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Conifer Holdings, Inc. (CNFR) Form 3 discloses initial beneficial ownership by Clarkston 91 West LLC, identifying the reporting person as a director. The filing shows direct ownership of 1,000 shares of Series B Preferred Stock and a direct warrant exercisable on 06/03/2025 expiring 01/31/2027 to purchase 4,000,000 shares of Common Stock at an exercise price of $1.50 per share. The event requiring the statement is dated 02/27/2025 and the form is signed by Jeffrey Hakala on 08/22/2025. The filing is an initial ownership disclosure required under Section 16.
Conifer Holdings, Inc. (CNFR) Schedule 13D/A discloses that Clarkston Ventures, LLC holds 3,735,769 common shares (30.6%) and Clarkston 91 West, LLC holds warrants to purchase 4,000,000 shares (24.7%). Together with individual members Jeffrey A. Hakala and Gerald W. Hakala, the group beneficially owns 7,735,769 shares or 47.7% including the warrants. Clarkston 91 West purchased 1,500 then 500 shares of newly designated Series B Preferred Stock and warrants in private transactions totaling $7,500,000. The Series B shares rank senior to common stock, carry a dividend tied to prime plus 600 basis points (with a 12% floor) and grant 3,000 votes per share subject to a 19.99% aggregate voting cap. Warrants have a $1.50 exercise price and expire January 31, 2027.
Conifer Holdings, Inc. filed a current report describing that it has publicly announced its financial results for the second quarter of 2025. The company states that these results were released on August 13, 2025 and included in a press release.
The press release is furnished as Exhibit 99.1 and is incorporated by reference for the detailed numbers and commentary. The company also includes an Inline XBRL cover page data file as Exhibit 104.
Conifer Holdings reported a return to quarterly profitability, recording net income of $2.051 million for the three months ended June 30, 2025, compared with a loss of $3.792 million in the prior-year quarter. Revenue and underwriting activity declined as the company shifted strategy and sold its wholesale agency business; net earned premiums fell to $9.564 million from $16.666 million year-over-year for the quarter. Investment holdings totaled $135.6 million and the company held $58.3 million in cash, cash equivalents and short-term investments.
The insurance subsidiaries remain large drivers of risk: unpaid losses and loss adjustment expenses were $164.6 million and Conifer recorded an accumulated deficit of $60.6 million. Management contributed capital to support CIC, raising CIC's estimated RBC to approximately 247% as of June 30, 2025. The CIS sale generated $46.6 million of cash proceeds and contingent consideration is partially recognized (the second earnout was received in Q2 2025 and a third $10.0 million earnout is valued at $7.8 million). New Series B mandatorily redeemable preferred stock of $7.5 million was issued in early 2025.