STOCK TITAN

Director Holland adds deferred stock units in Columbia Financial (NASDAQ: CLBK)

Filing Impact
(Neutral)
Filing Sentiment
(Neutral)
Form Type
4

Rhea-AI Filing Summary

Columbia Financial, Inc. director Noel R. Holland reported an automatic stock-based award linked to the company’s deferral plan. Holland acquired 9.6011 phantom stock units of common stock at $17.75 per unit through the Columbia Bank Stock Based Deferral Plan.

After this grant, Holland holds 10,039.9776 units in the deferral plan, which will be settled in shares of stock upon distribution. The filing also shows 36,726 shares of common stock held directly, 46,280 shares held via a SEP-IRA, and 2,952 shares from a stock award, plus fully vested options covering 83,294 shares at a $15.60 exercise price expiring on July 23, 2029.

Positive

  • None.

Negative

  • None.
Insider Holland Noel R.
Role Director
Type Security Shares Price Value
Grant/Award Common Stock 9.601 $17.75 $170.42
holding Stock Options (right to buy) -- -- --
holding Common Stock -- -- --
holding Common Stock -- -- --
holding Common Stock -- -- --
Holdings After Transaction: Common Stock — 10,039.978 shares (Indirect, By Stock-Based Deferral Plan); Stock Options (right to buy) — 83,294 shares (Direct); Common Stock — 36,726 shares (Direct)
Footnotes (1)
  1. Represents phantom stock purchased, on a non-discretionary basis, by the trustee of the Bank's rabbi trust maintained in connection with the Columbia Bank Stock Based Deferral Plan, a non-qualified stock-based deferral plan. Stock unit interests under the Columbia Bank Stock Based Deferral Plan will be settled in shares of stock upon distribution to the reporting person. Stock Awards granted pursuant to the Columbia Financial, Inc. 2019 Equity Incentive Plan which vest in one year on March 12, 2027. Stock Options granted pursuant to the Columbia Financial, Inc. 2019 Equity Incentive Plan are fully vested and exercisable.
Phantom stock grant 9.6011 units at $17.75 Stock-based deferral plan acquisition on April 6, 2026
Deferred units balance 10,039.9776 units Total stock-based deferral plan units after transaction
Direct common stock 36,726 shares Directly held Columbia Financial common stock
SEP-IRA holdings 46,280 shares Common stock held indirectly via SEP-IRA
Stock award holdings 2,952 shares Common stock from stock award V held indirectly
Stock options 83,294 underlying shares Fully vested options to buy common stock
Option exercise price $15.60 per share Exercise price for 83,294 stock options
Option expiration July 23, 2029 Expiration date of stock options
phantom stock financial
"Represents phantom stock purchased, on a non-discretionary basis, by the trustee"
A phantom stock is a form of compensation that gives employees or executives the benefits of stock ownership, such as the increase in stock value, without actually giving them real shares. It acts like a promise to pay the employee the equivalent value of company stock later, often as a bonus or incentive. This allows companies to motivate and reward staff without diluting ownership or transferring actual shares.
rabbi trust financial
"purchased, on a non-discretionary basis, by the trustee of the Bank's rabbi trust"
A rabbi trust is a special account a company sets up to hold promised future pay for executives, like bonus or retirement money, so those employees can see there are funds earmarked for them. It matters to investors because it signals the company’s commitment to keep key people, but the money is still part of the company’s assets and can be claimed by creditors if the company goes bankrupt—think of it as a labeled jar that isn’t completely off-limits.
non-qualified stock-based deferral plan financial
"maintained in connection with the Columbia Bank Stock Based Deferral Plan, a non-qualified stock-based deferral plan"
2019 Equity Incentive Plan financial
"granted pursuant to the Columbia Financial, Inc. 2019 Equity Incentive Plan"
Stock Options (right to buy) financial
"Stock Options (right to buy) with an exercise price of 15.6000"
SEC Form 4
FORM 4UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549

STATEMENT OF CHANGES IN BENEFICIAL OWNERSHIP

Filed pursuant to Section 16(a) of the Securities Exchange Act of 1934
or Section 30(h) of the Investment Company Act of 1940
OMB APPROVAL
OMB Number:3235-0287
Estimated average burden
hours per response:0.5
Check this box if no longer subject to Section 16. Form 4 or Form 5 obligations may continue. See Instruction 1(b).
Check this box to indicate that a transaction was made pursuant to a contract, instruction or written plan for the purchase or sale of equity securities of the issuer that is intended to satisfy the affirmative defense conditions of Rule 10b5-1(c). See Instruction 10.
1. Name and Address of Reporting Person*
Holland Noel R.

(Last)(First)(Middle)
19-01 ROUTE 208 NORTH

(Street)
FAIR LAWN NEW JERSEY 07410

(City)(State)(Zip)

UNITED STATES

(Country)
2. Issuer Name and Ticker or Trading Symbol
Columbia Financial, Inc. [ CLBK ]
5. Relationship of Reporting Person(s) to Issuer
(Check all applicable)
XDirector10% Owner
Officer (give title below)Other (specify below)
2a. Foreign Trading Symbol
3. Date of Earliest Transaction (Month/Day/Year)
04/06/2026
6. Individual or Joint/Group Filing (Check Applicable Line)
XForm filed by One Reporting Person
Form filed by More than One Reporting Person
4. If Amendment, Date of Original Filed (Month/Day/Year)

Table I - Non-Derivative Securities Acquired, Disposed of, or Beneficially Owned
1. Title of Security (Instr. 3) 2. Transaction Date (Month/Day/Year)2A. Deemed Execution Date, if any (Month/Day/Year)3. Transaction Code (Instr. 8) 4. Securities Acquired (A) or Disposed Of (D) (Instr. 3, 4 and 5) 5. Amount of Securities Beneficially Owned Following Reported Transaction(s) (Instr. 3 and 4) 6. Ownership Form: Direct (D) or Indirect (I) (Instr. 4) 7. Nature of Indirect Beneficial Ownership (Instr. 4)
CodeVAmount(A) or (D)Price
Common Stock04/06/2026A9.6011(1)A$17.7510,039.9776IBy Stock-Based Deferral Plan
Common Stock36,726D
Common Stock46,280IBy SEP-IRA
Common Stock2,952IStock Award V(2)
Table II - Derivative Securities Acquired, Disposed of, or Beneficially Owned
(e.g., puts, calls, warrants, options, convertible securities)
1. Title of Derivative Security (Instr. 3) 2. Conversion or Exercise Price of Derivative Security 3. Transaction Date (Month/Day/Year)3A. Deemed Execution Date, if any (Month/Day/Year)4. Transaction Code (Instr. 8) 5. Number of Derivative Securities Acquired (A) or Disposed of (D) (Instr. 3, 4 and 5) 6. Date Exercisable and Expiration Date (Month/Day/Year)7. Title and Amount of Securities Underlying Derivative Security (Instr. 3 and 4) 8. Price of Derivative Security (Instr. 5) 9. Number of derivative Securities Beneficially Owned Following Reported Transaction(s) (Instr. 4) 10. Ownership Form: Direct (D) or Indirect (I) (Instr. 4) 11. Nature of Indirect Beneficial Ownership (Instr. 4)
CodeV(A)(D)Date ExercisableExpiration DateTitleAmount or Number of Shares
Stock Options (right to buy)$15.607/23/2020(3)07/23/2029Common Stock83,29483,294D
Explanation of Responses:
1. Represents phantom stock purchased, on a non-discretionary basis, by the trustee of the Bank's rabbi trust maintained in connection with the Columbia Bank Stock Based Deferral Plan, a non-qualified stock-based deferral plan. Stock unit interests under the Columbia Bank Stock Based Deferral Plan will be settled in shares of stock upon distribution to the reporting person.
2. Stock Awards granted pursuant to the Columbia Financial, Inc. 2019 Equity Incentive Plan which vest in one year on March 12, 2027.
3. Stock Options granted pursuant to the Columbia Financial, Inc. 2019 Equity Incentive Plan are fully vested and exercisable.
Remarks:
/s/ Dennis E. Gibney, Power of Attorney04/07/2026
** Signature of Reporting PersonDate
Reminder: Report on a separate line for each class of securities beneficially owned directly or indirectly.
* If the form is filed by more than one reporting person, see Instruction 4 (b)(v).
** Intentional misstatements or omissions of facts constitute Federal Criminal Violations See 18 U.S.C. 1001 and 15 U.S.C. 78ff(a).
Note: File three copies of this Form, one of which must be manually signed. If space is insufficient, see Instruction 6 for procedure.
Persons who respond to the collection of information contained in this form are not required to respond unless the form displays a currently valid OMB Number.
* Form 4: SEC 1474 (03-26)

FAQ

What did Noel R. Holland report in this Form 4 for Columbia Financial (CLBK)?

Noel R. Holland reported an automatic grant of 9.6011 phantom stock units tied to Columbia Financial common stock at $17.75 per unit. These units were credited under the Columbia Bank Stock Based Deferral Plan and will be settled in shares upon future distribution.

How many deferred stock units does Noel R. Holland now hold in CLBK?

After the latest grant, Holland holds 10,039.9776 stock-based deferral units linked to Columbia Financial common stock. These units are maintained in a rabbi trust for the Columbia Bank Stock Based Deferral Plan and will be settled in shares at distribution.

Does this Columbia Financial (CLBK) Form 4 show any insider stock sales?

No insider sales are shown in this Form 4. The filing reports an acquisition coded as a grant or award and provides updated holdings, including deferred units, direct common stock, SEP-IRA shares, and stock awards, without any reported open-market sales.

What stock option position does Noel R. Holland report in CLBK?

Holland reports fully vested stock options covering 83,294 shares of Columbia Financial common stock with a $15.60 exercise price. These options, granted under the 2019 Equity Incentive Plan, are exercisable until their expiration date on July 23, 2029.

How many Columbia Financial (CLBK) shares does Noel R. Holland hold directly and indirectly?

Holland holds 36,726 shares directly, plus 46,280 shares through a SEP-IRA and 2,952 shares from a stock award. In addition, 10,039.9776 deferred units represent future share-settled interests under the stock-based deferral plan.