STOCK TITAN

[Form 4] CHOICEONE FINANCIAL Insider Trading Activity

Filing Impact
(Low)
Filing Sentiment
(Neutral)
Form Type
4
Rhea-AI Filing Summary

ChoiceOne Financial Services Inc. (COFS) – Form 4 Insider Transaction

Director Greg L. Armock reported an open-market purchase of COFS common stock on 07/01/2025. The filing shows the acquisition of 580 shares at an indicated price of $28.70 per share, for an estimated consideration of roughly $16.6 thousand. Following the transaction, Armock’s indirect beneficial ownership (held in a trust) stands at 42,775.5353 shares. A footnote clarifies that the ending balance also includes 787.7832 shares acquired through dividend reinvestment. No derivative securities or dispositions were reported.

This purchase marginally increases insider exposure and may be interpreted as a modest vote of confidence in the company’s prospects. The size of the trade is relatively small compared with COFS’s market capitalization and daily trading volume, so the direct market impact is expected to be limited.

ChoiceOne Financial Services Inc. (COFS) – Transazione Insider Modulo 4

Il Direttore Greg L. Armock ha dichiarato un acquisto sul mercato aperto di azioni ordinarie COFS il 01/07/2025. La comunicazione riporta l'acquisto di 580 azioni a un prezzo indicativo di 28,70 $ per azione, per un controvalore stimato di circa 16,6 mila dollari. Dopo la transazione, la proprietà beneficiaria indiretta di Armock (detenuta in un trust) ammonta a 42.775,5353 azioni. Una nota esplicativa precisa che il saldo finale include anche 787,7832 azioni acquisite tramite reinvestimento dei dividendi. Non sono state segnalate operazioni su strumenti derivati né cessioni.

Questo acquisto incrementa marginalmente l'esposizione dell'insider e può essere interpretato come un modesto segnale di fiducia nelle prospettive dell'azienda. La dimensione dell'operazione è relativamente contenuta rispetto alla capitalizzazione di mercato e al volume di scambi giornalieri di COFS, pertanto l'impatto diretto sul mercato è previsto limitato.

ChoiceOne Financial Services Inc. (COFS) – Transacción de Insider Formulario 4

El director Greg L. Armock reportó una compra en mercado abierto de acciones comunes de COFS el 01/07/2025. El informe muestra la adquisición de 580 acciones a un precio indicado de $28.70 por acción, por un valor estimado de aproximadamente . Tras la transacción, la propiedad beneficiaria indirecta de Armock (mantenida en un fideicomiso) asciende a 42,775.5353 acciones. Una nota aclara que el saldo final también incluye 787.7832 acciones adquiridas mediante reinversión de dividendos. No se reportaron valores derivados ni disposiciones.

Esta compra incrementa marginalmente la exposición del insider y puede interpretarse como un modesto voto de confianza en las perspectivas de la empresa. El tamaño de la operación es relativamente pequeño en comparación con la capitalización de mercado y el volumen diario de negociación de COFS, por lo que se espera un impacto directo limitado en el mercado.

ChoiceOne Financial Services Inc. (COFS) – Form 4 내부자 거래 보고

이사 Greg L. Armock가 2025년 7월 1일 COFS 보통주를 시장 내 매수했다고 보고했습니다. 신고서에 따르면 580주를 주당 $28.70의 가격으로 매입했으며, 총 거래 금액은 약 $16,600입니다. 거래 후 Armock의 간접적 실소유주권(신탁 보유)은 42,775.5353주로 나타났습니다. 각주에는 최종 잔액에 배당금 재투자를 통해 취득한 787.7832주도 포함되어 있다고 명시되어 있습니다. 파생상품이나 처분 거래는 보고되지 않았습니다.

이번 매수는 내부자의 지분을 소폭 증가시켰으며 회사 전망에 대한 약간의 신뢰 표시로 해석될 수 있습니다. 거래 규모는 COFS의 시가총액 및 일일 거래량에 비해 상대적으로 작아 직접적인 시장 영향은 제한적일 것으로 예상됩니다.

ChoiceOne Financial Services Inc. (COFS) – Transaction d’initié Formulaire 4

Le directeur Greg L. Armock a déclaré un achat sur le marché libre d’actions ordinaires COFS le 01/07/2025. Le dépôt indique l’acquisition de 580 actions à un prix indiqué de 28,70 $ par action, pour une contrepartie estimée d’environ 16,6 milliers de dollars. Suite à la transaction, la propriété bénéficiaire indirecte d’Armock (détenue dans un trust) s’élève à 42 775,5353 actions. Une note précise que le solde final comprend également 787,7832 actions acquises par réinvestissement des dividendes. Aucune valeur dérivée ni cession n’a été signalée.

Ce rachat augmente légèrement l’exposition de l’initié et peut être interprété comme un modeste signe de confiance dans les perspectives de l’entreprise. La taille de la transaction est relativement faible par rapport à la capitalisation boursière et au volume quotidien de transactions de COFS, de sorte que l’impact direct sur le marché devrait être limité.

ChoiceOne Financial Services Inc. (COFS) – Form 4 Insider-Transaktion

Direktor Greg L. Armock meldete am 01.07.2025 einen Offenmarkt-Kauf von COFS-Stammaktien. Die Meldung zeigt den Erwerb von 580 Aktien zu einem angegebenen Preis von pro Aktie, mit einem geschätzten Gegenwert von etwa 16,6 Tausend Dollar. Nach der Transaktion beträgt Armocks indirekter wirtschaftlicher Eigentumsanteil (in einem Trust gehalten) 42.775,5353 Aktien. Eine Fußnote erläutert, dass der Endbestand auch 787,7832 Aktien umfasst, die durch Dividenden-Reinvestition erworben wurden. Es wurden keine Derivate oder Veräußerungen gemeldet.

Dieser Kauf erhöht die Insider-Position geringfügig und kann als ein moderates Vertrauenssignal in die Zukunftsaussichten des Unternehmens gewertet werden. Das Handelsvolumen ist im Vergleich zur Marktkapitalisierung und dem täglichen Handelsvolumen von COFS relativ gering, sodass die direkte Marktwirkung voraussichtlich begrenzt bleibt.

Positive
  • Director insider purchase: Acquisition of 580 shares at $28.70 indicates incremental board-level confidence.
  • Increased beneficial ownership: Stake rises to 42,775.5353 shares, including dividend reinvestment, aligning director with shareholders.
Negative
  • None.

Insights

TL;DR – Small insider buy signals confidence but is not material to valuation.

The purchase of 580 COFS shares by Director Greg L. Armock adds only ~0.01 % to outstanding shares but lifts his indirect stake to 42.8 k shares. Insider buying, even in minor amounts, is typically viewed positively because it aligns management interests with shareholders. However, the dollar value (<$20 k) is immaterial for a bank holding company with a market cap near $200 m, so the trade should not influence estimates or multiples. Still, it slightly strengthens the qualitative governance narrative by showing continued board-level commitment.

ChoiceOne Financial Services Inc. (COFS) – Transazione Insider Modulo 4

Il Direttore Greg L. Armock ha dichiarato un acquisto sul mercato aperto di azioni ordinarie COFS il 01/07/2025. La comunicazione riporta l'acquisto di 580 azioni a un prezzo indicativo di 28,70 $ per azione, per un controvalore stimato di circa 16,6 mila dollari. Dopo la transazione, la proprietà beneficiaria indiretta di Armock (detenuta in un trust) ammonta a 42.775,5353 azioni. Una nota esplicativa precisa che il saldo finale include anche 787,7832 azioni acquisite tramite reinvestimento dei dividendi. Non sono state segnalate operazioni su strumenti derivati né cessioni.

Questo acquisto incrementa marginalmente l'esposizione dell'insider e può essere interpretato come un modesto segnale di fiducia nelle prospettive dell'azienda. La dimensione dell'operazione è relativamente contenuta rispetto alla capitalizzazione di mercato e al volume di scambi giornalieri di COFS, pertanto l'impatto diretto sul mercato è previsto limitato.

ChoiceOne Financial Services Inc. (COFS) – Transacción de Insider Formulario 4

El director Greg L. Armock reportó una compra en mercado abierto de acciones comunes de COFS el 01/07/2025. El informe muestra la adquisición de 580 acciones a un precio indicado de $28.70 por acción, por un valor estimado de aproximadamente . Tras la transacción, la propiedad beneficiaria indirecta de Armock (mantenida en un fideicomiso) asciende a 42,775.5353 acciones. Una nota aclara que el saldo final también incluye 787.7832 acciones adquiridas mediante reinversión de dividendos. No se reportaron valores derivados ni disposiciones.

Esta compra incrementa marginalmente la exposición del insider y puede interpretarse como un modesto voto de confianza en las perspectivas de la empresa. El tamaño de la operación es relativamente pequeño en comparación con la capitalización de mercado y el volumen diario de negociación de COFS, por lo que se espera un impacto directo limitado en el mercado.

ChoiceOne Financial Services Inc. (COFS) – Form 4 내부자 거래 보고

이사 Greg L. Armock가 2025년 7월 1일 COFS 보통주를 시장 내 매수했다고 보고했습니다. 신고서에 따르면 580주를 주당 $28.70의 가격으로 매입했으며, 총 거래 금액은 약 $16,600입니다. 거래 후 Armock의 간접적 실소유주권(신탁 보유)은 42,775.5353주로 나타났습니다. 각주에는 최종 잔액에 배당금 재투자를 통해 취득한 787.7832주도 포함되어 있다고 명시되어 있습니다. 파생상품이나 처분 거래는 보고되지 않았습니다.

이번 매수는 내부자의 지분을 소폭 증가시켰으며 회사 전망에 대한 약간의 신뢰 표시로 해석될 수 있습니다. 거래 규모는 COFS의 시가총액 및 일일 거래량에 비해 상대적으로 작아 직접적인 시장 영향은 제한적일 것으로 예상됩니다.

ChoiceOne Financial Services Inc. (COFS) – Transaction d’initié Formulaire 4

Le directeur Greg L. Armock a déclaré un achat sur le marché libre d’actions ordinaires COFS le 01/07/2025. Le dépôt indique l’acquisition de 580 actions à un prix indiqué de 28,70 $ par action, pour une contrepartie estimée d’environ 16,6 milliers de dollars. Suite à la transaction, la propriété bénéficiaire indirecte d’Armock (détenue dans un trust) s’élève à 42 775,5353 actions. Une note précise que le solde final comprend également 787,7832 actions acquises par réinvestissement des dividendes. Aucune valeur dérivée ni cession n’a été signalée.

Ce rachat augmente légèrement l’exposition de l’initié et peut être interprété comme un modeste signe de confiance dans les perspectives de l’entreprise. La taille de la transaction est relativement faible par rapport à la capitalisation boursière et au volume quotidien de transactions de COFS, de sorte que l’impact direct sur le marché devrait être limité.

ChoiceOne Financial Services Inc. (COFS) – Form 4 Insider-Transaktion

Direktor Greg L. Armock meldete am 01.07.2025 einen Offenmarkt-Kauf von COFS-Stammaktien. Die Meldung zeigt den Erwerb von 580 Aktien zu einem angegebenen Preis von pro Aktie, mit einem geschätzten Gegenwert von etwa 16,6 Tausend Dollar. Nach der Transaktion beträgt Armocks indirekter wirtschaftlicher Eigentumsanteil (in einem Trust gehalten) 42.775,5353 Aktien. Eine Fußnote erläutert, dass der Endbestand auch 787,7832 Aktien umfasst, die durch Dividenden-Reinvestition erworben wurden. Es wurden keine Derivate oder Veräußerungen gemeldet.

Dieser Kauf erhöht die Insider-Position geringfügig und kann als ein moderates Vertrauenssignal in die Zukunftsaussichten des Unternehmens gewertet werden. Das Handelsvolumen ist im Vergleich zur Marktkapitalisierung und dem täglichen Handelsvolumen von COFS relativ gering, sodass die direkte Marktwirkung voraussichtlich begrenzt bleibt.

SEC Form 4
FORM 4 UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549

STATEMENT OF CHANGES IN BENEFICIAL OWNERSHIP

Filed pursuant to Section 16(a) of the Securities Exchange Act of 1934
or Section 30(h) of the Investment Company Act of 1940
OMB APPROVAL
OMB Number: 3235-0287
Estimated average burden
hours per response: 0.5
Check this box if no longer subject to Section 16. Form 4 or Form 5 obligations may continue. See Instruction 1(b).
Check this box to indicate that a transaction was made pursuant to a contract, instruction or written plan for the purchase or sale of equity securities of the issuer that is intended to satisfy the affirmative defense conditions of Rule 10b5-1(c). See Instruction 10.
1. Name and Address of Reporting Person*
Armock Greg L.

(Last) (First) (Middle)
109 EAST DIVISION STREET

(Street)
SPARTA MI 49345

(City) (State) (Zip)
2. Issuer Name and Ticker or Trading Symbol
CHOICEONE FINANCIAL SERVICES INC [ COFS ]
5. Relationship of Reporting Person(s) to Issuer
(Check all applicable)
X Director 10% Owner
Officer (give title below) Other (specify below)
3. Date of Earliest Transaction (Month/Day/Year)
07/01/2025
4. If Amendment, Date of Original Filed (Month/Day/Year)
6. Individual or Joint/Group Filing (Check Applicable Line)
X Form filed by One Reporting Person
Form filed by More than One Reporting Person
Table I - Non-Derivative Securities Acquired, Disposed of, or Beneficially Owned
1. Title of Security (Instr. 3) 2. Transaction Date (Month/Day/Year) 2A. Deemed Execution Date, if any (Month/Day/Year) 3. Transaction Code (Instr. 8) 4. Securities Acquired (A) or Disposed Of (D) (Instr. 3, 4 and 5) 5. Amount of Securities Beneficially Owned Following Reported Transaction(s) (Instr. 3 and 4) 6. Ownership Form: Direct (D) or Indirect (I) (Instr. 4) 7. Nature of Indirect Beneficial Ownership (Instr. 4)
Code V Amount (A) or (D) Price
Common Stock 07/01/2025 A 580 A $28.7 42,775.5353(1) I Trust
Common Stock 17,083.055 D
Table II - Derivative Securities Acquired, Disposed of, or Beneficially Owned
(e.g., puts, calls, warrants, options, convertible securities)
1. Title of Derivative Security (Instr. 3) 2. Conversion or Exercise Price of Derivative Security 3. Transaction Date (Month/Day/Year) 3A. Deemed Execution Date, if any (Month/Day/Year) 4. Transaction Code (Instr. 8) 5. Number of Derivative Securities Acquired (A) or Disposed of (D) (Instr. 3, 4 and 5) 6. Date Exercisable and Expiration Date (Month/Day/Year) 7. Title and Amount of Securities Underlying Derivative Security (Instr. 3 and 4) 8. Price of Derivative Security (Instr. 5) 9. Number of derivative Securities Beneficially Owned Following Reported Transaction(s) (Instr. 4) 10. Ownership Form: Direct (D) or Indirect (I) (Instr. 4) 11. Nature of Indirect Beneficial Ownership (Instr. 4)
Code V (A) (D) Date Exercisable Expiration Date Title Amount or Number of Shares
Explanation of Responses:
1. Column 5 reflects the acquisition of 787.7832 shares from the reinvestment of cash dividends.
/s/ Christian D. Rhoades, by Power of Attorney 07/03/2025
** Signature of Reporting Person Date
Reminder: Report on a separate line for each class of securities beneficially owned directly or indirectly.
* If the form is filed by more than one reporting person, see Instruction 4 (b)(v).
** Intentional misstatements or omissions of facts constitute Federal Criminal Violations See 18 U.S.C. 1001 and 15 U.S.C. 78ff(a).
Note: File three copies of this Form, one of which must be manually signed. If space is insufficient, see Instruction 6 for procedure.
Persons who respond to the collection of information contained in this form are not required to respond unless the form displays a currently valid OMB Number.

FAQ

How many COFS shares did Greg L. Armock buy?

He purchased 580 common shares on 07/01/2025.

What price was paid for the COFS shares?

The reported price was approximately $28.70 per share.

What is Armock’s total COFS holding after the transaction?

His indirect trust now holds 42,775.5353 shares.

Was any COFS stock sold in this Form 4?

No dispositions were reported; the filing only shows an acquisition.

Does the filing mention derivative securities?

No, Table II lists no derivative positions for the reporting person.
Choiceone Finl Svcs Inc

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