Cincinnati Financial SVP receives equity awards

Schnell Andrew Michael reported acquisition or exercise transactions in this Form 4 filing.

Rhea-AI Filing Summary

Schnell Andrew Michael reported acquisition or exercise transactions in this Form 4 filing.

Cincinnati Financial Corp reported that senior vice president Andrew Michael Schnell received new equity-based compensation awards. On February 25, 2026, he was granted 3,434 Performance Stock Units, 573 Restricted Stock Units, and 5,310 stock options, all held directly.

The performance stock units may vest on March 1, 2029 if specified performance goals are met, and the number reported is the maximum that may vest. The restricted stock units vest in three annual installments on March 1 if service conditions are satisfied. The stock options vest in three annual installments beginning on the first anniversary of the grant date. Following these awards, Schnell directly holds 5,759.123 shares of common stock.

Insider Trade Summary

Grant/Award: 9,317 shares

Grant/Award 4 txns

Insider Schnell Andrew Michael

Role Senior Vice President-Sub

Type	Security	Shares	Price	Value
Grant/Award	Performance Stock Units	3,434	$0.00	$0.00
Grant/Award	Restricted Stock Units	573	$0.00	$0.00
Grant/Award	Stock Option (Right to Buy)	5,310	$0.00	$0.00
holding	Common Stock	--	--	--

Holdings After Transaction: Performance Stock Units — 3,434 contracts (Direct); Restricted Stock Units — 573 contracts (Direct); Stock Option (Right to Buy) — 5,310 contracts (Direct); Common Stock — 5,759.123 shares (Direct)

Footnotes (3)

1. F1. The restricted stock units vest March 1, 2029 , as set forth in the grant agreement, if performance goals are met. The number of restricted stock units shown is the maximum number of such units that may vest.
2. F2. The restricted stock units vest in three annual installments on March 1, as set forth in the grant agreement, if service requirements are met.
3. F3. The option vests in three annual installments beginning on the first anniversary of the date of grant.

FAQ

AI-generated questions and answers. How Rhea-AI works. Not financial advice.

What does the latest Form 4 for Cincinnati Financial (CINF) report for Andrew Michael Schnell?

The Form 4 shows Andrew Michael Schnell receiving equity-based awards, including performance stock units, restricted stock units, and stock options. These grants increase his potential long-term ownership in Cincinnati Financial Corp, subject to performance and service-based vesting conditions described in the awards.

How many performance stock units did Andrew Michael Schnell receive from Cincinnati Financial (CINF)?

Andrew Michael Schnell received 3,434 Performance Stock Units from Cincinnati Financial Corp. According to the filing, these units may vest on March 1, 2029, if specified performance goals are met, and the amount disclosed is the maximum number that can ultimately vest under the grant.

When do Andrew Michael Schnell’s Cincinnati Financial (CINF) restricted stock units vest?

The restricted stock units granted to Andrew Michael Schnell vest in three annual installments on March 1. Vesting occurs only if the service requirements in the grant agreement are satisfied, aligning the award with continued employment over multiple years as outlined in the filing’s footnotes.

How are Andrew Michael Schnell’s Cincinnati Financial (CINF) stock options structured?

Schnell’s stock option grant covers 5,310 shares and vests in three annual installments. Vesting begins on the first anniversary of the February 25, 2026 grant date, meaning portions become exercisable over three years, supporting longer-term alignment with Cincinnati Financial’s shareholder interests.

How many Cincinnati Financial (CINF) common shares does Andrew Michael Schnell hold after these awards?

After the reported transactions, Andrew Michael Schnell directly holds 5,759.123 shares of Cincinnati Financial common stock. This figure reflects his ownership position in the company’s common equity as recorded in the Form 4 following the equity award grants disclosed for February 25, 2026.

Are the Cincinnati Financial (CINF) equity awards to Andrew Michael Schnell immediately vested?

No, the awards are subject to vesting conditions. Performance stock units vest only if 2029 performance goals are met, restricted stock units vest over three annual March 1 installments, and stock options vest in three installments starting one year after the grant date.

AI-generated analysis. How Rhea-AI works. Not financial advice.

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Accepted by SEC EDGAR 02/27/2026 - 03:25 PM Learn about SEC filing dates

SEC Form 4

FORM 4

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549

STATEMENT OF CHANGES IN BENEFICIAL OWNERSHIP

Filed pursuant to Section 16(a) of the Securities Exchange Act of 1934
or Section 30(h) of the Investment Company Act of 1940

OMB APPROVAL

OMB Number:			3235-0287
Estimated average burden
hours per response:			0.5

Check this box if no longer subject to Section 16. Form 4 or Form 5 obligations may continue. See Instruction 1(b).

Check this box to indicate that a transaction was made pursuant to a contract, instruction or written plan for the purchase or sale of equity securities of the issuer that is intended to satisfy the affirmative defense conditions of Rule 10b5-1(c). See Instruction 10.

1. Name and Address of Reporting Person^*

Schnell Andrew Michael

(Last) (First) (Middle)

6200 S GILMORE RD.

(Street)

FAIRFIELD OH 45014

(City) (State) (Zip)

2. Issuer Name and Ticker or Trading Symbol
CINCINNATI FINANCIAL CORP [ CINF ]

5. Relationship of Reporting Person(s) to Issuer
(Check all applicable)

	Director		10% Owner
X	Officer (give title below)		Other (specify below)
	Senior Vice President-Sub

3. Date of Earliest Transaction (Month/Day/Year)
02/25/2026

4. If Amendment, Date of Original Filed (Month/Day/Year)

6. Individual or Joint/Group Filing (Check Applicable Line)

X	Form filed by One Reporting Person
	Form filed by More than One Reporting Person

Table I - Non-Derivative Securities Acquired, Disposed of, or Beneficially Owned
1. Title of Security (Instr. 3)	2. Transaction Date (Month/Day/Year)	2A. Deemed Execution Date, if any (Month/Day/Year)	3. Transaction Code (Instr. 8)		4. Securities Acquired (A) or Disposed Of (D) (Instr. 3, 4 and 5)			5. Amount of Securities Beneficially Owned Following Reported Transaction(s) (Instr. 3 and 4)	6. Ownership Form: Direct (D) or Indirect (I) (Instr. 4)	7. Nature of Indirect Beneficial Ownership (Instr. 4)
			Code	V	Amount	(A) or (D)	Price
Common Stock								5,759.123	D

Table II - Derivative Securities Acquired, Disposed of, or Beneficially Owned (e.g., puts, calls, warrants, options, convertible securities)
1. Title of Derivative Security (Instr. 3)	2. Conversion or Exercise Price of Derivative Security	3. Transaction Date (Month/Day/Year)	3A. Deemed Execution Date, if any (Month/Day/Year)	4. Transaction Code (Instr. 8)		5. Number of Derivative Securities Acquired (A) or Disposed of (D) (Instr. 3, 4 and 5)		6. Date Exercisable and Expiration Date (Month/Day/Year)		7. Title and Amount of Securities Underlying Derivative Security (Instr. 3 and 4)		8. Price of Derivative Security (Instr. 5)	9. Number of derivative Securities Beneficially Owned Following Reported Transaction(s) (Instr. 4)	10. Ownership Form: Direct (D) or Indirect (I) (Instr. 4)	11. Nature of Indirect Beneficial Ownership (Instr. 4)
				Code	V	(A)	(D)	Date Exercisable	Expiration Date	Title	Amount or Number of Shares
Performance Stock Units	$0.00	02/25/2026		A		3,434		(1)	(1)	Common Stock	3,434	$0.00	3,434	D
Restricted Stock Units	$0.00	02/25/2026		A		573		(2)	(2)	Common Stock	573	$0.00	573	D
Stock Option (Right to Buy)	$162.22	02/25/2026		A		5,310		02/25/2027(3)	02/25/2036(3)	Common Stock	5,310	$0.00	5,310	D

Explanation of Responses:

1. The restricted stock units vest March 1, 2029 , as set forth in the grant agreement, if performance goals are met. The number of restricted stock units shown is the maximum number of such units that may vest.

2. The restricted stock units vest in three annual installments on March 1, as set forth in the grant agreement, if service requirements are met.

3. The option vests in three annual installments beginning on the first anniversary of the date of grant.

Remarks:

	/s/ Andrew Michael Schnell	02/25/2026
	** Signature of Reporting Person	Date
Reminder: Report on a separate line for each class of securities beneficially owned directly or indirectly.
* If the form is filed by more than one reporting person, see Instruction 4 (b)(v).
** Intentional misstatements or omissions of facts constitute Federal Criminal Violations See 18 U.S.C. 1001 and 15 U.S.C. 78ff(a).
Note: File three copies of this Form, one of which must be manually signed. If space is insufficient, see Instruction 6 for procedure.
Persons who respond to the collection of information contained in this form are not required to respond unless the form displays a currently valid OMB Number.