Cincinnati Financial (NASDAQ: CINF) SVP exercises options, withholds shares for taxes

Rhea-AI Filing Summary

Cincinnati Financial Corp senior vice president Andrew Michael Schnell reported multiple stock option exercises and related share withholdings for taxes in common stock on February 17, 2026.

He exercised stock options that delivered several lots of common shares at exercise prices ranging from $70.70 to $85.67 per share. To cover tax obligations, he disposed of multiple small blocks of common stock through tax-withholding transactions at a reported price of $165.24 per share. After these exercises and tax-withholding dispositions, he directly owned 5,911.123 shares of Cincinnati Financial common stock.

SEC Form 4

FORM 4

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549

STATEMENT OF CHANGES IN BENEFICIAL OWNERSHIP

Filed pursuant to Section 16(a) of the Securities Exchange Act of 1934
or Section 30(h) of the Investment Company Act of 1940

OMB APPROVAL

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Check this box if no longer subject to Section 16. Form 4 or Form 5 obligations may continue. See Instruction 1(b).

Check this box to indicate that a transaction was made pursuant to a contract, instruction or written plan for the purchase or sale of equity securities of the issuer that is intended to satisfy the affirmative defense conditions of Rule 10b5-1(c). See Instruction 10.

1. Name and Address of Reporting Person^*

Schnell Andrew Michael

(Last) (First) (Middle)

6200 S GILMORE RD.

(Street)

FAIRFIELD OH 45014

(City) (State) (Zip)

2. Issuer Name and Ticker or Trading Symbol
CINCINNATI FINANCIAL CORP [ CINF ]

5. Relationship of Reporting Person(s) to Issuer
(Check all applicable)

	Director		10% Owner
X	Officer (give title below)		Other (specify below)
	Senior Vice President-Sub

3. Date of Earliest Transaction (Month/Day/Year)
02/17/2026

4. If Amendment, Date of Original Filed (Month/Day/Year)

6. Individual or Joint/Group Filing (Check Applicable Line)

X	Form filed by One Reporting Person
	Form filed by More than One Reporting Person

Table I - Non-Derivative Securities Acquired, Disposed of, or Beneficially Owned
1. Title of Security (Instr. 3)	2. Transaction Date (Month/Day/Year)	2A. Deemed Execution Date, if any (Month/Day/Year)	3. Transaction Code (Instr. 8)		4. Securities Acquired (A) or Disposed Of (D) (Instr. 3, 4 and 5)			5. Amount of Securities Beneficially Owned Following Reported Transaction(s) (Instr. 3 and 4)	6. Ownership Form: Direct (D) or Indirect (I) (Instr. 4)	7. Nature of Indirect Beneficial Ownership (Instr. 4)
			Code	V	Amount	(A) or (D)	Price
Common Stock	02/17/2026		M		186	A	$70.7	5,713.123	D
Common Stock	02/17/2026		M		198	A	$85.67	5,911.123	D
Common Stock	02/17/2026		M		245	A	$71.19	6,156.123	D
Common Stock	02/17/2026		F		130	D	$165.24	6,026.123	D
Common Stock	02/17/2026		F		115	D	$165.24	5,911.123	D
Common Stock	02/17/2026		F		152	D	$165.24	5,759.123	D

Table II - Derivative Securities Acquired, Disposed of, or Beneficially Owned (e.g., puts, calls, warrants, options, convertible securities)
1. Title of Derivative Security (Instr. 3)	2. Conversion or Exercise Price of Derivative Security	3. Transaction Date (Month/Day/Year)	3A. Deemed Execution Date, if any (Month/Day/Year)	4. Transaction Code (Instr. 8)		5. Number of Derivative Securities Acquired (A) or Disposed of (D) (Instr. 3, 4 and 5)		6. Date Exercisable and Expiration Date (Month/Day/Year)		7. Title and Amount of Securities Underlying Derivative Security (Instr. 3 and 4)		8. Price of Derivative Security (Instr. 5)	9. Number of derivative Securities Beneficially Owned Following Reported Transaction(s) (Instr. 4)	10. Ownership Form: Direct (D) or Indirect (I) (Instr. 4)	11. Nature of Indirect Beneficial Ownership (Instr. 4)
				Code	V	(A)	(D)	Date Exercisable	Expiration Date	Title	Amount or Number of Shares
Stock Option (Right to Buy)	$85.67	02/17/2026		M			198	02/21/2020(1)	02/21/2029(1)	Common Stock	198	$0.00	0.00	D
Stock Option (Right to Buy)	$71.19	02/17/2026		M			245	02/09/2019(1)	02/09/2028(1)	Common Stock	245	$0.00	0.00	D
Stock Option (Right to Buy)	$70.7	02/17/2026		M			186	02/10/2018(1)	02/10/2027(1)	Common Stock	186	$0.00	0.00	D

Explanation of Responses:

1. The option vests in three annual installments beginning on the first anniversary of the date of grant.

Remarks:

	/s/ Andrew Michael Schnell	02/18/2026
	** Signature of Reporting Person	Date
Reminder: Report on a separate line for each class of securities beneficially owned directly or indirectly.
* If the form is filed by more than one reporting person, see Instruction 4 (b)(v).
** Intentional misstatements or omissions of facts constitute Federal Criminal Violations See 18 U.S.C. 1001 and 15 U.S.C. 78ff(a).
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FAQ

What insider transactions did Andrew Michael Schnell report at CINF?

Andrew Michael Schnell reported option exercises and tax-related share withholdings in Cincinnati Financial common stock. He exercised several stock option grants and delivered some shares to satisfy tax liabilities, ending with direct ownership of 5,911.123 common shares after the transactions.

Were Andrew Michael Schnell’s CINF share disposals open-market sales?

The reported disposals were tax-withholding transactions, not open-market sales. Shares were delivered to satisfy exercise price or tax liabilities, as indicated by transaction code F and its description, rather than discretionary selling on the open market.

How many Cincinnati Financial common shares does Schnell hold after these Form 4 trades?

After completing the option exercises and related tax-withholding dispositions, Andrew Michael Schnell directly owns 5,911.123 shares of Cincinnati Financial common stock. This figure reflects his post-transaction balance reported in the filing for his direct ownership.

What types of securities were involved in Schnell’s CINF Form 4 filing?

The filing shows transactions in stock options and common stock. Schnell exercised stock options (rights to buy) and received common shares, then used portions of those common shares in tax-withholding dispositions to cover exercise price or tax obligations.

What do the M and F transaction codes mean in the CINF Form 4?

Code M denotes the exercise or conversion of a derivative security, such as a stock option, into common shares. Code F denotes delivering shares to pay the exercise price or satisfy tax liabilities, reflecting tax-withholding dispositions rather than ordinary market sales.

What is Andrew Michael Schnell’s role at Cincinnati Financial Corp (CINF)?

Andrew Michael Schnell is reported as an officer of Cincinnati Financial Corp with the title “Senior Vice President-Sub.” His Form 4 filing reflects equity-related transactions associated with his position and compensation at the company.