Welcome to our dedicated page for Columbia Financ SEC filings (Ticker: CLBK), a comprehensive resource for investors and traders seeking official regulatory documents including 10-K annual reports, 10-Q quarterly earnings, 8-K material events, and insider trading forms.
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From rate-sensitive margin tables to Columbia Financial insider trading Form 4 transactions, every disclosure is summarized, searchable, and delivered in real time—so analysts, portfolio managers, and community investors spend time making decisions, not turning pages.
Kemly Thomas J., who serves as President & CEO and a director of Columbia Financial, Inc. (CLBK), reported insider transactions dated 08/08/2025. The filing shows a disposition of 233,808 common shares and the purchase of 124.7125 phantom stock units under the company’s rabbi trust at a price of $14.33 per unit; those phantom units are to be settled in shares upon distribution. Following the reported transactions, the filing lists 65,320.1776 shares beneficially owned, many held indirectly through plans including a 401(k), ESOP, SERP, spouse, and multiple stock award vehicles.
The report also discloses outstanding stock option positions granted under the 2019 Equity Incentive Plan: 656,471 options at $15.60 (fully vested, exp. 07/23/2029), 37,894 at $15.94 (exp. 05/01/2033), 37,168 at $16.49 (exp. 03/06/2034), and 94,749 at $16.23 (exp. 03/03/2035). Several stock awards include time- and performance-based vesting conditions described in the filing.
Columbia Financial, Inc. reported improved core earnings for the quarter ended June 30, 2025. Net income was $12.3 million for the quarter and $21.2 million for the six months, compared with $4.5 million and $3.4 million in the prior-year periods, driven by higher net interest income of $53.7 million in the quarter (up from $44.1 million) and lower interest expense on borrowings. Loans receivable grew to $8.18 billion from $7.92 billion at year-end, and total assets rose to $10.74 billion. Stockholders' equity increased to $1.1207 billion.
Key risk and liquidity items are visible in the quarterly statements: debt securities available for sale carried significant unrealized losses (approximately $98.8 million), non-accrual loans increased to $39.5 million from $21.7 million, and the company used $289.3 million in investing cash flows while increasing borrowings to $1.273 billion. The allowance for credit losses rose to $64.5 million. Overall, results show stronger profitability and balance sheet growth but with heightened credit and investment-mark-to-market pressures.
Columbia Financial (CLBK) – Form 4 insider filing
President & CEO Thomas J. Kemly acquired 127.0176 common shares on 07/25/2025 at $14.07 under the non-discretionary Columbia Bank Stock-Based Deferral Plan (code “A”). No shares were sold.
Post-transaction holdings: 233,808 shares held directly; 187,742 shares across 401(k), ESOP, SERP, SIM and spouse; 154,383 performance/ time-based stock awards; 65,195 shares in the deferral plan. Kemly also reports 826,282 stock options with exercise prices of $15.60-$16.49 expiring 2029-2035.
The purchase is modest (~$1.8 k) relative to existing ownership and was executed automatically, offering limited incremental signal to investors.
Columbia Financial, Inc. (CLBK) – Form 4 insider filing
Senior EVP & Chief Risk Officer John Klimowich reported a minor acquisition on 07/25/2025. Via the Columbia Bank Stock-Based Deferral Plan he was credited with 45.3727 phantom stock units at $14.07 each (≈ $0.6 k). Phantom units convert to common shares upon distribution; no open-market activity was disclosed.
Post-transaction ownership
- Direct: 60,769 common shares.
- Indirect: 7,678.8499 phantom units (deferral plan), 17,130 (401-k), 7,620 (ESOP), 7,051 (SERP), 4,214 (SIM) and 37,572 share equivalents from incentive stock awards.
- Derivatives: 229,425 option shares across four grants, strike prices $15.60-$16.49, expiring 2029-2035; 188,235 options are already fully vested.
Columbia Financial, Inc. (CLBK) – Form 4 filed 29 Jul 2025
Senior EVP & Head of Consumer Banking Allyson Katz Schlesinger disclosed a modest insider purchase on 25 Jul 2025. She acquired 23.7825 phantom common-stock units at $14.07 each through the Columbia Bank Stock-Based Deferral Plan; no shares were sold.
Updated ownership:
- 13,301.1567 shares held indirectly via the Deferral Plan (new total)
- 64,281 shares held directly
- 39,575 shares held indirectly via ESOP, SERP, SIM and performance-based Stock Awards II–IV
- 198,507 stock options exercisable between $15.60–$16.49, expiring 2029-2035
On 11 July 2025, Columbia Financial, Inc. (ticker CLBK) director Elizabeth E. Randall filed a Form 4 reporting a modest increase in her indirect ownership.
- Transaction: 166.4981 common shares were automatically purchased through the company’s Stock-Based Deferral Plan at $14.82 per share.
- Post-transaction holdings: 9,174.0827 shares in the Deferral Plan. Including prior positions, the director now controls roughly 103,266 shares spread across direct (39,934), IRA (44,447), Roth IRA (6,704) and unvested stock-award (3,207) accounts.
- Derivative position: 62,474 fully-vested stock options with a $15.60 strike price expiring 23 July 2029 remain unchanged.
No shares were sold in the reporting period, resulting in a net purchase that marginally increases insider exposure to CLBK equity. The filing was signed on 15 July 2025 by attorney-in-fact Dennis E. Gibney.
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