Welcome to our dedicated page for Cnfinance Holdings SEC filings (Ticker: CNF), a comprehensive resource for investors and traders seeking official regulatory documents including 10-K annual reports, 10-Q quarterly earnings, 8-K material events, and insider trading forms.
CNFinance Holdings Limited filings document foreign-issuer reporting for a China home equity loan service provider whose ADSs trade on the NYSE. Its annual Form 20-F reports and related Form 6-K submissions cover operating subsidiaries in China, lending partnership models, borrower and collateral risk controls, loan activity, cash flows and credit-loss provisions.
CNF’s current reports also document ADS structure matters, NYSE listing-compliance communications, earnings releases, shareholder meeting materials and amendments to its memorandum and articles of association. Recent filings record the adoption of a dual-class ordinary share structure, the issuance of Class B ordinary shares, and related capital-structure and voting-control disclosures.
CNFinance Holdings Ltd. director Wang Xi has filed a Form 3 as an insider of the company. The structured data for this filing shows no reported transactions in CNFinance securities and no derivative positions, indicating this is an initial insider ownership reporting event rather than a trading update.
CNFinance Holdings Ltd. filed an initial insider ownership report for Vice President Jiang Huiling on Form 3. The filing identifies Jiang Huiling as an officer of the company but does not list any specific share holdings or report any buy, sell, or derivative transactions.
CNFinance Holdings Ltd. director Gao Fengyong filed an initial Form 3 insider ownership report. The filing establishes Gao’s status as a director and discloses that, at this time, there are no reportable transactions in CNFinance securities associated with this insider.
Neil Gagnon and affiliated firms report significant holdings in CNFinance Holdings Ltd. The filing states that Gagnon beneficially owns 93,301,000 Ordinary Shares, representing 6.8% of the class, based on 1,371,643,240 Ordinary Shares outstanding as of June 30, 2025.
Gagnon Securities LLC reports beneficial ownership of 65,648,200 Ordinary Shares, or 4.8% of the class, while Gagnon Advisors, LLC reports 16,071,800 Ordinary Shares, or 1.2%. All positions are held in the form of American Depositary Shares, with each ADS representing 200 Ordinary Shares.
The filing explains that these shares are held in managed accounts and a private investment fund, and that Gagnon and his advisory entities expressly disclaim beneficial ownership of securities held for clients. The reporting persons certify the holdings were not acquired to change or influence control of CNFinance.
CNFinance Holdings Limited is setting up a shelf registration to offer, issue and sell up to $30,000,000 of Class A ordinary shares, including American depositary shares (ADSs), from time to time. Each ADS represents 200 Class A ordinary shares and is listed on the NYSE under the symbol “CNF.”
The Cayman Islands holding company conducts business through subsidiaries in China focused on home‑equity loan services to micro‑ and small‑enterprise owners. Under Form F‑3 rules, primary sales are capped at one‑third of its non‑affiliate equity market value while that value remains below US$75 million.
The prospectus highlights structural risks from operating in China, PRC regulatory and foreign‑exchange limits on moving funds, cybersecurity and data‑security laws, and potential impacts of the HFCAA and future CSRC filing requirements. To date, PRC subsidiaries have not paid dividends to the holding company, and future overseas proceeds may be funneled via a Hong Kong subsidiary to PRC units subject to local regulations.
CNFinance Holdings Limited filed consolidated cash flow data for the six months ended June 30, 2025, showing a sharp shift in cash generation. The company recorded a net loss of RMB 40.4 million, compared with net income of RMB 47.9 million a year earlier.
Net cash from operating activities moved from an inflow of RMB 1.04 billion in 2024 to an outflow of RMB 286.2 million in 2025, driven by swings in credit loss provisions, loans held-for-sale, and working capital items. Investing cash flows turned positive, providing RMB 2.82 billion versus an outflow of RMB 2.03 billion, mainly due to loans originated net of principal collected and proceeds from loan and investment sales.
Financing cash flows shifted to an outflow of RMB 2.90 billion from an inflow of RMB 595.0 million, as repayments of interest-bearing borrowings exceeded new borrowings. Cash, cash equivalents and restricted cash declined to RMB 809.5 million at period end from RMB 1.61 billion a year earlier.
CNFinance Holdings Limited reported that it held an extraordinary general meeting on December 10, 2025 in Guangzhou. The company is using this report to provide two key documents: a press release announcing the voting results of the meeting and its Third Amended and Restated Memorandum and Articles of Association. The updated governing documents are also being incorporated by reference into the company’s effective Form F-3 shelf registration statement, meaning that any future securities offerings under that registration will be tied to the new corporate charter terms.
CNFinance (CNF): Schedule 13G/A Amendment No. 1 filed by Gagnon entities. The filing reports beneficial ownership of the issuer’s Ordinary Shares (held as ADS; each ADS represents 200 Ordinary Shares, CUSIP 18979T105). Gagnon Securities LLC reports 66,983,200 Ordinary Shares (4.9%). Gagnon Advisors, LLC reports 16,071,800 (1.2%). Neil Gagnon reports 93,309,600 (6.8%), including 7,082,400 with sole voting/dispositive power and additional amounts with shared power. Percentages are based on 1,371,643,240 Ordinary Shares outstanding as of June 30, 2025. The signatories certify the holdings were not acquired to change or influence control.
CNFinance Holdings Limited filed a Form 6-K announcing its intention to hold an Extraordinary General Meeting of Shareholders on December 10, 2025. The filing attaches a press release, the official EGM notice, a proxy form for shareholders, and a voting card form for ADS holders.