Welcome to our dedicated page for Columbia Financ SEC filings (Ticker: CLBK), a comprehensive resource for investors and traders seeking official regulatory documents including 10-K annual reports, 10-Q quarterly earnings, 8-K material events, and insider trading forms.
This page provides access to U.S. Securities and Exchange Commission filings for Columbia Financial, Inc. (NASDAQ: CLBK), the mid-tier holding company for Columbia Bank. Through these filings, investors can review detailed disclosures on the company’s financial condition, results of operations, capital management, and significant corporate events.
Columbia Financial, Inc. uses current reports on Form 8-K to announce material events. Recent 8-K filings have covered quarterly earnings releases, including financial results for periods ended March 31, June 30, and September 30, as well as the year ended December 31. These filings typically reference press releases furnished as exhibits that discuss net interest income, interest expense on deposits and borrowings, provision for credit losses, non-interest income and expense, net interest margin, and overall net income or loss.
Other 8-K filings describe corporate actions and governance matters. For example, the company has filed 8-Ks regarding authorization of a stock repurchase program to acquire up to 1,800,000 shares of common stock, including details on regulatory non-objection, permitted repurchase methods, and program terms. Additional 8-Ks disclose executive officer changes, such as the planned end date of employment for a Senior Executive Vice President and Chief Operating Officer, and the availability of investor presentations outlining operating and growth strategies.
Annual reports on Form 10-K and quarterly reports on Form 10-Q, when accessed alongside these current reports, provide comprehensive information on Columbia Financial, Inc.’s loan portfolio composition, deposit base, funding sources, balance sheet repositioning transactions, asset quality metrics, and risk factors. These filings also describe the company’s structure as a Delaware corporation and majority-owned subsidiary of Columbia Bank, MHC, and its role as the holding company for Columbia Bank, a federally chartered savings bank headquartered in Fair Lawn, New Jersey.
Stock Titan’s platform enhances these filings by delivering real-time updates from the SEC’s EDGAR system and AI-powered summaries that highlight key points from lengthy documents. Users can quickly identify important information in 10-K and 10-Q reports, track material events reported on Form 8-K, and review disclosures related to capital actions such as stock repurchase programs. Insider transaction reports on Form 4, where available, can also be monitored to see reported purchases and sales by directors and executive officers.
By combining Columbia Financial, Inc.’s official SEC filings with AI-generated insights, this page helps readers understand how the company describes its performance, strategy, and risk profile in its own regulatory disclosures.
Columbia Financial, Inc. (CLBK) director Form 4 shows additional indirect stock-based holdings. On 11/14/2025, the reporting person acquired 158.6707 phantom stock units at $15.06 per unit through the Columbia Bank Stock Based Deferral Plan, increasing indirect holdings in that plan to 7,532.1267 stock unit interests. The director also reports 11,664 shares of common stock held directly and 3,207 shares held indirectly as stock awards granted under the 2019 Equity Incentive Plan, which are scheduled to vest on March 11, 2026.
Columbia Financial, Inc. (CLBK) reported a routine insider transaction by a director on a Form 4. On 11/14/2025, the director acquired 163.7895 shares of phantom stock at $15.06 through the Columbia Bank Stock Based Deferral Plan, where stock unit interests are later settled in shares of common stock. Following this transaction, the director beneficially holds 9,840.0001 shares through the deferral plan and additional common stock in direct and indirect accounts, including IRA and Roth IRA holdings and prior stock awards. The director also holds 62,474 fully vested stock options with a $15.6 exercise price, which are exercisable until 07/23/2029 under the 2019 Equity Incentive Plan.
Columbia Financial, Inc. (CLBK) President & CEO and director reported updated ownership of company stock in a Form 4 filing. On 11/14/2025, the reporting person acquired 118.6674 shares of phantom stock at $15.06 per share through the Columbia Bank Stock Based Deferral Plan, a non-qualified stock-based deferral plan where units are settled in shares upon distribution. Following this, they report 66,160.9033 shares in the stock-based deferral plan and additional indirect holdings in a 401(k), ESOP, SERP, SIM, spouse account, and several performance-based stock award programs. The filing also lists stock options to purchase 656,471 shares at $15.60, 37,894 shares at $15.94, 37,168 shares at $16.49, and 94,749 shares at $16.23, with vesting schedules set under the 2019 Equity Incentive Plan.
Columbia Financial, Inc. (CLBK) director reported acquiring 613.6567 phantom stock units of common stock on November 14, 2025 at $15.06 per unit through the Columbia Bank Stock Based Deferral Plan. These units were purchased on a non-discretionary basis by the trustee of the bank's rabbi trust and will be settled in shares of stock upon distribution to the reporting person. After this transaction, the director indirectly holds 26,911.0491 stock unit interests via the deferral plan, in addition to 8,048 shares of common stock held directly and 3,207 shares held indirectly through a Stock Award IV granted under the 2019 Equity Incentive Plan, which vests on March 11, 2026.
Columbia Financial, Inc. (CLBK) director reports stock-related transactions and holdings. On 11/14/2025, the reporting person acquired 11.0611 shares of Columbia Financial common stock at $15.06 per share through a stock-based deferral plan, increasing indirect holdings under this plan to 9,990.6929 shares. In addition, the reporting person holds 33,519 shares of common stock directly, 46,280 shares indirectly through a SEP-IRA, and 3,207 shares indirectly as "Stock Award IV" granted under the 2019 Equity Incentive Plan that vests on March 11, 2026. The person also holds 83,294 stock options with a $15.60 exercise price, granted under the 2019 Equity Incentive Plan and fully vested and exercisable, each option representing the right to buy one share of common stock.
Columbia Financial, Inc. (CLBK) announced it will make a slide presentation available to analysts and prospective investors on November 10, 2025. The materials cover the company’s operating and growth strategies and financial performance and will be posted on the company’s website the same day.
In connection with this Regulation FD disclosure, the presentation is furnished as Exhibit 99.1. The filing lists the exhibit and confirms public availability to ensure broad, simultaneous access to the information.
Columbia Financial, Inc. (CLBK) reported stronger quarterly results. For the three months ended September 30, 2025, net income was $14.9 million versus $6.2 million a year ago, and diluted EPS was $0.15 versus $0.06. Net interest income rose to $57.4 million from $45.3 million as interest expense declined to $63.0 million from $70.6 million, while total interest income increased to $120.4 million from $115.9 million. The provision for credit losses was $2.3 million compared with $4.1 million.
Non-interest income was $9.9 million versus $9.0 million, supported by higher loan fees and changes in equity securities’ fair value. Non-interest expense increased to $45.1 million from $42.8 million, mainly in compensation and occupancy. For the nine months, net income was $36.1 million versus $9.6 million, with diluted EPS of $0.35 versus $0.09. As of September 30, 2025, total assets were $10.86 billion, loans receivable, net were $8.21 billion, deposits were $8.24 billion, and borrowings were $1.26 billion. Accumulated other comprehensive loss narrowed to $88.9 million.
Columbia Financial (CLBK) reported an insider filing by its EVP & CIO. The Form 4 shows a transaction on 10/31/2025 coded “F” for 522 shares at $14.75 per share. Following this, the officer directly owned 4,857 common shares. Indirect holdings include 545.5975 shares by a stock-based deferral plan, 1,541.376 by a 401(k), 2,150 by an ESOP, and 437 by a SERP. Additional indirect positions include stock awards of 9,690, 11,315, and 11,018 shares, plus stock options covering 12,985, 8,459, 8,296, and 19,086 shares with exercise prices between $15.94 and $20.54 and expirations through 2035.
Columbia Financial (CLBK) reported an insider transaction by its SEVP & Chief Risk Officer. On 10/31/2025, the officer acquired 43.2854 shares of common stock at $14.75, recorded as phantom stock purchased under the Bank’s Stock Based Deferral Plan, which will be settled in shares upon distribution.
Following the transaction, the officer beneficially owned 7,981.3625 shares indirectly via the Stock‑Based Deferral Plan. Additional positions include 60,769 shares held directly, and indirect holdings through retirement and incentive plans. Derivative holdings include stock options for 188,235 shares at $15.60 expiring 07/23/2029, 12,030 at $15.94 expiring 05/01/2033, 8,850 at $16.49 expiring 03/06/2034, and 20,310 at $16.23 expiring 03/03/2035.
Columbia Financial, Inc. (CLBK) reported an insider transaction by its SEVP & Head of Consumer Banking on 10/31/2025. The filing shows an automatic acquisition of 22.6861 shares of common stock at $14.75 through the Stock‑Based Deferral Plan (phantom stock settled in shares upon distribution).
Following the transaction, beneficial holdings include 13,459.705 shares indirect via the Stock‑Based Deferral Plan, 64,281 shares direct, and indirect amounts via plans/awards: ESOP 6,683, SERP 6,459, SIM 4,683, Stock Award II 14,470, Stock Award III 12,672, and Stock Award IV 12,288.
Derivative holdings listed are stock options for 155,294 shares at $15.60 (exp. 07/23/2029), 12,632 at $15.94 (exp. 05/01/2033), 9,292 at $16.49 (exp. 03/06/2034), and 21,289 at $16.23 (exp. 03/03/2035).