[Form 4] CHOICEONE FINANCIAL SERVICES INC Insider Trading Activity

Rhea-AI Filing Summary

ChoiceOne Financial Services director Roxanne M. Page reported an insider purchase of 238 shares of the company's common stock on 10/01/2025 at a price of $28.96 per share. After the transaction, Ms. Page beneficially owns 6,643.4488 shares directly and 2,152.7237 shares indirectly through an IRA, as disclosed on a Form 4 filed and signed by a power of attorney on 10/03/2025. The filing indicates the purchase was coded as an acquisition (Code A) and reports both direct and indirect ownership positions.

Positive

• Director acquisition of 238 shares at $28.96 indicates insider purchase
• Beneficial ownership disclosed: 6,643.4488 shares direct and 2,152.7237 indirect (IRA)

Negative

• None.

Insights

Corporate Governance Analyst

Director purchased shares: 238 at $28.96 on 10/01/2025.

The reported purchase by director Roxanne M. Page shows a personal equity stake increase, combining 6,643.4488 direct shares and 2,152.7237 held via an IRA. Director purchases can signal confidence by insiders in the company's prospects.

This Form 4 is a routine Section 16 disclosure of a single non-derivative acquisition (Code A) and does not report any derivative activity or dispositions.

SEC Form 4

FORM 4

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549

STATEMENT OF CHANGES IN BENEFICIAL OWNERSHIP

Filed pursuant to Section 16(a) of the Securities Exchange Act of 1934
or Section 30(h) of the Investment Company Act of 1940

OMB APPROVAL

OMB Number:			3235-0287
Estimated average burden
hours per response:			0.5

Check this box if no longer subject to Section 16. Form 4 or Form 5 obligations may continue. See Instruction 1(b).

1. Name and Address of Reporting Person^*

Page Roxanne M

(Last) (First) (Middle)

109 EAST DIVISION STREET

(Street)

SPARTA MI 49345

(City) (State) (Zip)

2. Issuer Name and Ticker or Trading Symbol
CHOICEONE FINANCIAL SERVICES INC [ COFS ]

5. Relationship of Reporting Person(s) to Issuer
(Check all applicable)

X	Director		10% Owner
	Officer (give title below)		Other (specify below)

3. Date of Earliest Transaction (Month/Day/Year)
10/01/2025

4. If Amendment, Date of Original Filed (Month/Day/Year)

6. Individual or Joint/Group Filing (Check Applicable Line)

X	Form filed by One Reporting Person
	Form filed by More than One Reporting Person

Table I - Non-Derivative Securities Acquired, Disposed of, or Beneficially Owned
1. Title of Security (Instr. 3)	2. Transaction Date (Month/Day/Year)	2A. Deemed Execution Date, if any (Month/Day/Year)	3. Transaction Code (Instr. 8)		4. Securities Acquired (A) or Disposed Of (D) (Instr. 3, 4 and 5)			5. Amount of Securities Beneficially Owned Following Reported Transaction(s) (Instr. 3 and 4)	6. Ownership Form: Direct (D) or Indirect (I) (Instr. 4)	7. Nature of Indirect Beneficial Ownership (Instr. 4)
			Code	V	Amount	(A) or (D)	Price
Common Stock	10/01/2025		A		238	A	$28.96	6,643.4488	D
Common Stock								2,152.7237	I	By IRA

Table II - Derivative Securities Acquired, Disposed of, or Beneficially Owned (e.g., puts, calls, warrants, options, convertible securities)
1. Title of Derivative Security (Instr. 3)	2. Conversion or Exercise Price of Derivative Security	3. Transaction Date (Month/Day/Year)	3A. Deemed Execution Date, if any (Month/Day/Year)	4. Transaction Code (Instr. 8)		5. Number of Derivative Securities Acquired (A) or Disposed of (D) (Instr. 3, 4 and 5)		6. Date Exercisable and Expiration Date (Month/Day/Year)		7. Title and Amount of Securities Underlying Derivative Security (Instr. 3 and 4)		8. Price of Derivative Security (Instr. 5)	9. Number of derivative Securities Beneficially Owned Following Reported Transaction(s) (Instr. 4)	10. Ownership Form: Direct (D) or Indirect (I) (Instr. 4)	11. Nature of Indirect Beneficial Ownership (Instr. 4)
				Code	V	(A)	(D)	Date Exercisable	Expiration Date	Title	Amount or Number of Shares

Explanation of Responses:

	/s/ Christian D. Rhoades, by Power of Attorney	10/03/2025
	** Signature of Reporting Person	Date
Reminder: Report on a separate line for each class of securities beneficially owned directly or indirectly.
* If the form is filed by more than one reporting person, see Instruction 4 (b)(v).
** Intentional misstatements or omissions of facts constitute Federal Criminal Violations See 18 U.S.C. 1001 and 15 U.S.C. 78ff(a).
Note: File three copies of this Form, one of which must be manually signed. If space is insufficient, see Instruction 6 for procedure.
Persons who respond to the collection of information contained in this form are not required to respond unless the form displays a currently valid OMB Number.

FAQ

What insider transaction did COFS report on Form 4?

Director Roxanne M. Page reported acquiring 238 common shares on 10/01/2025 at $28.96 per share.

How many COFS shares does the reporting person own after the transaction?

The filing shows 6,643.4488 shares owned directly and 2,152.7237 shares indirectly through an IRA.

What transaction code was used on the Form 4 for COFS?

The acquisition was reported with Code A, indicating a purchase of non-derivative securities.

When was the Form 4 for COFS signed?

The Form 4 was signed by power of attorney on 10/03/2025.

Did the filing report any derivative transactions or dispositions?

No. The Form 4 reports only a non-derivative acquisition and does not list derivative activity or disposals.