Cincinnati Financial (CINF) director Nancy Benacci receives 847-share stock grant

Rhea-AI Filing Summary

Cincinnati Financial Corporation director Nancy Benacci received an equity grant and updated share totals. On January 29, 2026, she acquired 847 shares of common stock at $0.00 per share under the company’s Director’s Stock Plan of 2018, bringing her direct holdings to 7,586.572 shares.

She also holds 959 shares indirectly through a Director NQ Plan. The filing notes she is enrolled in quarterly dividend reinvestment, and her beneficially owned shares were adjusted to reflect additional shares purchased via that reinvestment program.

SEC Form 4

FORM 4

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549

STATEMENT OF CHANGES IN BENEFICIAL OWNERSHIP

Filed pursuant to Section 16(a) of the Securities Exchange Act of 1934
or Section 30(h) of the Investment Company Act of 1940

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Check this box if no longer subject to Section 16. Form 4 or Form 5 obligations may continue. See Instruction 1(b).

Check this box to indicate that a transaction was made pursuant to a contract, instruction or written plan for the purchase or sale of equity securities of the issuer that is intended to satisfy the affirmative defense conditions of Rule 10b5-1(c). See Instruction 10.

1. Name and Address of Reporting Person^*

Benacci Nancy Cunningham

(Last) (First) (Middle)

6200 SOUTH GILMORE RD

(Street)

FAIRFIELD OH 45014

(City) (State) (Zip)

2. Issuer Name and Ticker or Trading Symbol
CINCINNATI FINANCIAL CORP [ CINF ]

5. Relationship of Reporting Person(s) to Issuer
(Check all applicable)

X	Director		10% Owner
	Officer (give title below)		Other (specify below)

3. Date of Earliest Transaction (Month/Day/Year)
01/29/2026

4. If Amendment, Date of Original Filed (Month/Day/Year)

6. Individual or Joint/Group Filing (Check Applicable Line)

X	Form filed by One Reporting Person
	Form filed by More than One Reporting Person

Table I - Non-Derivative Securities Acquired, Disposed of, or Beneficially Owned
1. Title of Security (Instr. 3)	2. Transaction Date (Month/Day/Year)	2A. Deemed Execution Date, if any (Month/Day/Year)	3. Transaction Code (Instr. 8)		4. Securities Acquired (A) or Disposed Of (D) (Instr. 3, 4 and 5)			5. Amount of Securities Beneficially Owned Following Reported Transaction(s) (Instr. 3 and 4)	6. Ownership Form: Direct (D) or Indirect (I) (Instr. 4)	7. Nature of Indirect Beneficial Ownership (Instr. 4)
			Code	V	Amount	(A) or (D)	Price
Common Stock	01/29/2026		A		847(1)	A	$0.00	7,586.572(2)	D
Common Stock								959(2)	I	By Director NQ Plan

Table II - Derivative Securities Acquired, Disposed of, or Beneficially Owned (e.g., puts, calls, warrants, options, convertible securities)
1. Title of Derivative Security (Instr. 3)	2. Conversion or Exercise Price of Derivative Security	3. Transaction Date (Month/Day/Year)	3A. Deemed Execution Date, if any (Month/Day/Year)	4. Transaction Code (Instr. 8)		5. Number of Derivative Securities Acquired (A) or Disposed of (D) (Instr. 3, 4 and 5)		6. Date Exercisable and Expiration Date (Month/Day/Year)		7. Title and Amount of Securities Underlying Derivative Security (Instr. 3 and 4)		8. Price of Derivative Security (Instr. 5)	9. Number of derivative Securities Beneficially Owned Following Reported Transaction(s) (Instr. 4)	10. Ownership Form: Direct (D) or Indirect (I) (Instr. 4)	11. Nature of Indirect Beneficial Ownership (Instr. 4)
				Code	V	(A)	(D)	Date Exercisable	Expiration Date	Title	Amount or Number of Shares

Explanation of Responses:

1. Shares acquired by grant under the Cincinnati Financial Corporation Director's Stock Plan of 2018

2. The reporting person is enrolled in quarterly dividend reinvestment. The beneficially owned shares have been adjusted to reflect shares purchased through the reinvestment plan.

Remarks:

	/s/ Nancy C Benacci	01/30/2026
	** Signature of Reporting Person	Date
Reminder: Report on a separate line for each class of securities beneficially owned directly or indirectly.
* If the form is filed by more than one reporting person, see Instruction 4 (b)(v).
** Intentional misstatements or omissions of facts constitute Federal Criminal Violations See 18 U.S.C. 1001 and 15 U.S.C. 78ff(a).
Note: File three copies of this Form, one of which must be manually signed. If space is insufficient, see Instruction 6 for procedure.
Persons who respond to the collection of information contained in this form are not required to respond unless the form displays a currently valid OMB Number.

FAQ

What did CINF director Nancy Benacci report in this Form 4 filing?

Nancy Benacci reported an equity award and updated share balances. She acquired 847 Cincinnati Financial common shares at $0.00 under the Director’s Stock Plan of 2018, increasing her direct holdings to 7,586.572 shares and reflecting dividend reinvestment adjustments.

How many Cincinnati Financial (CINF) shares does Nancy Benacci now own directly?

After the reported transaction, Nancy Benacci directly owns 7,586.572 Cincinnati Financial common shares. This total includes the 847-share grant received on January 29, 2026 and prior holdings, adjusted for additional shares from the company’s quarterly dividend reinvestment program.

What was the nature of the 847-share CINF transaction reported by Nancy Benacci?

The 847-share transaction was a stock grant, not an open-market trade. Shares were acquired at $0.00 under the Cincinnati Financial Corporation Director’s Stock Plan of 2018, reflecting director compensation in equity rather than a purchase for cash consideration.

Does Nancy Benacci hold any Cincinnati Financial (CINF) shares indirectly?

Yes. In addition to direct holdings, Nancy Benacci holds 959 Cincinnati Financial common shares indirectly through a Director NQ Plan. These indirect holdings are reported separately from her directly owned 7,586.572 shares of common stock.

How does dividend reinvestment affect Nancy Benacci’s CINF share count?

Nancy Benacci is enrolled in quarterly dividend reinvestment, so cash dividends are used to buy additional CINF shares. The filing notes her beneficially owned share totals were adjusted to include shares purchased through this reinvestment plan, increasing both direct and indirect ownership over time.

What compensation plan granted Nancy Benacci additional CINF shares?

The additional Cincinnati Financial shares came from the Director’s Stock Plan of 2018. Under this plan, Nancy Benacci received a grant of 847 common shares at $0.00, which increased her reported direct ownership stake in the company on January 29, 2026.