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Choiceone Finl Svcs Inc SEC Filings

COFS NASDAQ

Welcome to our dedicated page for Choiceone Finl Svcs SEC filings (Ticker: COFS), a comprehensive resource for investors and traders seeking official regulatory documents including 10-K annual reports, 10-Q quarterly earnings, 8-K material events, and insider trading forms.

Tracking how a community bank manages rising interest rates or the impact of its pending Fentura merger can feel buried inside hundreds of pages of ChoiceOne Financial Services (NASDAQ: COFS) disclosures. That’s why investors start here.

Stock Titan automatically pulls every new document straight from EDGAR and layers in AI-powered summaries that explain ChoiceOne’s 10-K annual report, 10-Q quarterly earnings report, and 8-K material events in clear language. Wondering, “Where do I find ChoiceOne insider trading Form 4 transactions in real-time?” or “How can I read ChoiceOne’s proxy statement on executive compensation without wading through footnotes?” You’ll get concise answers plus instant alerts whenever directors buy or sell.

Use our platform to:

  • Scan Form 4 insider transactions to spot executive stock moves before they hit the headlines.
  • Compare net interest margin trends across consecutive quarterly earnings report 10-Q filings.
  • See how loan-loss provisions or interest-rate swaps shift inside the annual report 10-K simplified by AI.
  • Dive into merger updates via each 8-K material events explained paragraph.

Because regional bank filings demand context, Stock Titan’s expert analysis links ChoiceOne’s credit quality metrics, liquidity sources like FHLB advances, and branch efficiency strategies directly to the exact page reference in the filing. Real-time updates mean you never miss a disclosure, and plain-English summaries help you make informed decisions faster.

Rhea-AI Summary

ChoiceOne Financial Services (NASDAQ:COFS) filed a Form 8-K announcing the appointment of Steven T. Krause as an independent director, effective July 5 2025, succeeding retiring director Jack Hendon. Krause will serve on the Audit and Risk Committees and will receive compensation consistent with other board members as outlined in the 2025 proxy statement.

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FAQ

What is the current stock price of Choiceone Finl Svcs (COFS)?

The current stock price of Choiceone Finl Svcs (COFS) is $29.07 as of June 28, 2025.

What is the market cap of Choiceone Finl Svcs (COFS)?

The market cap of Choiceone Finl Svcs (COFS) is approximately 427.1M.

What is ChoiceOne Financial Services Inc.?

ChoiceOne Financial Services Inc. is a financial holding company and the parent of ChoiceOne Bank, offering banking, lending, and investment services in Michigan.

Where does ChoiceOne Bank operate?

ChoiceOne Bank operates 35 branches across Kent, Ottawa, Muskegon, Newaygo, Lapeer, St. Clair, Macomb, and Oakland counties in Michigan.

What types of loans does ChoiceOne Bank offer?

ChoiceOne Bank provides commercial and consumer loans, including business, agricultural, construction, inventory, and real estate loans.

How does ChoiceOne manage interest rate risks?

ChoiceOne uses interest rate swaps to hedge against rate fluctuations, stabilizing net interest income and mitigating exposure to changing market conditions.

What is the significance of the merger with Fentura Financial?

The merger will create the third-largest publicly traded bank in Michigan, expanding ChoiceOne's market presence and increasing its total assets to $4.3 billion.

What services does ChoiceOne Insurance Agencies, Inc. provide?

ChoiceOne Insurance Agencies, Inc., a subsidiary of ChoiceOne Bank, offers insurance and investment products to individuals and businesses.

What is ChoiceOne's approach to community banking?

ChoiceOne focuses on personalized financial solutions, strong community relationships, and supporting local economic growth through tailored products and services.

How does ChoiceOne ensure liquidity for its operations?

ChoiceOne actively manages liquidity through brokered deposits, FHLB advances, and the Bank Term Funding Program to support loan growth and funding needs.

What differentiates ChoiceOne from larger banks?

ChoiceOne emphasizes a community-focused approach, offering personalized service and localized expertise, which sets it apart from larger, impersonal institutions.

What are ChoiceOne's core financial products?

ChoiceOne offers savings and checking accounts, CDs, loans, insurance products, investment services, and treasury management solutions.
Choiceone Finl Svcs Inc

NASDAQ:COFS

COFS Rankings

COFS Stock Data

427.05M
14.07M
5.09%
22.23%
6.14%
Banks - Regional
State Commercial Banks
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United States
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