Cincinnati Financial (CINF) director adds 847 shares via trust grant

Rhea-AI Filing Summary

Cincinnati Financial Corporation director Dirk J. Debbink reported an indirect acquisition of common stock through a trust. On January 29, 2026, the trust received 847 shares at a price of $0.00 per share as a grant under the company’s 2018 Director's Stock Plan. Following this grant and adjustments from quarterly dividend reinvestment enrollment, the trust now beneficially holds 59,559.624 shares of Cincinnati Financial common stock for his indirect benefit.

SEC Form 4

FORM 4

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549

STATEMENT OF CHANGES IN BENEFICIAL OWNERSHIP

Filed pursuant to Section 16(a) of the Securities Exchange Act of 1934
or Section 30(h) of the Investment Company Act of 1940

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Check this box if no longer subject to Section 16. Form 4 or Form 5 obligations may continue. See Instruction 1(b).

Check this box to indicate that a transaction was made pursuant to a contract, instruction or written plan for the purchase or sale of equity securities of the issuer that is intended to satisfy the affirmative defense conditions of Rule 10b5-1(c). See Instruction 10.

1. Name and Address of Reporting Person^*

Debbink Dirk J

(Last) (First) (Middle)

6200 SOUTH GILMORE RD

(Street)

FAIRFIELD OH 45014-5141

(City) (State) (Zip)

2. Issuer Name and Ticker or Trading Symbol
CINCINNATI FINANCIAL CORP [ CINF ]

5. Relationship of Reporting Person(s) to Issuer
(Check all applicable)

X	Director		10% Owner
	Officer (give title below)		Other (specify below)

3. Date of Earliest Transaction (Month/Day/Year)
01/29/2026

4. If Amendment, Date of Original Filed (Month/Day/Year)

6. Individual or Joint/Group Filing (Check Applicable Line)

X	Form filed by One Reporting Person
	Form filed by More than One Reporting Person

Table I - Non-Derivative Securities Acquired, Disposed of, or Beneficially Owned
1. Title of Security (Instr. 3)	2. Transaction Date (Month/Day/Year)	2A. Deemed Execution Date, if any (Month/Day/Year)	3. Transaction Code (Instr. 8)		4. Securities Acquired (A) or Disposed Of (D) (Instr. 3, 4 and 5)			5. Amount of Securities Beneficially Owned Following Reported Transaction(s) (Instr. 3 and 4)	6. Ownership Form: Direct (D) or Indirect (I) (Instr. 4)	7. Nature of Indirect Beneficial Ownership (Instr. 4)
			Code	V	Amount	(A) or (D)	Price
Common Stock	01/29/2026		A		847(1)	A	$0.00	59,559.624(2)	I	By Trust

Table II - Derivative Securities Acquired, Disposed of, or Beneficially Owned (e.g., puts, calls, warrants, options, convertible securities)
1. Title of Derivative Security (Instr. 3)	2. Conversion or Exercise Price of Derivative Security	3. Transaction Date (Month/Day/Year)	3A. Deemed Execution Date, if any (Month/Day/Year)	4. Transaction Code (Instr. 8)		5. Number of Derivative Securities Acquired (A) or Disposed of (D) (Instr. 3, 4 and 5)		6. Date Exercisable and Expiration Date (Month/Day/Year)		7. Title and Amount of Securities Underlying Derivative Security (Instr. 3 and 4)		8. Price of Derivative Security (Instr. 5)	9. Number of derivative Securities Beneficially Owned Following Reported Transaction(s) (Instr. 4)	10. Ownership Form: Direct (D) or Indirect (I) (Instr. 4)	11. Nature of Indirect Beneficial Ownership (Instr. 4)
				Code	V	(A)	(D)	Date Exercisable	Expiration Date	Title	Amount or Number of Shares

Explanation of Responses:

1. Shares acquired by grant under the Cincinnati Financial Corporation Director's Stock Plan of 2018

2. The reporting person is enrolled in quarterly dividend reinvestment. The beneficially owned shares have been adjusted to reflect shares purchased through the reinvestment plan.

Remarks:

	/s/ Dirk J Debbink	01/30/2026
	** Signature of Reporting Person	Date
Reminder: Report on a separate line for each class of securities beneficially owned directly or indirectly.
* If the form is filed by more than one reporting person, see Instruction 4 (b)(v).
** Intentional misstatements or omissions of facts constitute Federal Criminal Violations See 18 U.S.C. 1001 and 15 U.S.C. 78ff(a).
Note: File three copies of this Form, one of which must be manually signed. If space is insufficient, see Instruction 6 for procedure.
Persons who respond to the collection of information contained in this form are not required to respond unless the form displays a currently valid OMB Number.

FAQ

What insider transaction did CINF director Dirk J. Debbink report?

Dirk J. Debbink reported an indirect acquisition of 847 shares of Cincinnati Financial common stock. The shares were granted on January 29, 2026, under the 2018 Director's Stock Plan and are held by a trust for his indirect beneficial ownership.

At what price were the 847 Cincinnati Financial (CINF) shares acquired?

The 847 Cincinnati Financial shares were acquired at a reported price of $0.00 per share. This reflects that the shares were received as a stock grant to a director, not purchased in the open market, under the company’s 2018 Director's Stock Plan.

How many Cincinnati Financial (CINF) shares does Dirk J. Debbink now beneficially own?

After the reported grant, Dirk J. Debbink beneficially owns 59,559.624 Cincinnati Financial common shares indirectly. These shares are held by a trust, and the total reflects both the new 847-share grant and additional shares from quarterly dividend reinvestment enrollment.

How are Dirk J. Debbink’s Cincinnati Financial (CINF) shares held?

The Form 4 shows Debbink’s Cincinnati Financial shares are held indirectly “By Trust.” This means a trust, rather than Debbink personally, is the record holder of 59,559.624 shares following the transaction, and he reports beneficial ownership of those trust-held shares.

What role does the 2018 Director's Stock Plan play in this CINF Form 4?

The 2018 Director's Stock Plan is the source of the 847-share grant reported. Footnotes explain the shares were acquired under Cincinnati Financial Corporation’s Director's Stock Plan of 2018, providing equity compensation to board members instead of an open-market purchase.

How does dividend reinvestment affect Dirk J. Debbink’s CINF share count?

The filing notes Debbink is enrolled in quarterly dividend reinvestment. As dividends on his indirect holdings are reinvested into additional Cincinnati Financial shares, the beneficially owned total is adjusted upward, contributing to the 59,559.624 shares reported after the transaction.