Columbia Financial director granted stock award

Q: What did Columbia Financial (CLBK) director Daria Stacy-Walls report on this Form 4?

Director Daria Stacy-Walls reported a stock award of Columbia Financial, Inc. Common Stock. The award was granted under the company’s 2019 Equity Incentive Plan and represents compensation, not an open-market purchase or sale of shares.

Q: When does Daria Stacy-Walls’ new Columbia Financial (CLBK) stock award vest?

The reported stock awards are scheduled to vest on March 12, 2027. Vesting means the director gains full rights to the shares at that time, subject to the terms of the 2019 Equity Incentive Plan and continued eligibility conditions.

Q: How many Columbia Financial (CLBK) shares does Daria Stacy-Walls hold after this filing?

After the reported transactions, she holds 2,952 shares indirectly as a stock award, 11,255 shares directly, and 28,323.9273 shares indirectly through a stock-based deferral plan, reflecting her combined reported equity exposure to Columbia Financial, Inc.

Q: Was the Columbia Financial (CLBK) Form 4 transaction an open-market stock purchase or sale?

No. The Form 4 shows a grant or award acquisition of Common Stock, coded as a compensation-related transaction. It was made under the 2019 Equity Incentive Plan, not through open-market buying or selling of Columbia Financial, Inc. shares.

Q: What is the Columbia Financial (CLBK) 2019 Equity Incentive Plan mentioned in the filing?

The 2019 Equity Incentive Plan is a compensation program that grants stock-based awards to eligible participants. The filing notes that Daria Stacy-Walls’ stock awards were granted under this plan and will fully vest on March 12, 2027, subject to its terms.

Torres Daria Stacy-Walls reported acquisition or exercise transactions in this Form 4 filing.

Accepted by SEC EDGAR 03/16/2026 - 01:08 PM EDT

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Rhea-AI Filing Summary

Torres Daria Stacy-Walls reported acquisition or exercise transactions in this Form 4 filing.

Columbia Financial, Inc. director Daria Stacy-Walls reported receiving a stock award of Common Stock under the company’s 2019 Equity Incentive Plan. The award is scheduled to vest in one year on March 12, 2027. Following this grant, she holds 2,952 shares indirectly as a stock award, 11,255 shares directly, and 28,323.9273 shares indirectly through a stock-based deferral plan.

Insider Trade Summary

Grant/Award: 0 shares

Grant/Award 1 txn

Insider Torres Daria Stacy-Walls

Role Director

Type	Security	Shares	Price	Value
Grant/Award	Common Stock	0	$17.43	$0.00
Holding	Common Stock	--	--	--
Holding	Common Stock	--	--	--

Holdings After Transaction: Common Stock — 2,952 shares (Indirect, Stock Award V); Common Stock — 11,255 shares (Direct); Common Stock — 28,323.9273 shares (Indirect, By Stock-Based Deferral Plan)

Holdings Before and After: Common Stock, 2,952 to 2,952 shares (Indirect, Stock Award V)

Footnotes (2)

F1. Stock Awards granted pursuant to the Columbia Financial, Inc. 2019 Equity Incentive Plan which vest in one year on March 12, 2027.
F2. The number of shares held directly includes certain shares that were previously held by Stock Award and that have subsequently vested.

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What did Columbia Financial (CLBK) director Daria Stacy-Walls report on this Form 4?

Director Daria Stacy-Walls reported a stock award of Columbia Financial, Inc. Common Stock. The award was granted under the company’s 2019 Equity Incentive Plan and represents compensation, not an open-market purchase or sale of shares.

When does Daria Stacy-Walls’ new Columbia Financial (CLBK) stock award vest?

The reported stock awards are scheduled to vest on March 12, 2027. Vesting means the director gains full rights to the shares at that time, subject to the terms of the 2019 Equity Incentive Plan and continued eligibility conditions.

How many Columbia Financial (CLBK) shares does Daria Stacy-Walls hold after this filing?

After the reported transactions, she holds 2,952 shares indirectly as a stock award, 11,255 shares directly, and 28,323.9273 shares indirectly through a stock-based deferral plan, reflecting her combined reported equity exposure to Columbia Financial, Inc.

Was the Columbia Financial (CLBK) Form 4 transaction an open-market stock purchase or sale?

No. The Form 4 shows a grant or award acquisition of Common Stock, coded as a compensation-related transaction. It was made under the 2019 Equity Incentive Plan, not through open-market buying or selling of Columbia Financial, Inc. shares.

What is the Columbia Financial (CLBK) 2019 Equity Incentive Plan mentioned in the filing?

The 2019 Equity Incentive Plan is a compensation program that grants stock-based awards to eligible participants. The filing notes that Daria Stacy-Walls’ stock awards were granted under this plan and will fully vest on March 12, 2027, subject to its terms.

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SEC Form 4

FORM 4

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549

STATEMENT OF CHANGES IN BENEFICIAL OWNERSHIP

Filed pursuant to Section 16(a) of the Securities Exchange Act of 1934
or Section 30(h) of the Investment Company Act of 1940

OMB APPROVAL

OMB Number:			3235-0287
Estimated average burden
hours per response:			0.5

Check this box if no longer subject to Section 16. Form 4 or Form 5 obligations may continue. See Instruction 1(b).

Check this box to indicate that a transaction was made pursuant to a contract, instruction or written plan for the purchase or sale of equity securities of the issuer that is intended to satisfy the affirmative defense conditions of Rule 10b5-1(c). See Instruction 10.

1. Name and Address of Reporting Person^*

Torres Daria Stacy-Walls

(Last)

(First)

(Middle)

19-01 ROUTE 208 NORTH

(Street)

FAIR LAWN

07410

(City)

(State)

(Zip)

2. Issuer Name and Ticker or Trading Symbol
Columbia Financial, Inc. [ CLBK ]

5. Relationship of Reporting Person(s) to Issuer
(Check all applicable)

X	Director	10% Owner
	Officer (give title below)	Other (specify below)

3. Date of Earliest Transaction (Month/Day/Year)
03/12/2026

4. If Amendment, Date of Original Filed (Month/Day/Year)

6. Individual or Joint/Group Filing (Check Applicable Line)

X	Form filed by One Reporting Person
	Form filed by More than One Reporting Person

Table I - Non-Derivative Securities Acquired, Disposed of, or Beneficially Owned
1. Title of Security (Instr. 3)	2. Transaction Date (Month/Day/Year)	2A. Deemed Execution Date, if any (Month/Day/Year)	3. Transaction Code (Instr. 8)		4. Securities Acquired (A) or Disposed Of (D) (Instr. 3, 4 and 5)			5. Amount of Securities Beneficially Owned Following Reported Transaction(s) (Instr. 3 and 4)	6. Ownership Form: Direct (D) or Indirect (I) (Instr. 4)	7. Nature of Indirect Beneficial Ownership (Instr. 4)
1. Title of Security (Instr. 3)	2. Transaction Date (Month/Day/Year)	2A. Deemed Execution Date, if any (Month/Day/Year)	Code	V	Amount	(A) or (D)	Price		6. Ownership Form: Direct (D) or Indirect (I) (Instr. 4)	7. Nature of Indirect Beneficial Ownership (Instr. 4)
Common Stock	03/12/2026		A		0	A	$17.43	2,952	I	Stock Award V⁽¹⁾
Common Stock								11,255⁽²⁾	D
Common Stock								28,323.9273	I	By Stock-Based Deferral Plan

Table II - Derivative Securities Acquired, Disposed of, or Beneficially Owned (e.g., puts, calls, warrants, options, convertible securities)
1. Title of Derivative Security (Instr. 3)	2. Conversion or Exercise Price of Derivative Security	3. Transaction Date (Month/Day/Year)	3A. Deemed Execution Date, if any (Month/Day/Year)	4. Transaction Code (Instr. 8)		5. Number of Derivative Securities Acquired (A) or Disposed of (D) (Instr. 3, 4 and 5)		6. Date Exercisable and Expiration Date (Month/Day/Year)		7. Title and Amount of Securities Underlying Derivative Security (Instr. 3 and 4)		8. Price of Derivative Security (Instr. 5)	9. Number of derivative Securities Beneficially Owned Following Reported Transaction(s) (Instr. 4)	10. Ownership Form: Direct (D) or Indirect (I) (Instr. 4)	11. Nature of Indirect Beneficial Ownership (Instr. 4)
1. Title of Derivative Security (Instr. 3)	2. Conversion or Exercise Price of Derivative Security	3. Transaction Date (Month/Day/Year)	3A. Deemed Execution Date, if any (Month/Day/Year)	Code	V	(A)	(D)	Date Exercisable	Expiration Date	Title	Amount or Number of Shares	8. Price of Derivative Security (Instr. 5)		10. Ownership Form: Direct (D) or Indirect (I) (Instr. 4)	11. Nature of Indirect Beneficial Ownership (Instr. 4)

Explanation of Responses:

1. Stock Awards granted pursuant to the Columbia Financial, Inc. 2019 Equity Incentive Plan which vest in one year on March 12, 2027.

2. The number of shares held directly includes certain shares that were previously held by Stock Award and that have subsequently vested.

Remarks:

	/s/ Dennis E. Gibney, Power of Attorney	03/16/2026
	** Signature of Reporting Person	Date
Reminder: Report on a separate line for each class of securities beneficially owned directly or indirectly.
* If the form is filed by more than one reporting person, see Instruction 4 (b)(v).
** Intentional misstatements or omissions of facts constitute Federal Criminal Violations See 18 U.S.C. 1001 and 15 U.S.C. 78ff(a).
Note: File three copies of this Form, one of which must be manually signed. If space is insufficient, see Instruction 6 for procedure.
Persons who respond to the collection of information contained in this form are not required to respond unless the form displays a currently valid OMB Number.

Source: View Original Filing on SEC EDGAR