Director Kuiken of Columbia Financial (CLBK) awarded stock under 2019 plan

Rhea-AI Filing Summary

Kuiken James Michael reported acquisition or exercise transactions in this Form 4 filing.

Columbia Financial, Inc. director James Michael Kuiken received a stock award of Common Stock as compensation under the company’s 2019 Equity Incentive Plan. The award will vest on March 12, 2027. After this grant, he indirectly holds 2,952 shares and directly holds 16,071 shares of Columbia Financial common stock.

SEC Form 4

FORM 4

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549

STATEMENT OF CHANGES IN BENEFICIAL OWNERSHIP

Filed pursuant to Section 16(a) of the Securities Exchange Act of 1934
or Section 30(h) of the Investment Company Act of 1940

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Check this box if no longer subject to Section 16. Form 4 or Form 5 obligations may continue. See Instruction 1(b).

Check this box to indicate that a transaction was made pursuant to a contract, instruction or written plan for the purchase or sale of equity securities of the issuer that is intended to satisfy the affirmative defense conditions of Rule 10b5-1(c). See Instruction 10.

1. Name and Address of Reporting Person^*

Kuiken James Michael

(Last) (First) (Middle)

19-01 ROUTE 208 NORTH

(Street)

FAIR LAWN NJ 07410

(City) (State) (Zip)

2. Issuer Name and Ticker or Trading Symbol
Columbia Financial, Inc. [ CLBK ]

5. Relationship of Reporting Person(s) to Issuer
(Check all applicable)

X	Director		10% Owner
	Officer (give title below)		Other (specify below)

3. Date of Earliest Transaction (Month/Day/Year)
03/12/2026

4. If Amendment, Date of Original Filed (Month/Day/Year)

6. Individual or Joint/Group Filing (Check Applicable Line)

X	Form filed by One Reporting Person
	Form filed by More than One Reporting Person

Table I - Non-Derivative Securities Acquired, Disposed of, or Beneficially Owned
1. Title of Security (Instr. 3)	2. Transaction Date (Month/Day/Year)	2A. Deemed Execution Date, if any (Month/Day/Year)	3. Transaction Code (Instr. 8)		4. Securities Acquired (A) or Disposed Of (D) (Instr. 3, 4 and 5)			5. Amount of Securities Beneficially Owned Following Reported Transaction(s) (Instr. 3 and 4)	6. Ownership Form: Direct (D) or Indirect (I) (Instr. 4)	7. Nature of Indirect Beneficial Ownership (Instr. 4)
			Code	V	Amount	(A) or (D)	Price
Common Stock	03/12/2026		A		0	A	$17.43	2,952	I	Stock Award V(1)
Common Stock								16,071(2)	D

Table II - Derivative Securities Acquired, Disposed of, or Beneficially Owned (e.g., puts, calls, warrants, options, convertible securities)
1. Title of Derivative Security (Instr. 3)	2. Conversion or Exercise Price of Derivative Security	3. Transaction Date (Month/Day/Year)	3A. Deemed Execution Date, if any (Month/Day/Year)	4. Transaction Code (Instr. 8)		5. Number of Derivative Securities Acquired (A) or Disposed of (D) (Instr. 3, 4 and 5)		6. Date Exercisable and Expiration Date (Month/Day/Year)		7. Title and Amount of Securities Underlying Derivative Security (Instr. 3 and 4)		8. Price of Derivative Security (Instr. 5)	9. Number of derivative Securities Beneficially Owned Following Reported Transaction(s) (Instr. 4)	10. Ownership Form: Direct (D) or Indirect (I) (Instr. 4)	11. Nature of Indirect Beneficial Ownership (Instr. 4)
				Code	V	(A)	(D)	Date Exercisable	Expiration Date	Title	Amount or Number of Shares

Explanation of Responses:

1. Stock Awards granted pursuant to the Columbia Financial, Inc. 2019 Equity Incentive Plan which vest in one year on March 12, 2027.

2. The number of shares held directly includes certain shares that were previously held by Stock Award and that have subsequently vested.

Remarks:

	/s/ Dennis E. Gibney, Power of Attorney	03/16/2026
	** Signature of Reporting Person	Date
Reminder: Report on a separate line for each class of securities beneficially owned directly or indirectly.
* If the form is filed by more than one reporting person, see Instruction 4 (b)(v).
** Intentional misstatements or omissions of facts constitute Federal Criminal Violations See 18 U.S.C. 1001 and 15 U.S.C. 78ff(a).
Note: File three copies of this Form, one of which must be manually signed. If space is insufficient, see Instruction 6 for procedure.
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FAQ

What insider transaction did Columbia Financial (CLBK) report for James Michael Kuiken?

Columbia Financial reported that director James Michael Kuiken received a stock award of Common Stock as compensation. The award was granted under the Columbia Financial, Inc. 2019 Equity Incentive Plan and represents an acquisition rather than an open-market purchase or sale.

Was the CLBK insider transaction for James Michael Kuiken an open-market buy or sell?

The Form 4 shows a stock award classified as a grant or other acquisition, not an open-market trade. The transaction code is A, indicating compensation-related shares rather than a discretionary market purchase or sale of Columbia Financial common stock.

How many Columbia Financial (CLBK) shares does James Michael Kuiken hold after this Form 4?

Following the reported transactions, James Michael Kuiken holds 16,071 shares directly and 2,952 shares indirectly. The indirect position reflects shares tied to stock awards, while the direct position includes shares he owns outright in Columbia Financial common stock.

When do James Michael Kuiken’s new Columbia Financial (CLBK) stock awards vest?

The stock awards granted to James Michael Kuiken vest in one year on March 12, 2027. Vesting means the shares become fully earned and no longer subject to forfeiture under the Columbia Financial, Inc. 2019 Equity Incentive Plan.

Under what plan were the Columbia Financial (CLBK) stock awards to James Michael Kuiken granted?

The stock awards to James Michael Kuiken were granted under the Columbia Financial, Inc. 2019 Equity Incentive Plan. This plan provides equity-based compensation, and the awards reported here are scheduled to vest on March 12, 2027, subject to the plan’s terms.

What does indirect ownership mean in James Michael Kuiken’s CLBK Form 4 filing?

Indirect ownership in this filing reflects shares held through stock awards rather than directly in his name. The Form 4 notes 2,952 indirectly held shares categorized as “Stock Award V,” alongside 16,071 shares that Kuiken holds directly as Columbia Financial common stock.