Every 8-K that Conifer Holdings, Inc (CNFR) has filed with the SEC in the last 24 months is listed below, newest first, and each one links through to the document itself with the summary and the scores our analysis gives it.
A 8-K covers material events a company has to report between its quarterly reports, so if you follow CNFR and want that one kind of document rather than the whole filing history, this is the page to keep. The company's other filings, of every form, are on the full CNFR filings page.
Presurance Holdings, Inc. reported results from its June 3, 2026 virtual annual shareholder meeting. Shareholders elected Class II directors Timothy M. Lamothe and Isolde G. O'Hanlon to three-year terms ending at the 2029 annual meeting and ratified Grant Thornton LLP as independent auditor for 2026.
As of the April 20, 2026 record date, 26,222,881 common shares were outstanding and entitled to vote. A quorum was reached, with 21,552,879 shares represented (approximately 82.2% of outstanding shares). Each director received about 19 million votes in favor, and the auditor ratification received over 20.5 million votes for.
Presurance Holdings, Inc. is implementing a 1-for-7 reverse stock split of its common stock to help maintain compliance with Nasdaq listing requirements. The split becomes effective at 5:00 p.m. Eastern Time on June 1, 2026, with trading on a split-adjusted basis starting June 2, 2026.
Every 7 issued and outstanding shares of common stock will be combined into 1 share, with no change to the par value or the 100 million authorized shares. The number of outstanding shares will decrease from approximately 26.2 million to approximately 3.7 million, and fractional shares will be rounded down with cash paid for the fraction based on the closing Nasdaq price before effectiveness.
Presurance Holdings reported much stronger results for the first quarter of 2026 as it continues to refocus on personal lines. Net income rose to $2.6 million, or $0.15 per share, from $522,000, or $0.04 per share, helped by better underwriting and favorable fair value adjustments.
Gross written premiums fell 29.1% to $11.5 million as the company exited commercial lines, but underwriting quality improved. The overall combined ratio improved to 105.7% from 140.5%, while personal lines achieved a profitable combined ratio of 97.9%. Despite the GAAP profit, Presurance still posted an adjusted operating loss of $2.8 million, or $(0.16) per share, highlighting that core operations are not yet consistently profitable.
Presurance Holdings reported a weak fourth quarter of 2025 as it continues to exit legacy commercial lines. The company posted a net loss allocable to common shareholders of $17.0 million, or $(1.39) per diluted share, on total revenue and other income of $4.6 million. Gross written premiums for the quarter fell to $7.9 million from $13.7 million, reflecting the runoff of underperforming commercial business.
Results for the full year were also negative. Net loss allocable to common shareholders was $18.4 million, or $(1.51) per share, and adjusted operating loss was $25.6 million, or $(2.10) per share. The consolidated combined ratio reached 333.5% in the quarter and 168.8% for the year, indicating heavy underwriting losses. Book value per common share declined to $0.73 from $1.76 as of year-end, while personal lines gross written premiums grew 12.7% in 2025 to $51.1 million and represented 100% of fourth-quarter gross written premium.
Presurance Holdings, Inc. has been notified by Nasdaq that its common stock no longer meets the minimum bid price requirement because the closing bid has stayed below $1.00 per share for 30 consecutive business days. The company has until August 31, 2026 to regain compliance by having its stock close at or above $1.00 for at least 10 consecutive business days.
If it fails to do so, Presurance may qualify for an additional 180 days if it meets other Nasdaq listing standards and formally commits to curing the deficiency. Shareholders previously approved a reverse stock split in June 2025 at a ratio between 1-for-2 and 1-for-12, and the board can choose the exact ratio any time before June 3, 2026, but plans to use this tool only if it believes it is in shareholders’ best interests. If compliance is not restored, Nasdaq could move to delist the common stock, which the company would be able to appeal.
Presurance Holdings, Inc. completed a rights offering and related financing that raised an aggregate of $14,000,000 in gross proceeds from subscribers and backstop purchasers. Investors exercised rights to buy 4,284,640 common shares at $1.00 per share, and backstop purchasers acquired 9,715,360 additional shares.
The company used a substantial portion of the proceeds to repurchase and redeem all outstanding Series B Preferred Stock from an affiliate of a board member for an aggregate redemption price of $7.5 million, including accrued dividends, and to pay all accrued preferred dividends. Remaining funds are earmarked for general corporate purposes. Presurance also filed a Certificate of Correction to the Series B designation and amended an existing warrant to correct errors and limit holder rights.
Presurance Holdings, Inc. has begun its previously announced rights offering for existing shareholders. Shareholders of record on February 6, 2026 are receiving a dividend of one non-transferable subscription right for each share of common stock held on that date.
Each subscription right allows the holder to purchase 1.145 shares of Presurance common stock at a subscription price of $1.00 per share, if exercised before 5:00 p.m. New York City time on February 24, 2026. Shareholders must submit completed rights certificates with full payment to the subscription agent, or instruct their broker or other nominee to act on their behalf, before the expiration time.
Any payment received that is not applied to exercised subscription rights will be refunded without interest or penalty. The rights offering is being conducted under Presurance’s effective registration statement on Form S-1 and related prospectus filed with the SEC.
Presurance Holdings, Inc. is moving forward with a previously announced $14,000,000 rights offering and has set a record date of February 6, 2026. Holders of common stock as of the close of business on that date will receive non-transferable rights to purchase up to 14,000,000 shares of common stock at a subscription price of $1.00 per share. The company plans to provide additional details in a prospectus supplement to be filed with the U.S. Securities and Exchange Commission when the offering is launched.
Presurance Holdings, Inc. filed a current report to announce that it released its financial results for the third quarter of 2025. The company stated that it publicly announced these results on November 12, 2025, and attached the related earnings press release as Exhibit 99.1, which is incorporated by reference for additional details. The filing also notes that this earnings information is being furnished under Item 2.02 of Form 8-K and is not deemed filed for liability purposes. Presurance’s common stock and its 9.75% Senior Notes due 2028 are listed on The Nasdaq Stock Market.
Presurance Holdings, Inc., formerly Conifer Holdings, Inc., has changed its corporate name effective September 30, 2025, by filing a certificate of amendment to its articles of incorporation in Michigan. The company also updated and restated its bylaws solely to reflect the new name.
At the open of the market on September 30, 2025, the Nasdaq trading symbol for the company’s common stock changed from CNFR to PRHI, and the symbol for its 9.75% Senior Notes due 2028 changed from CNFRZ to PRHIZ. A press release announcing the name change was issued on September 29, 2025.
Conifer Holdings, Inc. filed a current report describing that it has publicly announced its financial results for the second quarter of 2025. The company states that these results were released on August 13, 2025 and included in a press release.
The press release is furnished as Exhibit 99.1 and is incorporated by reference for the detailed numbers and commentary. The company also includes an Inline XBRL cover page data file as Exhibit 104.