Comerica (NYSE: CMA) furnishes 2025 results, skips earnings call

Rhea-AI Filing Summary

Comerica Incorporated filed a report stating it has released its financial results for the fourth quarter and full year ended December 31, 2025, with full details provided in Exhibit 99.1. These results are being furnished rather than filed, meaning they are not subject to certain liability provisions and are not automatically incorporated into other securities filings. The company also noted that, due to its pending merger with Fifth Third Bancorp, management will not host the usual earnings conference call or webcast to discuss these results.

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UNITED STATES

SECURITIES AND EXCHANGE COMMISSION

Washington, D.C. 20549

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FORM 8-K

CURRENT REPORT

Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934

Date of Report (Date of earliest event reported): January 20, 2026

COMERICA INCORPORATED

(Exact name of registrant as specified in its charter)

Delaware			1-10706			38-1998421
------------			------------			------------
(State or other Jurisdiction of Incorporation)			(Commission File Number)			(IRS Employer Identification Number)

Comerica Bank Tower

1717 Main Street, MC 6404

Dallas, Texas 75201

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(Address of principal executive offices) (zip code)

(833) 571-0486

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(Registrant's telephone number, including area code)

Check the appropriate box below if the Form 8-K filing is intended to simultaneously satisfy the filing obligation of the registrant under any of the following provisions:

☐			Written communications pursuant to Rule 425 under the Securities Act (17 CFR 230.425)
☐			Soliciting material pursuant to Rule 14a-12 under the Exchange Act (17 CFR 240.14a-12)
☐			Pre-commencement communications pursuant to Rule 14d-2(b) under the Exchange Act (17 CFR 240.14d-2(b))
☐			Pre-commencement communications pursuant to Rule 13e-4(c) under the Exchange Act (17 CFR 240.13e-4(c))

Securities registered pursuant to Section 12(b) of the Act:

Title of each class

Trading Symbol(s)

Name of each exchange on which registered

Common Stock, $5 par value

CMA

New York Stock Exchange

Depositary Shares, each representing a 1/40th interest in a share of 6.875% Fixed-Rate Reset Non-Cumulative Perpetual Preferred Stock, Series B

CMA PrB

New York Stock Exchange

Indicate by check mark whether the registrant is an emerging growth company as defined in Rule 405 of the Securities Act of 1933 (17 CFR 230.405) or Rule 12b-2 of the Securities Exchange Act of 1934 (17 CFR 240.12b-2).

Emerging growth company ☐

If an emerging growth company, indicate by check mark if the registrant has elected not to use the extended transition period for complying with any new or revised financial accounting standards provided pursuant to Section 13(a) of the Exchange Act.         ☐

ITEM 2.02    RESULTS OF OPERATIONS AND FINANCIAL CONDITION.

Comerica Incorporated (“Comerica”) today reported financial results for the quarter and full year ended December 31, 2025, which are furnished herewith as Exhibit 99.1 and incorporated herein by reference.

ITEM 7.01    REGULATION FD DISCLOSURE.

Due to the pending merger with Fifth Third Bancorp, management will not conduct an earnings conference call or webcast.

The information in Item 2.02 and Item 7.01 of this report (including Exhibit 99.1) is being "furnished" and shall not be deemed "filed" for the purposes of Section 18 of the Securities Exchange Act of 1934, as amended, is not subject to the liabilities of that section and is not deemed incorporated by reference in any filing under the Securities Act of 1933, as amended, or the Securities Exchange Act of 1934, as amended, except as shall be expressly set forth by specific reference in such filing.

ITEM 9.01    FINANCIAL STATEMENTS AND EXHIBITS.

    (d) Exhibits

99.1 Financial Results for Fourth Quarter and Full-Year 2025

104 The cover page from Comerica's Current Report on Form 8-K, formatted in Inline XBRL

SIGNATURE

Pursuant to the requirements of the Securities Exchange Act of 1934, as amended, the registrant has duly caused this report to be signed on its behalf by the undersigned hereunto duly authorized.

        COMERICA INCORPORATED

By:			/s/ Von E. Hays
Name:			Von E. Hays
Title:			Senior Executive Vice President and
			Chief Legal Officer

Date: January 20, 2026

FAQ

What did Comerica (CMA) disclose in this 8-K filing?

Comerica disclosed that it has reported financial results for the fourth quarter and full year ended December 31, 2025, and furnished these details in Exhibit 99.1 attached to the report.

Where can investors find Comerica's Q4 and full-year 2025 results?

The detailed financial results for Comerica's fourth quarter and full year 2025 are contained in Exhibit 99.1, titled "Financial Results for Fourth Quarter and Full-Year 2025," which is furnished with the report.

Will Comerica (CMA) hold an earnings call for Q4 and 2025 results?

No. Comerica stated that, due to its pending merger with Fifth Third Bancorp, management will not conduct an earnings conference call or webcast for these results.

How are Comerica's Q4 and 2025 results treated for SEC purposes?

The information under Items 2.02 and 7.01, including Exhibit 99.1, is being furnished rather than filed, so it is not subject to Section 18 liability and is not incorporated into other filings unless specifically referenced.

What exhibits are included with this Comerica (CMA) 8-K?

The report includes Exhibit 99.1, which provides the financial results for the fourth quarter and full year 2025, and Exhibit 104, the cover page formatted in Inline XBRL.

Who signed the Comerica (CMA) 8-K reporting 2025 results?

The report was signed on behalf of Comerica Incorporated by Von E. Hays, Senior Executive Vice President and Chief Legal Officer.