CNO HR chief reports tax-withholding share disposition

CNO Financial Group Chief Human Resources Officer Yvonne K. Franzese had shares withheld to cover taxes on equity compensation.

Rhea-AI Filing Summary

CNO Financial Group Chief Human Resources Officer Yvonne K. Franzese had shares withheld to cover taxes on equity compensation. On this Form 4, 6,049 shares of common stock were surrendered to the company at $40.61 per share to satisfy required tax withholding on vested restricted stock units.

After this tax-withholding disposition, she directly holds 29,013 common shares. An additional 78,279 common shares are reported as indirectly held through the Yvonne K. Franzese Revocable Trust, giving a clearer picture of her overall ownership stake following this routine compensation-related event.

Insights

Equity compensation and insider-transactions analyst

Routine tax-withholding on vested RSUs; no open-market sale.

The Form 4 shows 6,049 CNO common shares surrendered at $40.61 per share to cover required tax withholding on vested restricted stock units. Code F and the footnote confirm this was a compensation-related, non-market disposition rather than an elective sale.

Following the transaction, Yvonne K. Franzese holds 29,013 shares directly and 78,279 shares indirectly through the Yvonne K. Franzese Revocable Trust. Because this is standard tax withholding and not an open-market trade, the informational value for assessing sentiment is limited and appears neutral.

Insider Trade Summary

Net Seller: 6,049 shares

Net Sell 2 txns

Insider Franzese Yvonne K.

Role Chief Human Resources Officer

Type	Security	Shares	Price	Value
Exercise Price or Tax Liability	Common Stock	6,049	$40.61	$246K
holding	Common Stock	--	--	--

Holdings After Transaction: Common Stock — 29,013 shares (Direct); Common Stock — 78,279 shares (Indirect, Yvonne K. Franzese Revocable Trust)

Footnotes (1)

1. F1. Shares were surrendered to the issuer to cover the required tax withholding on vested restricted stock units.

FAQ

What did CNO (CNO) executive Yvonne K. Franzese report on this Form 4?

She reported that 6,049 CNO common shares were surrendered to the company at $40.61 per share. This was to cover required tax withholding on vested restricted stock units, a routine equity compensation-related transaction rather than an open-market stock sale.

Was the CNO (CNO) Form 4 transaction an open-market sale of shares?

No. The filing identifies the transaction with code F as a tax-withholding disposition. A footnote explains the 6,049 shares were surrendered to the issuer solely to cover required tax withholding on vested restricted stock units, not sold in the open market for investment purposes.

How many CNO shares does Yvonne K. Franzese hold after this Form 4 event?

After the reported transaction, she holds 29,013 CNO common shares directly. The filing also shows 78,279 shares indirectly held through the Yvonne K. Franzese Revocable Trust, providing a combined picture of her direct and trust-reported ownership positions following the tax-withholding event.

What does transaction code F mean in the CNO (CNO) Form 4 filing?

Transaction code F indicates a disposition where shares are delivered to the issuer to pay an exercise price or satisfy tax liabilities. Here, 6,049 shares were surrendered to cover required tax withholding on vested restricted stock units, as described in the accompanying footnote to the filing.

How is the trust ownership described in the CNO (CNO) Form 4?

The Form 4 lists an indirect holding entry with 78,279 CNO common shares attributed to the “Yvonne K. Franzese Revocable Trust.” This indicates those shares are held through that trust structure, separate from her 29,013 directly held shares reported under her individual ownership.

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Accepted by SEC EDGAR 03/27/2026 - 04:55 PM Learn about SEC filing dates

SEC Form 4

FORM 4

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549

STATEMENT OF CHANGES IN BENEFICIAL OWNERSHIP

Filed pursuant to Section 16(a) of the Securities Exchange Act of 1934
or Section 30(h) of the Investment Company Act of 1940

OMB APPROVAL

OMB Number:			3235-0287
Estimated average burden
hours per response:			0.5

Check this box if no longer subject to Section 16. Form 4 or Form 5 obligations may continue. See Instruction 1(b).

Check this box to indicate that a transaction was made pursuant to a contract, instruction or written plan for the purchase or sale of equity securities of the issuer that is intended to satisfy the affirmative defense conditions of Rule 10b5-1(c). See Instruction 10.

1. Name and Address of Reporting Person^*

Franzese Yvonne K.

(Last) (First) (Middle)

C/O CNO FINANCIAL GROUP, INC.

11299 ILLINOIS STREET, SUITE 200

(Street)

CARMEL INDIANA 46032

(City) (State) (Zip)

UNITED STATES

(Country)

2. Issuer Name and Ticker or Trading Symbol
CNO Financial Group, Inc. [ CNO ]

5. Relationship of Reporting Person(s) to Issuer
(Check all applicable)

	Director		10% Owner
X	Officer (give title below)		Other (specify below)
	Chief Human Resources Officer

2a. Foreign Trading Symbol

3. Date of Earliest Transaction (Month/Day/Year)
03/25/2026

6. Individual or Joint/Group Filing (Check Applicable Line)

X	Form filed by One Reporting Person
	Form filed by More than One Reporting Person

4. If Amendment, Date of Original Filed (Month/Day/Year)

Table I - Non-Derivative Securities Acquired, Disposed of, or Beneficially Owned
1. Title of Security (Instr. 3)	2. Transaction Date (Month/Day/Year)	2A. Deemed Execution Date, if any (Month/Day/Year)	3. Transaction Code (Instr. 8)		4. Securities Acquired (A) or Disposed Of (D) (Instr. 3, 4 and 5)			5. Amount of Securities Beneficially Owned Following Reported Transaction(s) (Instr. 3 and 4)	6. Ownership Form: Direct (D) or Indirect (I) (Instr. 4)	7. Nature of Indirect Beneficial Ownership (Instr. 4)
			Code	V	Amount	(A) or (D)	Price
Common Stock	03/25/2026		F		6,049(1)	D	$40.61	29,013	D
Common Stock								78,279	I	Yvonne K. Franzese Revocable Trust

Table II - Derivative Securities Acquired, Disposed of, or Beneficially Owned (e.g., puts, calls, warrants, options, convertible securities)
1. Title of Derivative Security (Instr. 3)	2. Conversion or Exercise Price of Derivative Security	3. Transaction Date (Month/Day/Year)	3A. Deemed Execution Date, if any (Month/Day/Year)	4. Transaction Code (Instr. 8)		5. Number of Derivative Securities Acquired (A) or Disposed of (D) (Instr. 3, 4 and 5)		6. Date Exercisable and Expiration Date (Month/Day/Year)		7. Title and Amount of Securities Underlying Derivative Security (Instr. 3 and 4)		8. Price of Derivative Security (Instr. 5)	9. Number of derivative Securities Beneficially Owned Following Reported Transaction(s) (Instr. 4)	10. Ownership Form: Direct (D) or Indirect (I) (Instr. 4)	11. Nature of Indirect Beneficial Ownership (Instr. 4)
				Code	V	(A)	(D)	Date Exercisable	Expiration Date	Title	Amount or Number of Shares

Explanation of Responses:

1. Shares were surrendered to the issuer to cover the required tax withholding on vested restricted stock units.

Remarks:

	Heidi M. Krings, Attorney-in-Fact	03/27/2026
	** Signature of Reporting Person	Date
Reminder: Report on a separate line for each class of securities beneficially owned directly or indirectly.
* If the form is filed by more than one reporting person, see Instruction 4 (b)(v).
** Intentional misstatements or omissions of facts constitute Federal Criminal Violations See 18 U.S.C. 1001 and 15 U.S.C. 78ff(a).
Note: File three copies of this Form, one of which must be manually signed. If space is insufficient, see Instruction 6 for procedure.
Persons who respond to the collection of information contained in this form are not required to respond unless the form displays a currently valid OMB Number.
* Form 4: SEC 1474 (03-26)