Cincinnati Financial (CINF) SVP reports RSU exercise and tax-share withholding

Rhea-AI Filing Summary

Cincinnati Financial Corp. senior vice president Scott Alan Schuler reported equity award activity involving company stock. On February 12, 2026, he exercised 216 restricted stock units at an exercise price of $0.00, converting them into 216 shares of common stock. On the same date, 74 shares of common stock were automatically disposed of at $163.12 per share to cover tax obligations related to the award. After these transactions, he directly owned 1,332.535 shares of Cincinnati Financial common stock, with beneficial ownership also reflecting ongoing quarterly dividend reinvestment.

SEC Form 4

FORM 4

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549

STATEMENT OF CHANGES IN BENEFICIAL OWNERSHIP

Filed pursuant to Section 16(a) of the Securities Exchange Act of 1934
or Section 30(h) of the Investment Company Act of 1940

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Check this box if no longer subject to Section 16. Form 4 or Form 5 obligations may continue. See Instruction 1(b).

Check this box to indicate that a transaction was made pursuant to a contract, instruction or written plan for the purchase or sale of equity securities of the issuer that is intended to satisfy the affirmative defense conditions of Rule 10b5-1(c). See Instruction 10.

1. Name and Address of Reporting Person^*

Schuler Scott Alan

(Last) (First) (Middle)

6200 SOUTH GILMORE RD

(Street)

FAIRFIELD OH 45014

(City) (State) (Zip)

2. Issuer Name and Ticker or Trading Symbol
CINCINNATI FINANCIAL CORP [ CINF ]

5. Relationship of Reporting Person(s) to Issuer
(Check all applicable)

	Director		10% Owner
X	Officer (give title below)		Other (specify below)
	Senior Vice President - Sub

3. Date of Earliest Transaction (Month/Day/Year)
02/12/2026

4. If Amendment, Date of Original Filed (Month/Day/Year)

6. Individual or Joint/Group Filing (Check Applicable Line)

X	Form filed by One Reporting Person
	Form filed by More than One Reporting Person

Table I - Non-Derivative Securities Acquired, Disposed of, or Beneficially Owned
1. Title of Security (Instr. 3)	2. Transaction Date (Month/Day/Year)	2A. Deemed Execution Date, if any (Month/Day/Year)	3. Transaction Code (Instr. 8)		4. Securities Acquired (A) or Disposed Of (D) (Instr. 3, 4 and 5)			5. Amount of Securities Beneficially Owned Following Reported Transaction(s) (Instr. 3 and 4)	6. Ownership Form: Direct (D) or Indirect (I) (Instr. 4)	7. Nature of Indirect Beneficial Ownership (Instr. 4)
			Code	V	Amount	(A) or (D)	Price
Common Stock	02/12/2026		M		216	A	$0.00	1,400.229	D
Common Stock	02/12/2026		F		74	D	$163.12	1,332.535(1)	D

Table II - Derivative Securities Acquired, Disposed of, or Beneficially Owned (e.g., puts, calls, warrants, options, convertible securities)
1. Title of Derivative Security (Instr. 3)	2. Conversion or Exercise Price of Derivative Security	3. Transaction Date (Month/Day/Year)	3A. Deemed Execution Date, if any (Month/Day/Year)	4. Transaction Code (Instr. 8)		5. Number of Derivative Securities Acquired (A) or Disposed of (D) (Instr. 3, 4 and 5)		6. Date Exercisable and Expiration Date (Month/Day/Year)		7. Title and Amount of Securities Underlying Derivative Security (Instr. 3 and 4)		8. Price of Derivative Security (Instr. 5)	9. Number of derivative Securities Beneficially Owned Following Reported Transaction(s) (Instr. 4)	10. Ownership Form: Direct (D) or Indirect (I) (Instr. 4)	11. Nature of Indirect Beneficial Ownership (Instr. 4)
				Code	V	(A)	(D)	Date Exercisable	Expiration Date	Title	Amount or Number of Shares
Restricted Stock Units	$0.00	02/12/2026		M			216	(2)	(2)	Common Stock	216	$0.00	0.00	D

Explanation of Responses:

1. The reporting person is enrolled in quarterly dividend reinvestment. The beneficially owned shares have been adjusted to reflect shares purchased through the reinvestment plan.

2. The restricted stock units vest February 12, 2026, as set forth in the agreement, if service requirements are met.

Remarks:

	/s/ Scott Alan Schuler	02/16/2026
	** Signature of Reporting Person	Date
Reminder: Report on a separate line for each class of securities beneficially owned directly or indirectly.
* If the form is filed by more than one reporting person, see Instruction 4 (b)(v).
** Intentional misstatements or omissions of facts constitute Federal Criminal Violations See 18 U.S.C. 1001 and 15 U.S.C. 78ff(a).
Note: File three copies of this Form, one of which must be manually signed. If space is insufficient, see Instruction 6 for procedure.
Persons who respond to the collection of information contained in this form are not required to respond unless the form displays a currently valid OMB Number.

FAQ

What insider transactions did CINF senior vice president Scott Alan Schuler report?

Scott Alan Schuler reported exercising 216 restricted stock units into common shares and a related tax-withholding share disposition. These Form 4 transactions reflect routine equity award activity rather than open-market buying or selling of Cincinnati Financial Corp. (CINF) stock.

How many Cincinnati Financial (CINF) shares does Scott Alan Schuler own after this Form 4?

After the reported transactions, Scott Alan Schuler directly owns 1,332.535 shares of Cincinnati Financial common stock. This amount includes adjustments for shares purchased through a quarterly dividend reinvestment plan, as noted in the filing’s explanatory footnote.

What does the RSU exercise on Scott Alan Schuler’s CINF Form 4 mean?

The Form 4 shows Schuler exercised 216 restricted stock units at an exercise price of $0.00, converting them into 216 shares of Cincinnati Financial common stock. This reflects the vesting and settlement of equity compensation rather than an open-market stock purchase.

Why were 74 shares of CINF stock disposed of on Scott Alan Schuler’s Form 4?

The filing shows 74 shares of Cincinnati Financial common stock were disposed of at $163.12 per share under code “F.” This indicates shares were withheld to satisfy tax obligations arising from the restricted stock unit exercise, not a discretionary market sale.

Does Scott Alan Schuler’s Form 4 indicate open-market buying or selling of CINF shares?

No, the Form 4 reflects an RSU exercise and a tax-withholding share disposition, not open-market trades. Codes “M” and “F” indicate derivative conversion and tax payment by delivering shares, typical for equity compensation at Cincinnati Financial Corp. (CINF).

What role does Scott Alan Schuler hold at Cincinnati Financial Corp. (CINF)?

Scott Alan Schuler is an officer of Cincinnati Financial Corp. with the title “Senior Vice President - Sub.” His Form 4 filing reports changes in beneficial ownership related to his equity compensation and dividend reinvestment in company stock.