Cincinnati Financial (CINF) director Schiff receives 847-share stock grant and reports large holdings

Rhea-AI Filing Summary

Cincinnati Financial Corporation director Charles Odell Schiff reported receiving a grant of 847 shares of common stock on 01/29/2026 under the company’s Director's Stock Plan of 2018 at a price of $0.00 per share.

After this grant, he directly owns 746,581 common shares. He also reports indirect holdings of 181,055 shares through a charitable foundation, 66,428.384 shares held for children, 149,172.314 shares held for a grandchildren's irrevocable trust, and 29,513 shares held by his spouse. Beneficially owned amounts were adjusted to reflect quarterly dividend reinvestment.

SEC Form 4

FORM 4

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549

STATEMENT OF CHANGES IN BENEFICIAL OWNERSHIP

Filed pursuant to Section 16(a) of the Securities Exchange Act of 1934
or Section 30(h) of the Investment Company Act of 1940

OMB APPROVAL

OMB Number:			3235-0287
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hours per response:			0.5

Check this box if no longer subject to Section 16. Form 4 or Form 5 obligations may continue. See Instruction 1(b).

Check this box to indicate that a transaction was made pursuant to a contract, instruction or written plan for the purchase or sale of equity securities of the issuer that is intended to satisfy the affirmative defense conditions of Rule 10b5-1(c). See Instruction 10.

1. Name and Address of Reporting Person^*

Schiff Charles Odell

(Last) (First) (Middle)

6200 SOUTH GILMORE RD

(Street)

FAIRFIELD OH 45014

(City) (State) (Zip)

2. Issuer Name and Ticker or Trading Symbol
CINCINNATI FINANCIAL CORP [ CINF ]

5. Relationship of Reporting Person(s) to Issuer
(Check all applicable)

X	Director		10% Owner
	Officer (give title below)		Other (specify below)

3. Date of Earliest Transaction (Month/Day/Year)
01/29/2026

4. If Amendment, Date of Original Filed (Month/Day/Year)

6. Individual or Joint/Group Filing (Check Applicable Line)

X	Form filed by One Reporting Person
	Form filed by More than One Reporting Person

Table I - Non-Derivative Securities Acquired, Disposed of, or Beneficially Owned
1. Title of Security (Instr. 3)	2. Transaction Date (Month/Day/Year)	2A. Deemed Execution Date, if any (Month/Day/Year)	3. Transaction Code (Instr. 8)		4. Securities Acquired (A) or Disposed Of (D) (Instr. 3, 4 and 5)			5. Amount of Securities Beneficially Owned Following Reported Transaction(s) (Instr. 3 and 4)	6. Ownership Form: Direct (D) or Indirect (I) (Instr. 4)	7. Nature of Indirect Beneficial Ownership (Instr. 4)
			Code	V	Amount	(A) or (D)	Price
Common Stock	01/29/2026		A		847(1)	A	$0.00	746,581	D
Common Stock								181,055	I	By Charitable Foundation
Common Stock								66,428.384(2)	I	By Children
Common Stock								149,172.314(2)	I	By Grandchildren's Irrevocable Trust
Common Stock								29,513	I	By Spouse

Table II - Derivative Securities Acquired, Disposed of, or Beneficially Owned (e.g., puts, calls, warrants, options, convertible securities)
1. Title of Derivative Security (Instr. 3)	2. Conversion or Exercise Price of Derivative Security	3. Transaction Date (Month/Day/Year)	3A. Deemed Execution Date, if any (Month/Day/Year)	4. Transaction Code (Instr. 8)		5. Number of Derivative Securities Acquired (A) or Disposed of (D) (Instr. 3, 4 and 5)		6. Date Exercisable and Expiration Date (Month/Day/Year)		7. Title and Amount of Securities Underlying Derivative Security (Instr. 3 and 4)		8. Price of Derivative Security (Instr. 5)	9. Number of derivative Securities Beneficially Owned Following Reported Transaction(s) (Instr. 4)	10. Ownership Form: Direct (D) or Indirect (I) (Instr. 4)	11. Nature of Indirect Beneficial Ownership (Instr. 4)
				Code	V	(A)	(D)	Date Exercisable	Expiration Date	Title	Amount or Number of Shares

Explanation of Responses:

1. Shares acquired by grant under the Cincinnati Financial Corporation Director's Stock Plan of 2018

2. The reporting person is enrolled in quarterly dividend reinvestment. The beneficially owned shares have been adjusted to reflect shares purchased through the reinvestment plan.

Remarks:

	/s/ Charles O Schiff	01/30/2026
	** Signature of Reporting Person	Date
Reminder: Report on a separate line for each class of securities beneficially owned directly or indirectly.
* If the form is filed by more than one reporting person, see Instruction 4 (b)(v).
** Intentional misstatements or omissions of facts constitute Federal Criminal Violations See 18 U.S.C. 1001 and 15 U.S.C. 78ff(a).
Note: File three copies of this Form, one of which must be manually signed. If space is insufficient, see Instruction 6 for procedure.
Persons who respond to the collection of information contained in this form are not required to respond unless the form displays a currently valid OMB Number.

FAQ

What insider transaction did Charles Odell Schiff report at Cincinnati Financial (CINF)?

Charles Odell Schiff reported receiving a grant of 847 Cincinnati Financial common shares on January 29, 2026. The shares were issued at $0.00 under the Director's Stock Plan of 2018, reflecting equity-based compensation rather than an open-market purchase.

How many Cincinnati Financial (CINF) shares does Charles Odell Schiff now hold directly?

Following the reported grant, Charles Odell Schiff directly holds 746,581 shares of Cincinnati Financial common stock. This figure reflects his direct beneficial ownership after adjusting for the 847-share award granted on January 29, 2026.

What indirect Cincinnati Financial (CINF) holdings are associated with Charles Odell Schiff?

Indirectly, interests associated with Charles Odell Schiff hold 181,055 shares via a charitable foundation, 66,428.384 shares for children, 149,172.314 shares in a grandchildren's irrevocable trust, and 29,513 shares by his spouse. These are reported as indirect beneficial ownership positions.

Was the January 29, 2026 CINF insider grant an open-market purchase?

No, the 847-share transaction was not an open-market purchase. It was a grant under Cincinnati Financial’s Director's Stock Plan of 2018, reported at a price of $0.00 per share, indicating stock-based compensation to the director.

How does dividend reinvestment affect Charles Odell Schiff’s CINF share counts?

The filing notes he is enrolled in quarterly dividend reinvestment, so beneficially owned shares are adjusted for shares purchased through that plan. This means reported holdings incorporate additional shares accumulated via reinvested dividends over time.

What is Charles Odell Schiff’s role at Cincinnati Financial (CINF)?

Charles Odell Schiff is identified as a director of Cincinnati Financial Corporation. The reported stock grant on January 29, 2026, was made under the company’s Director's Stock Plan of 2018, reflecting equity compensation tied to his board service.