORE RD

(Street)
FAIRFIELD OHIO 45014

(City)(State)(Zip)

UNITED STATES

(Country)
2. Issuer Name and Ticker or Trading Symbol
CINCINNATI FINANCIAL CORP [ CINF ]
5. Relationship of Reporting Person(s) to Issuer
(Check all applicable)
XDirector10% Owner
XOfficer (give title below)Other (specify below)
President & CEO
2a. Foreign Trading Symbol
3. Date of Earliest Transaction (Month/Day/Year)
11/06/2026
6. Individual or Joint/Group Filing (Check Applicable Line)
XForm filed by One Reporting Person
Form filed by More than One Reporting Person
4. If Amendment, Date of Original Filed (Month/Day/Year)

Table I - Non-Derivative Securities Acquired, Disposed of, or Beneficially Owned
1. Title of Security (Instr. 3) 2. Transaction Date (Month/Day/Year)2A. Deemed Execution Date, if any (Month/Day/Year)3. Transaction Code (Instr. 8) 4. Securities Acquired (A) or Disposed Of (D) (Instr. 3, 4 and 5) 5. Amount of Securities Beneficially Owned Following Reported Transaction(s) (Instr. 3 and 4) 6. Ownership Form: Direct (D) or Indirect (I) (Instr. 4) 7. Nature of Indirect Beneficial Ownership (Instr. 4)
CodeVAmount(A) or (D)Price
Common Stock11/06/2026G55,000D$0.0017,731(1)D
Common Stock11/06/2026G55,000A$0.0055,000(1)IBy Spouse
Table II - Derivative Securities Acquired, Disposed of, or Beneficially Owned
(e.g., puts, calls, warrants, options, convertible securities)
1. Title of Derivative Security (Instr. 3) 2. Conversion or Exercise Price of Derivative Security 3. Transaction Date (Month/Day/Year)3A. Deemed Execution Date, if any (Month/Day/Year)4. Transaction Code (Instr. 8) 5. Number of Derivative Securities Acquired (A) or Disposed of (D) (Instr. 3, 4 and 5) 6. Date Exercisable and Expiration Date (Month/Day/Year)7. Title and Amount of Securities Underlying Derivative Security (Instr. 3 and 4) 8. Price of Derivative Security (Instr. 5) 9. Number of derivative Securities Beneficially Owned Following Reported Transaction(s) (Instr. 4) 10. Ownership Form: Direct (D) or Indirect (I) (Instr. 4) 11. Nature of Indirect Beneficial Ownership (Instr. 4)
CodeV(A)(D)Date ExercisableExpiration DateTitleAmount or Number of Shares
Explanation of Responses:
1. This transaction involved the reporting person's gift of 55,000 shares of CINF common stock to his spouse for estate planning purposes.
Remarks:
/s/ Stephen M Spray11/09/2026
** Signature of Reporting PersonDate
Reminder: Report on a separate line for each class of securities beneficially owned directly or indirectly.
* If the form is filed by more than one reporting person, see Instruction 4 (b)(v).
** Intentional misstatements or omissions of facts constitute Federal Criminal Violations See 18 U.S.C. 1001 and 15 U.S.C. 78ff(a).
Note: File three copies of this Form, one of which must be manually signed. If space is insufficient, see Instruction 6 for procedure.
Persons who respond to the collection of information contained in this form are not required to respond unless the form displays a currently valid OMB Number.
* Form 4: SEC 1474 (03-26)

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