Every 424B that Capital One Financial (COF) has filed with the SEC in the last 12 months is listed below, newest first, and each one links through to the document itself with the summary and the scores our analysis gives it.
A 424B covers the supplement that carries the terms of a priced offering, so if you follow COF and want that one kind of document rather than the whole filing history, this is the page to keep. The company's other filings, of every form, are on the full COF filings page.
Capital One Financial Corporation (COF) is issuing €1.5 billion of senior unsecured euro-denominated notes in two tranches: €750 million 4.326% fixed‑to‑floating notes due 2032 and €750 million 4.832% fixed‑to‑floating notes due 2037. Each series pays an annual fixed coupon in euros from September 15, 2026 to one year before maturity, then switches to a floating rate of three‑month EURIBOR plus 1.072% for the 2032 notes and 1.451% for the 2037 notes, with quarterly payments. Capital One may redeem each series at par one year prior to maturity or upon specified tax events.
The notes rank equally with Capital One’s other unsecured, unsubordinated debt and are structurally subordinated to obligations of its subsidiaries; as of June 30, 2026, senior unsecured indebtedness was $31.1 billion. The securities are issued in minimum denominations of €100,000, with no sinking fund, and Capital One intends to list them on the NYSE. Net proceeds of about €1.491 billion are earmarked for general corporate purposes, including debt repayment, share repurchases and acquisitions, following recent transactions such as the approximately $4.5 billion Brex acquisition.
Capital One Financial Corporation (COF) is offering two series of euro-denominated fixed-to-floating rate senior notes, maturing in 2032 and 2037, under its existing shelf registration. Each series pays a fixed annual coupon from issuance until one year before maturity, then a quarterly floating rate based on three‑month EURIBOR plus a spread until maturity. The notes are issued in minimum denominations of €100,000, rank as Capital One’s unsecured, unsubordinated obligations, and are structurally subordinated to the liabilities of its subsidiaries, including deposits at Capital One, National Association.
Capital One may redeem each series at par plus accrued interest on the reset date one year before maturity, and earlier if certain tax events require it, creating reinvestment risk for holders. All payments of principal, interest and any additional amounts are intended to be made in euros, exposing investors to foreign exchange risk and potential euro unavailability or exchange controls, in which case payments would switch to U.S. dollars using specified official rates. Interest after the reset dates depends on EURIBOR and includes detailed fallback provisions that could replace EURIBOR with another benchmark such as €STR if a benchmark disruption occurs. Net proceeds, estimated in euros, will be used for general corporate purposes, including debt repayment, capital management, acquisitions and investments in subsidiaries, following the recent Discover and Brex acquisitions.
Capital One Financial Corporation amended its prospectus supplement to register 10,385,749 shares of common stock for resale by certain selling security holders that received shares in connection with the acquisition of Brex Inc. The supplement states the company is not selling any shares and will not receive proceeds from these resales.
The supplement updates the selling security holders table to (i) reflect pledges (or potential pledges) of certain shares to Goldman Sachs Bank USA and (ii) add additional holders to the "All other selling security holders" line. The prospectus supplement replaces prior references to 10,345,906 shares with the new registered amount.
Capital One Financial Corporation registers 10,345,906 shares of common stock for resale. These shares were issued as consideration in connection with Capital One’s acquisition of Brex, which closed on April 7, 2026. The registration covers resale by the selling security holders; Capital One will not receive proceeds from resale. The prospectus supplement notes the last reported sale price of our common stock was $199.43 per share as of April 22, 2026, and that resale may occur through various public or private methods, including Rule 144 on or after October 8, 2026.
Capital One Financial Corporation is issuing two new series of senior unsecured notes totaling $3.0 billion. The company will offer $1.5 billion of 4.722% fixed‑to‑floating rate notes due 2032 and $1.5 billion of 5.399% fixed‑to‑floating rate notes due 2037. Both issues pay semi‑annual fixed interest until one year before maturity, then convert to a floating rate based on SOFR plus a spread (1.150% for the 2032 notes and 1.508% for the 2037 notes) with quarterly payments. Capital One may redeem each series once, in whole but not in part, exactly one year prior to maturity at 100% of principal plus accrued interest. The notes rank equally with Capital One’s other unsecured, unsubordinated debt and are structurally subordinated to obligations of its subsidiaries. Net proceeds of about $2.983 billion are intended for general corporate purposes, including debt repayment, share repurchases, acquisitions, working capital and investments in subsidiaries, following the closing of the Discover acquisition.
Capital One Financial Corporation is offering two new fixed-to-floating rate senior notes maturing in 2032 and 2037. Each series pays a fixed interest rate from issuance until one year before maturity, then switches to a floating rate based on SOFR plus a stated spread, with interest paid quarterly in the floating period.
The notes are unsecured senior obligations of Capital One, rank equally with its other unsecured and unsubordinated debt, and are structurally subordinated to liabilities of subsidiaries such as Capital One, National Association. They are not bank deposits and are not insured or guaranteed by the FDIC or any other government agency.
Capital One may redeem each series once, in whole but not in part, one year before its maturity at 100% of principal plus accrued interest, creating reinvestment risk for investors. Net proceeds are expected to be used for general corporate purposes, including debt repayment, capital actions and investments in subsidiaries. The filing highlights risks around SOFR as a relatively new benchmark, limited events of default, potential subordination in stress scenarios, and regulatory resolution powers under the Dodd-Frank Act that could affect recoveries on the notes.