Cincinnati Financial (CINF) Director Reports Share Sale and Reinvestment Adjustment

Rhea-AI Filing Summary

Charles O. Schiff, a director of Cincinnati Financial Corp (CINF), reported changes in beneficial ownership on Form 4. The filing shows a sale of 3,500 shares on 08/15/2025 at a reported price of $153.5441 per share. The report lists multiple dispositions and holdings across direct and indirect accounts, including shares held by a charitable foundation, children, a grandchildren's irrevocable trust, and spouse. The filing also notes enrollment in the company's quarterly dividend reinvestment plan, and that beneficially owned share totals were adjusted to reflect reinvested shares.

Insights

Financial Analyst

TL;DR: Routine director sale reported; positions updated to reflect dividend reinvestment.

The Form 4 documents a sale of 3,500 common shares by director Charles O. Schiff on 08/15/2025 at $153.5441 per share and records multiple direct and indirect holdings across family and foundation accounts. The filing includes a disclosure that the reporting person is enrolled in the quarterly dividend reinvestment plan, with beneficial ownership adjusted accordingly. Based solely on the filing, this appears to be a standard Section 16 disclosure of insider transactions without additional contextual detail on intent or material corporate events.

Corporate Governance Expert

TL;DR: Standard insider reporting; documents family and foundation holdings and a small open-market sale.

The Form 4 identifies Charles O. Schiff as a director and reports dispositions and current beneficial ownership separated by direct and indirect holdings (including charitable foundation, children, grandchildren's trust, and spouse). The explicit note about dividend reinvestment indicates routine administrative adjustments to reported share counts. There is no additional governance action, plan amendment, or explicit 10b5-1 plan referenced in the filing text provided.

SEC Form 4

FORM 4

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549

STATEMENT OF CHANGES IN BENEFICIAL OWNERSHIP

Filed pursuant to Section 16(a) of the Securities Exchange Act of 1934
or Section 30(h) of the Investment Company Act of 1940

OMB APPROVAL

OMB Number:			3235-0287
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Check this box if no longer subject to Section 16. Form 4 or Form 5 obligations may continue. See Instruction 1(b).

Check this box to indicate that a transaction was made pursuant to a contract, instruction or written plan for the purchase or sale of equity securities of the issuer that is intended to satisfy the affirmative defense conditions of Rule 10b5-1(c). See Instruction 10.

1. Name and Address of Reporting Person^*

Schiff Charles Odell

(Last) (First) (Middle)

6200 SOUTH GILMORE RD

(Street)

FAIRFIELD OH 45014

(City) (State) (Zip)

2. Issuer Name and Ticker or Trading Symbol
CINCINNATI FINANCIAL CORP [ CINF ]

5. Relationship of Reporting Person(s) to Issuer
(Check all applicable)

X	Director		10% Owner
	Officer (give title below)		Other (specify below)

3. Date of Earliest Transaction (Month/Day/Year)
08/15/2025

4. If Amendment, Date of Original Filed (Month/Day/Year)

6. Individual or Joint/Group Filing (Check Applicable Line)

X	Form filed by One Reporting Person
	Form filed by More than One Reporting Person

Table I - Non-Derivative Securities Acquired, Disposed of, or Beneficially Owned
1. Title of Security (Instr. 3)	2. Transaction Date (Month/Day/Year)	2A. Deemed Execution Date, if any (Month/Day/Year)	3. Transaction Code (Instr. 8)		4. Securities Acquired (A) or Disposed Of (D) (Instr. 3, 4 and 5)			5. Amount of Securities Beneficially Owned Following Reported Transaction(s) (Instr. 3 and 4)	6. Ownership Form: Direct (D) or Indirect (I) (Instr. 4)	7. Nature of Indirect Beneficial Ownership (Instr. 4)
			Code	V	Amount	(A) or (D)	Price
Common Stock	08/15/2025		S		3,500	D	$153.5441	181,055	I	By Charitable Foundation
Common Stock								745,734	D
Common Stock								65,715.528(1)	I	By Children
Common Stock								147,561.035(1)	I	By Grandchildren's Irrevocable Trust
Common Stock								29,513	I	By Spouse

Table II - Derivative Securities Acquired, Disposed of, or Beneficially Owned (e.g., puts, calls, warrants, options, convertible securities)
1. Title of Derivative Security (Instr. 3)	2. Conversion or Exercise Price of Derivative Security	3. Transaction Date (Month/Day/Year)	3A. Deemed Execution Date, if any (Month/Day/Year)	4. Transaction Code (Instr. 8)		5. Number of Derivative Securities Acquired (A) or Disposed of (D) (Instr. 3, 4 and 5)		6. Date Exercisable and Expiration Date (Month/Day/Year)		7. Title and Amount of Securities Underlying Derivative Security (Instr. 3 and 4)		8. Price of Derivative Security (Instr. 5)	9. Number of derivative Securities Beneficially Owned Following Reported Transaction(s) (Instr. 4)	10. Ownership Form: Direct (D) or Indirect (I) (Instr. 4)	11. Nature of Indirect Beneficial Ownership (Instr. 4)
				Code	V	(A)	(D)	Date Exercisable	Expiration Date	Title	Amount or Number of Shares

Explanation of Responses:

1. The reporting person is enrolled in quarterly dividend reinvestment. The beneficially owned shares have been adjusted to reflect shares purchased through the reinvestment plan.

Remarks:

	/s/ Charles O Schiff	08/18/2025
	** Signature of Reporting Person	Date
Reminder: Report on a separate line for each class of securities beneficially owned directly or indirectly.
* If the form is filed by more than one reporting person, see Instruction 4 (b)(v).
** Intentional misstatements or omissions of facts constitute Federal Criminal Violations See 18 U.S.C. 1001 and 15 U.S.C. 78ff(a).
Note: File three copies of this Form, one of which must be manually signed. If space is insufficient, see Instruction 6 for procedure.
Persons who respond to the collection of information contained in this form are not required to respond unless the form displays a currently valid OMB Number.

FAQ

What insider transaction did Charles O. Schiff report on Form 4 for CINF?

The filing reports a sale of 3,500 common shares on 08/15/2025 at a price of $153.5441 per share and discloses other dispositions and holdings across direct and indirect accounts.

Does the Form 4 disclose dividend reinvestment for CINF insider Charles O. Schiff?

Yes. The filing states the reporting person is enrolled in the company's quarterly dividend reinvestment plan and that beneficial ownership totals were adjusted accordingly.

What types of indirect holdings are disclosed by the reporting person?

The filing lists indirect beneficial ownership through a charitable foundation, children, a grandchildren's irrevocable trust, and spouse.

When was the Form 4 signed by the reporting person?

The signature block shows the form was signed by Charles O. Schiff on 08/18/2025.

Does the Form 4 indicate a 10b5-1 trading plan or amendment?

No. The provided filing text does not reference a 10b5-1 trading plan or any amendment date for such a plan.