Columbia Financial director reports share holdings

Columbia Financial, Inc./MD/ reported initial holdings for director James Michael Kuiken.

Rhea-AI Filing Summary

Columbia Financial, Inc./MD/ reported initial holdings for director James Michael Kuiken. He is listed as directly holding 35,356 shares of Common Stock and indirectly holding 6,494 shares described as held "By Stock Award V." These entries establish his reportable ownership positions as of 2026-07-20.

Insider Trade Summary

2 transactions reported

Mixed 2 txns

Insider Kuiken James Michael

Role Director

Type	Security	Shares	Price	Value
holding	Common Stock	--	--	--
holding	Common Stock	--	--	--

Holdings After Transaction: Common Stock — 35,356 shares (Direct); Common Stock — 6,494 shares (Indirect, By Stock Award V)

Key Figures

Direct Common Stock holdings: 35,356 shares Indirect Common Stock holdings: 6,494 shares Holding entries reported: 2

3 metrics

Direct Common Stock holdings 35,356 shares Total shares of Common Stock held directly following holdings dated 2026-07-20

Indirect Common Stock holdings 6,494 shares Total shares of Common Stock held indirectly "By Stock Award V" as of 2026-07-20

Holding entries reported 2 Number of Common Stock holding entries (direct and indirect) in the Form 3

Key Terms

Common Stock, indirect, Power of Attorney

3 terms

Common Stock financial

"security_title: "Common Stock" for both reported holdings"

Common stock represents ownership shares in a company, giving investors a stake in its success and a say in important decisions through voting rights. It is the most common type of stock traded on markets and can provide income through dividends, as well as potential for value growth. For investors, holding common stock means sharing in the company’s profits and risks.

indirect financial

"ownership_type marked as "indirect" with nature_of_ownership "By Stock Award V""

Power of Attorney regulatory

"Remarks reference "Exhibit 24 Power of Attorney""

A power of attorney is a legal document that allows one person to make decisions and act on behalf of another person, often in financial or legal matters. It’s like giving someone a trusted helper or agent the authority to handle important tasks if you are unable to do so yourself. This matters to investors because it can impact how their assets are managed or transferred if they become unable to oversee their affairs.

FAQ

AI-generated questions and answers. How Rhea-AI works. Not financial advice.

What does the Form 3 filing for CLBK disclose about James Michael Kuiken?

The Form 3 for CLBK discloses that director James Michael Kuiken holds 35,356 Common Stock shares directly and 6,494 shares indirectly through "By Stock Award V" as of 2026-07-20.

How many CLBK shares does James Michael Kuiken own directly?

James Michael Kuiken is reported as directly owning 35,356 shares of Columbia Financial, Inc./MD/ Common Stock. This direct ownership figure is shown as his total shares following the reported holdings dated 2026-07-20.

What indirect CLBK holdings are reported for James Michael Kuiken?

The filing shows 6,494 Common Stock shares held indirectly for James Michael Kuiken, with the nature of ownership described as "By Stock Award V." These are reported separately from his directly held 35,356 shares.

Is there any buy or sell transaction in the CLBK Form 3 for James Michael Kuiken?

No buy or sell activity is reported; the entries are holding records only. They list post-transaction totals for direct and indirect Common Stock positions without indicating purchases, sales, or derivative exercises.

What role does James Michael Kuiken have at Columbia Financial, Inc. (CLBK)?

James Michael Kuiken is identified as a director of Columbia Financial, Inc./MD/. The Form 3 confirms his status as a director and reports his direct and indirect Common Stock holdings as of 2026-07-20.

AI-generated analysis. How Rhea-AI works. Not financial advice.

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Accepted by SEC EDGAR 07/22/2026 - 05:09 PM Learn about SEC filing dates

SEC Form 3

FORM 3

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549

INITIAL STATEMENT OF BENEFICIAL OWNERSHIP OF SECURITIES

Filed pursuant to Section 16(a) of the Securities Exchange Act of 1934
or Section 30(h) of the Investment Company Act of 1940

OMB APPROVAL

OMB Number:			3235-0104
Estimated average burden
hours per response:			0.5

1. Name and Address of Reporting Person^*

Kuiken James Michael

(Last) (First) (Middle)

19-01 ROUTE 208 NORTH

(Street)

FAIR LAWN NEW JERSEY 07410

(City) (State) (Zip)

UNITED STATES

(Country)

2. Date of Event Requiring Statement (Month/Day/Year)
07/20/2026

3. Issuer Name and Ticker or Trading Symbol
Columbia Financial, Inc./MD/ [ CLBK ]

3a. Foreign Trading Symbol

5. If Amendment, Date of Original Filed (Month/Day/Year)

4. Relationship of Reporting Person(s) to Issuer
(Check all applicable)

X	Director		10% Owner
	Officer (give title below)		Other (specify below)

6. Individual or Joint/Group Filing (Check Applicable Line)

X	Form filed by One Reporting Person
	Form filed by More than One Reporting Person

Table I - Non-Derivative Securities Beneficially Owned
1. Title of Security (Instr. 4)	2. Amount of Securities Beneficially Owned (Instr. 4)	3. Ownership Form: Direct (D) or Indirect (I) (Instr. 5)	4. Nature of Indirect Beneficial Ownership (Instr. 5)
Common Stock	35,356	D
Common Stock	6,494	I	By Stock Award V

Table II - Derivative Securities Beneficially Owned (e.g., puts, calls, warrants, options, convertible securities)
1. Title of Derivative Security (Instr. 4)	2. Date Exercisable and Expiration Date (Month/Day/Year)		3. Title and Amount of Securities Underlying Derivative Security (Instr. 4)		4. Conversion or Exercise Price of Derivative Security	5. Ownership Form: Direct (D) or Indirect (I) (Instr. 5)	6. Nature of Indirect Beneficial Ownership (Instr. 5)
	Date Exercisable	Expiration Date	Title	Amount or Number of Shares

Explanation of Responses:

Remarks:

Exhibit List: Exhibit 24 Power of Attorney

	/s/ Thomas F. Splaine, Jr., Power of Attorney	07/22/2026
	** Signature of Reporting Person	Date
Reminder: Report on a separate line for each class of securities beneficially owned directly or indirectly.
* If the form is filed by more than one reporting person, see Instruction 5 (b)(v).
** Intentional misstatements or omissions of facts constitute Federal Criminal Violations See 18 U.S.C. 1001 and 15 U.S.C. 78ff(a).
Note: File three copies of this Form, one of which must be manually signed. If space is insufficient, see Instruction 6 for procedure.
Persons who respond to the collection of information contained in this form are not required to respond unless the form displays a currently valid OMB Number.
* Form 3: SEC 1473 (03-26)