CLBK director reports stock award and holdings

Columbia Financial, Inc. director Elizabeth E. Randall reported a stock award granted at a reference price of $17.43 per share under the 2019 Equity Incentive Plan, scheduled to vest on March 12, 2027.

Rhea-AI Filing Summary

Columbia Financial, Inc. director Elizabeth E. Randall reported a stock award granted at a reference price of $17.43 per share under the 2019 Equity Incentive Plan, scheduled to vest on March 12, 2027. She now holds 43,141 shares of common stock directly and additional common stock indirectly through stock-based deferral, IRA, Roth IRA and stock award accounts. She also holds fully vested and exercisable stock options covering 62,474 shares of common stock at an exercise price of $15.60 per share, expiring on July 23, 2029.

Insider Trade Summary

Grant/Award: 0 shares

Grant/Award 6 txns

Insider Randall Elizabeth E.

Role Director

Type	Security	Shares	Price	Value
Grant/Award	Common Stock	0	$17.43	$0.00
holding	Stock Options (right to buy)	--	--	--
holding	Common Stock	--	--	--
holding	Common Stock	--	--	--
holding	Common Stock	--	--	--
holding	Common Stock	--	--	--

Holdings After Transaction: Common Stock — 2,952 shares (Indirect, Stock Award V); Stock Options (right to buy) — 62,474 contracts (Direct); Common Stock — 43,141 shares (Direct); Common Stock — 9,993.0194 shares (Indirect, By Stock-Based Deferral Plan); Common Stock — 44,447 shares (Indirect, By IRA); Common Stock — 6,704 shares (Indirect, By Roth IRA)

Footnotes (3)

1. F1. Stock Awards granted pursuant to the Columbia Financial, Inc. 2019 Equity Incentive Plan which vest in one year on March 12, 2027.
2. F2. The number of shares held directly includes certain shares that were previously held by Stock Award and that have subsequently vested.
3. F3. Stock Options granted pursuant to the Columbia Financial, Inc. 2019 Equity Incentive Plan are fully vested and exercisable.

FAQ

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What insider activity did Columbia Financial (CLBK) report in this Form 4?

Columbia Financial (CLBK) reported that director Elizabeth E. Randall received a stock award under the 2019 Equity Incentive Plan. The filing also updates her direct and indirect common stock holdings and discloses her fully vested stock options position and terms.

What type of transaction is shown for CLBK director Elizabeth E. Randall?

The Form 4 shows a grant or award acquisition, coded as “A,” for common stock. This represents equity compensation rather than an open-market purchase or sale, reflecting routine compensation-related activity under Columbia Financial’s 2019 Equity Incentive Plan.

How many stock options does the CLBK director hold after this filing?

After this filing, the director holds stock options over 62,474 shares of Columbia Financial common stock. These options have an exercise price of $15.60 per share, are fully vested and exercisable, and expire on July 23, 2029, according to the disclosure.

When does the reported Columbia Financial stock award vest?

The reported Columbia Financial stock award vests in one year on March 12, 2027. It was granted pursuant to the Columbia Financial, Inc. 2019 Equity Incentive Plan, and is characterized in the Form 4 as a stock award held indirectly as “Stock Award V.”

Did the CLBK Form 4 show any insider stock sales or purchases in the market?

The Form 4 does not show any open-market buys or sells; the primary coded transaction is a stock award grant. Other line items are holdings entries that update direct and indirect ownership, not new market purchases or sales of Columbia Financial common stock.

What indirect Columbia Financial share holdings does the director report?

The director reports indirect Columbia Financial common stock holdings through multiple vehicles: a stock-based deferral plan, an IRA, a Roth IRA, and a stock award account. Each line item lists the total shares held in that form of indirect ownership as of the reporting date.

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Accepted by SEC EDGAR 03/16/2026 - 01:07 PM Learn about SEC filing dates

SEC Form 4

FORM 4

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549

STATEMENT OF CHANGES IN BENEFICIAL OWNERSHIP

Filed pursuant to Section 16(a) of the Securities Exchange Act of 1934
or Section 30(h) of the Investment Company Act of 1940

OMB APPROVAL

OMB Number:			3235-0287
Estimated average burden
hours per response:			0.5

Check this box if no longer subject to Section 16. Form 4 or Form 5 obligations may continue. See Instruction 1(b).

Check this box to indicate that a transaction was made pursuant to a contract, instruction or written plan for the purchase or sale of equity securities of the issuer that is intended to satisfy the affirmative defense conditions of Rule 10b5-1(c). See Instruction 10.

1. Name and Address of Reporting Person^*

Randall Elizabeth E.

(Last) (First) (Middle)

19-01 ROUTE 208 NORTH

(Street)

FAIR LAWN NJ 07410

(City) (State) (Zip)

2. Issuer Name and Ticker or Trading Symbol
Columbia Financial, Inc. [ CLBK ]

5. Relationship of Reporting Person(s) to Issuer
(Check all applicable)

X	Director		10% Owner
	Officer (give title below)		Other (specify below)

3. Date of Earliest Transaction (Month/Day/Year)
03/12/2026

4. If Amendment, Date of Original Filed (Month/Day/Year)

6. Individual or Joint/Group Filing (Check Applicable Line)

X	Form filed by One Reporting Person
	Form filed by More than One Reporting Person

Table I - Non-Derivative Securities Acquired, Disposed of, or Beneficially Owned
1. Title of Security (Instr. 3)	2. Transaction Date (Month/Day/Year)	2A. Deemed Execution Date, if any (Month/Day/Year)	3. Transaction Code (Instr. 8)		4. Securities Acquired (A) or Disposed Of (D) (Instr. 3, 4 and 5)			5. Amount of Securities Beneficially Owned Following Reported Transaction(s) (Instr. 3 and 4)	6. Ownership Form: Direct (D) or Indirect (I) (Instr. 4)	7. Nature of Indirect Beneficial Ownership (Instr. 4)
			Code	V	Amount	(A) or (D)	Price
Common Stock	03/12/2026		A		0	A	$17.43	2,952	I	Stock Award V(1)
Common Stock								43,141(2)	D
Common Stock								9,993.0194	I	By Stock-Based Deferral Plan
Common Stock								44,447	I	By IRA
Common Stock								6,704	I	By Roth IRA

Table II - Derivative Securities Acquired, Disposed of, or Beneficially Owned (e.g., puts, calls, warrants, options, convertible securities)
1. Title of Derivative Security (Instr. 3)	2. Conversion or Exercise Price of Derivative Security	3. Transaction Date (Month/Day/Year)	3A. Deemed Execution Date, if any (Month/Day/Year)	4. Transaction Code (Instr. 8)		5. Number of Derivative Securities Acquired (A) or Disposed of (D) (Instr. 3, 4 and 5)		6. Date Exercisable and Expiration Date (Month/Day/Year)		7. Title and Amount of Securities Underlying Derivative Security (Instr. 3 and 4)		8. Price of Derivative Security (Instr. 5)	9. Number of derivative Securities Beneficially Owned Following Reported Transaction(s) (Instr. 4)	10. Ownership Form: Direct (D) or Indirect (I) (Instr. 4)	11. Nature of Indirect Beneficial Ownership (Instr. 4)
				Code	V	(A)	(D)	Date Exercisable	Expiration Date	Title	Amount or Number of Shares
Stock Options (right to buy)	$15.6							07/23/2020(3)	07/23/2029	Common Stock	62,474		62,474	D

Explanation of Responses:

1. Stock Awards granted pursuant to the Columbia Financial, Inc. 2019 Equity Incentive Plan which vest in one year on March 12, 2027.

2. The number of shares held directly includes certain shares that were previously held by Stock Award and that have subsequently vested.

3. Stock Options granted pursuant to the Columbia Financial, Inc. 2019 Equity Incentive Plan are fully vested and exercisable.

Remarks:

	/s/ Dennis E. Gibney, Power of Attorney	03/16/2026
	** Signature of Reporting Person	Date
Reminder: Report on a separate line for each class of securities beneficially owned directly or indirectly.
* If the form is filed by more than one reporting person, see Instruction 4 (b)(v).
** Intentional misstatements or omissions of facts constitute Federal Criminal Violations See 18 U.S.C. 1001 and 15 U.S.C. 78ff(a).
Note: File three copies of this Form, one of which must be manually signed. If space is insufficient, see Instruction 6 for procedure.
Persons who respond to the collection of information contained in this form are not required to respond unless the form displays a currently valid OMB Number.