STOCK TITAN

ChoiceOne Financial Services (COFS) director awarded 202 COFS shares

Filing Impact
(Neutral)
Filing Sentiment
(Neutral)
Form Type
4

Rhea-AI Filing Summary

ChoiceOne Financial Services director Curt E. Coulter reported a stock award and updated holdings. He received a grant of 202 shares of Common Stock at $34.0000 per share, recorded as an acquisition. After this grant, he directly owns 11,059.9111 shares. A separate line shows 1,499.2145 shares of Common Stock held indirectly through an IRA, reflecting additional beneficial ownership.

Positive

  • None.

Negative

  • None.
Insider Coulter Curt E
Role null
Type Security Shares Price Value
Grant/Award Common Stock 202 $34.00 $7K
holding Common Stock -- -- --
Holdings After Transaction: Common Stock — 11,059.911 shares (Direct, null); Common Stock — 1,499.215 shares (Indirect, IRA)
Footnotes (1)
Stock grant size 202 shares Common Stock grant to Curt E. Coulter
Grant valuation price $34.0000 per share Price used for Common Stock award
Direct holdings after grant 11,059.9111 shares Common Stock directly owned after acquisition
Indirect IRA holdings 1,499.2145 shares Common Stock held indirectly via IRA
Grant, award, or other acquisition financial
"transaction_code_description: Grant, award, or other acquisition"
Common Stock financial
"security_title: Common Stock"
Common stock represents ownership shares in a company, giving investors a stake in its success and a say in important decisions through voting rights. It is the most common type of stock traded on markets and can provide income through dividends, as well as potential for value growth. For investors, holding common stock means sharing in the company’s profits and risks.
IRA financial
"nature_of_ownership: IRA"
An individual retirement account (IRA) is a savings account designed to help people put aside money for their retirement, often with tax advantages that encourage long-term savings. It matters to investors because it can grow over time, providing financial security later in life, and offers benefits that can reduce current taxes or allow investments to compound more effectively.
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FAQ

What insider transaction did Curt E. Coulter report for COFS?

Curt E. Coulter reported receiving a grant of 202 shares of COFS Common Stock at $34.0000 per share. This compensation-related award increased his directly held position to 11,059.9111 shares after the transaction was recorded.

Was the COFS insider transaction a market purchase or a stock award?

The COFS insider transaction was a stock award, not an open-market purchase. It is coded as an acquisition under a grant or award, reflecting compensation rather than discretionary buying, with 202 shares granted at $34.0000 per share.

How many COFS shares does Curt E. Coulter hold after the award?

After the award, Curt E. Coulter directly holds 11,059.9111 COFS Common Stock shares. He also has an additional 1,499.2145 shares reported as indirectly owned through an IRA, indicating both direct and indirect ownership positions.

What price per share was used for Curt E. Coulter’s COFS stock grant?

The COFS stock grant to Curt E. Coulter used a price of $34.0000 per Common Stock share. This price is the value associated with the 202-share grant classified as a grant, award, or other acquisition transaction.

How are Curt E. Coulter’s indirect COFS holdings reported?

Curt E. Coulter’s indirect COFS holdings are reported as 1,499.2145 shares of Common Stock held through an IRA. This entry reflects beneficial ownership via an indirect account, separate from his 11,059.9111 directly owned shares.
SEC Form 4
FORM 4UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549

STATEMENT OF CHANGES IN BENEFICIAL OWNERSHIP

Filed pursuant to Section 16(a) of the Securities Exchange Act of 1934
or Section 30(h) of the Investment Company Act of 1940
OMB APPROVAL
OMB Number:3235-0287
Estimated average burden
hours per response:0.5
Check this box if no longer subject to Section 16. Form 4 or Form 5 obligations may continue. See Instruction 1(b).
Check this box to indicate that a transaction was made pursuant to a contract, instruction or written plan for the purchase or sale of equity securities of the issuer that is intended to satisfy the affirmative defense conditions of Rule 10b5-1(c). See Instruction 10.
1. Name and Address of Reporting Person*
Coulter Curt E

(Last)(First)(Middle)
109 EAST DIVISION STREET

(Street)
SPARTA MICHIGAN 49345

(City)(State)(Zip)

UNITED STATES

(Country)
2. Issuer Name and Ticker or Trading Symbol
CHOICEONE FINANCIAL SERVICES INC [ COFS ]
5. Relationship of Reporting Person(s) to Issuer
(Check all applicable)
XDirector10% Owner
Officer (give title below)Other (specify below)
2a. Foreign Trading Symbol
3. Date of Earliest Transaction (Month/Day/Year)
07/01/2026
6. Individual or Joint/Group Filing (Check Applicable Line)
XForm filed by One Reporting Person
Form filed by More than One Reporting Person
4. If Amendment, Date of Original Filed (Month/Day/Year)

Table I - Non-Derivative Securities Acquired, Disposed of, or Beneficially Owned
1. Title of Security (Instr. 3) 2. Transaction Date (Month/Day/Year)2A. Deemed Execution Date, if any (Month/Day/Year)3. Transaction Code (Instr. 8) 4. Securities Acquired (A) or Disposed Of (D) (Instr. 3, 4 and 5) 5. Amount of Securities Beneficially Owned Following Reported Transaction(s) (Instr. 3 and 4) 6. Ownership Form: Direct (D) or Indirect (I) (Instr. 4) 7. Nature of Indirect Beneficial Ownership (Instr. 4)
CodeVAmount(A) or (D)Price
Common Stock07/01/2026A202A$3411,059.9111D
Common Stock1,499.2145IIRA
Table II - Derivative Securities Acquired, Disposed of, or Beneficially Owned
(e.g., puts, calls, warrants, options, convertible securities)
1. Title of Derivative Security (Instr. 3) 2. Conversion or Exercise Price of Derivative Security 3. Transaction Date (Month/Day/Year)3A. Deemed Execution Date, if any (Month/Day/Year)4. Transaction Code (Instr. 8) 5. Number of Derivative Securities Acquired (A) or Disposed of (D) (Instr. 3, 4 and 5) 6. Date Exercisable and Expiration Date (Month/Day/Year)7. Title and Amount of Securities Underlying Derivative Security (Instr. 3 and 4) 8. Price of Derivative Security (Instr. 5) 9. Number of derivative Securities Beneficially Owned Following Reported Transaction(s) (Instr. 4) 10. Ownership Form: Direct (D) or Indirect (I) (Instr. 4) 11. Nature of Indirect Beneficial Ownership (Instr. 4)
CodeV(A)(D)Date ExercisableExpiration DateTitleAmount or Number of Shares
Explanation of Responses:
/s/ Christian D. Rhoades, by Power of Attorney07/06/2026
** Signature of Reporting PersonDate
Reminder: Report on a separate line for each class of securities beneficially owned directly or indirectly.
* If the form is filed by more than one reporting person, see Instruction 4 (b)(v).
** Intentional misstatements or omissions of facts constitute Federal Criminal Violations See 18 U.S.C. 1001 and 15 U.S.C. 78ff(a).
Note: File three copies of this Form, one of which must be manually signed. If space is insufficient, see Instruction 6 for procedure.
Persons who respond to the collection of information contained in this form are not required to respond unless the form displays a currently valid OMB Number.
* Form 4: SEC 1474 (03-26)