CNOB Chief Credit Officer Reports 22.8K Share Ownership|ConnectOne EVP Javitz Files Initial Beneficial Ownership|ConnectOne Bank Executive Discloses Stock Holdings

Rhea-AI Filing Summary

ConnectOne Bancorp's EVP & Chief Credit Officer Joseph T. Javitz filed an initial Form 3 statement disclosing beneficial ownership of 22,845.78 shares of common stock held directly. The holdings include deferred stock unit grants: 1,805 shares from March 2023 vesting in 2026, 2,332 shares from March 2024 vesting in 2026-2027, and 3,455 shares from March 2025 vesting in three equal tranches from 2026-2028. The filing, dated June 18, 2025, establishes Javitz's initial equity position as a new executive officer, with a structured vesting schedule for deferred stock units extending through 2028, demonstrating long-term alignment with shareholder interests.

Positive

• Newly appointed EVP & Chief Credit Officer holds significant equity stake with 22,845.78 shares of common stock
• Executive has multiple tranches of deferred stock units vesting through 2028, indicating long-term alignment with shareholders
• Recent March 2025 grant of 3,455 deferred stock units shows continued confidence in executive compensation

Negative

• Significant portion of executive's shares (7,592 shares) are unvested and subject to forfeiture
• Staggered vesting schedule extends to 2028, creating potential retention risk

Insider Trade Summary

1 transaction reported

Mixed 1 txn

Insider Javitz Joseph T.

Role EVP & Chief Credit Officer

Type	Security	Shares	Price	Value
holding	Common Stock	--	--	--

Holdings After Transaction: Common Stock — 22,845.78 shares (Direct)

Footnotes (1)

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Understanding Insider Trading Forms →

SEC Form 3

FORM 3

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549

INITIAL STATEMENT OF BENEFICIAL OWNERSHIP OF SECURITIES

Filed pursuant to Section 16(a) of the Securities Exchange Act of 1934
or Section 30(h) of the Investment Company Act of 1940

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1. Name and Address of Reporting Person^*

Javitz Joseph T.

(Last) (First) (Middle)

C/O CONNECTONE BANCORP, INC.

301 SYLVAN AVENUE

(Street)

ENGLEWOOD CLIFFS NJ 07632

(City) (State) (Zip)

2. Date of Event Requiring Statement (Month/Day/Year)
06/18/2025

3. Issuer Name and Ticker or Trading Symbol
ConnectOne Bancorp, Inc. [ CNOB ]

4. Relationship of Reporting Person(s) to Issuer
(Check all applicable)

	Director		10% Owner
X	Officer (give title below)		Other (specify below)
	EVP & Chief Credit Officer

5. If Amendment, Date of Original Filed (Month/Day/Year)

6. Individual or Joint/Group Filing (Check Applicable Line)

X	Form filed by One Reporting Person
	Form filed by More than One Reporting Person

Table I - Non-Derivative Securities Beneficially Owned
1. Title of Security (Instr. 4)	2. Amount of Securities Beneficially Owned (Instr. 4)	3. Ownership Form: Direct (D) or Indirect (I) (Instr. 5)	4. Nature of Indirect Beneficial Ownership (Instr. 5)
Common Stock	22,845.78(1)	D

Table II - Derivative Securities Beneficially Owned (e.g., puts, calls, warrants, options, convertible securities)
1. Title of Derivative Security (Instr. 4)	2. Date Exercisable and Expiration Date (Month/Day/Year)		3. Title and Amount of Securities Underlying Derivative Security (Instr. 4)		4. Conversion or Exercise Price of Derivative Security	5. Ownership Form: Direct (D) or Indirect (I) (Instr. 5)	6. Nature of Indirect Beneficial Ownership (Instr. 5)
	Date Exercisable	Expiration Date	Title	Amount or Number of Shares

Explanation of Responses:

1. Includes: (a) 1,805 shares received pursuant to a March 20, 2023 grant of deferred stock units subject to forfeiture, which vests in full on 3/20/26; (b) 2,332 shares received pursuant to a March 22, 2024 grant of deferred stock units subject to forfeiture, of which 1,166 shares vest 3/22/26, and an additional 1,166 shares vest on 3/22/27; and (c) 3,455 shares received pursuant to a March 20, 2025 grant of deferred stock units subject to forfeiture, vesting over a three-year period, with 1/3 vesting on 3/20/26, 1/3 vesting on 3/20/27, and the final 1/3 vesting on 3/20/28.

	/s/ Laura Criscione, POA	06/18/2025
	** Signature of Reporting Person	Date
Reminder: Report on a separate line for each class of securities beneficially owned directly or indirectly.
* If the form is filed by more than one reporting person, see Instruction 5 (b)(v).
** Intentional misstatements or omissions of facts constitute Federal Criminal Violations See 18 U.S.C. 1001 and 15 U.S.C. 78ff(a).
Note: File three copies of this Form, one of which must be manually signed. If space is insufficient, see Instruction 6 for procedure.
Persons who respond to the collection of information contained in this form are not required to respond unless the form displays a currently valid OMB Number.

FAQ

Who is the new EVP & Chief Credit Officer at ConnectOne Bancorp (CNOB)?

Joseph T. Javitz is the new EVP & Chief Credit Officer at ConnectOne Bancorp (CNOB), as disclosed in a Form 3 filing dated June 20, 2025.

How many shares of CNOB stock does Joseph Javitz own directly?

Joseph Javitz directly owns 22,845.78 shares of ConnectOne Bancorp (CNOB) common stock, as reported in the Form 3 filing.

What is the vesting schedule for CNOB's latest deferred stock unit grant to Joseph Javitz?

The March 20, 2025 grant of 3,455 deferred stock units vests over three years, with one-third vesting on March 20, 2026, one-third on March 20, 2027, and the final third on March 20, 2028.

Does Joseph Javitz own any derivative securities of CNOB?

No, according to the Form 3 filing, Joseph Javitz does not own any derivative securities such as options, warrants, or convertible securities of ConnectOne Bancorp.

What is the total amount of unvested deferred stock units granted to CNOB's new Chief Credit Officer?

Joseph Javitz has been granted a total of 7,592 unvested deferred stock units, consisting of 1,805 units from 2023, 2,332 units from 2024, and 3,455 units from 2025, with various vesting dates through 2028.