ChoiceOne director Greg L. Armock acquires 514 shares

The director's reported indirect trust position was 47,142 shares after the transaction, with 258 shares attributed to dividend reinvestment.

Rhea-AI Filing Summary

ChoiceOne Financial Services Inc. director Greg L. Armock reported an acquisition of 514 shares of Common Stock held indirectly through a trust on October 1, 2026, at $32.31 per share.

The reported trust position following the transaction was 47,142 shares. The associated footnote says that amount reflects 258 shares acquired through reinvestment of cash dividends. Armock also reported 17,513 shares held directly.

Insider Trade Summary

Grant/Award: 514 shares

Grant/Award 2 txns

Insider Armock Greg L.

Role Director

Type	Security	Shares	Price	Value
Grant/Award	Common Stock F1	514	$32.31	$17K
holding	Common Stock	--	--	--

Holdings After Transaction: Common Stock — 47,142.1832 shares (Indirect, Trust); Common Stock — 17,513.445 shares (Direct)

Footnotes (1)

1. F1. Column 5 reflects the acquisition of 258.0060 shares from the reinvestment of cash dividends.

Key Figures

Shares acquired: 514 shares Price per share: $32.31 Indirect trust holdings: 47,142 shares +2 more

5 metrics

Shares acquired 514 shares Common Stock acquisition on October 1, 2026

Price per share $32.31 Reported acquisition on October 1, 2026

Indirect trust holdings 47,142 shares Reported following the transaction on October 1, 2026

Direct holdings 17,513 shares Reported on October 1, 2026

Shares from dividend reinvestment 258 shares The footnote says the post-transaction amount reflects shares acquired through reinvestment of cash dividends

Key Terms

Common Stock, reinvestment of cash dividends

2 terms

Common Stock financial

"514 shares of Common Stock held indirectly through a trust"

Common stock represents ownership shares in a company, giving investors a stake in its success and a say in important decisions through voting rights. It is the most common type of stock traded on markets and can provide income through dividends, as well as potential for value growth. For investors, holding common stock means sharing in the company’s profits and risks.

reinvestment of cash dividends financial

"shares acquired through reinvestment of cash dividends"

FAQ

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How many shares did COFS director Greg L. Armock acquire?

Greg L. Armock reported an acquisition of 514 shares of ChoiceOne Financial Services Inc. Common Stock on October 1, 2026, at $32.31 per share. The shares were held indirectly through a trust; the reported post-transaction trust position was 47,142 shares.

AI-generated analysis. How Rhea-AI works. Not financial advice.

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Available on EDGAR 10/02/2026 - 12:23 PM Accepted by SEC EDGAR 10/02/2026 - 12:23 PM Learn about SEC filing dates

SEC Form 4

FORM 4

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549

STATEMENT OF CHANGES IN BENEFICIAL OWNERSHIP

Filed pursuant to Section 16(a) of the Securities Exchange Act of 1934
or Section 30(h) of the Investment Company Act of 1940

OMB APPROVAL

OMB Number:			3235-0287
Estimated average burden
hours per response:			0.5

Check this box if no longer subject to Section 16. Form 4 or Form 5 obligations may continue. See Instruction 1(b).

Check this box to indicate that a transaction was made pursuant to a contract, instruction or written plan for the purchase or sale of equity securities of the issuer that is intended to satisfy the affirmative defense conditions of Rule 10b5-1(c). See Instruction 10.

1. Name and Address of Reporting Person^*

Armock Greg L.

(Last) (First) (Middle)

109 EAST DIVISION STREET

(Street)

SPARTA MICHIGAN 49345

(City) (State) (Zip)

UNITED STATES

(Country)

2. Issuer Name and Ticker or Trading Symbol
CHOICEONE FINANCIAL SERVICES INC [ COFS ]

5. Relationship of Reporting Person(s) to Issuer
(Check all applicable)

X	Director		10% Owner
	Officer (give title below)		Other (specify below)

2a. Foreign Trading Symbol

3. Date of Earliest Transaction (Month/Day/Year)
10/01/2026

6. Individual or Joint/Group Filing (Check Applicable Line)

X	Form filed by One Reporting Person
	Form filed by More than One Reporting Person

4. If Amendment, Date of Original Filed (Month/Day/Year)

Table I - Non-Derivative Securities Acquired, Disposed of, or Beneficially Owned
1. Title of Security (Instr. 3)	2. Transaction Date (Month/Day/Year)	2A. Deemed Execution Date, if any (Month/Day/Year)	3. Transaction Code (Instr. 8)		4. Securities Acquired (A) or Disposed Of (D) (Instr. 3, 4 and 5)			5. Amount of Securities Beneficially Owned Following Reported Transaction(s) (Instr. 3 and 4)	6. Ownership Form: Direct (D) or Indirect (I) (Instr. 4)	7. Nature of Indirect Beneficial Ownership (Instr. 4)
			Code	V	Amount	(A) or (D)	Price
Common Stock	10/01/2026		A		514	A	$32.31	47,142.1832(1)	I	Trust
Common Stock								17,513.445	D

Table II - Derivative Securities Acquired, Disposed of, or Beneficially Owned (e.g., puts, calls, warrants, options, convertible securities)
1. Title of Derivative Security (Instr. 3)	2. Conversion or Exercise Price of Derivative Security	3. Transaction Date (Month/Day/Year)	3A. Deemed Execution Date, if any (Month/Day/Year)	4. Transaction Code (Instr. 8)		5. Number of Derivative Securities Acquired (A) or Disposed of (D) (Instr. 3, 4 and 5)		6. Date Exercisable and Expiration Date (Month/Day/Year)		7. Title and Amount of Securities Underlying Derivative Security (Instr. 3 and 4)		8. Price of Derivative Security (Instr. 5)	9. Number of derivative Securities Beneficially Owned Following Reported Transaction(s) (Instr. 4)	10. Ownership Form: Direct (D) or Indirect (I) (Instr. 4)	11. Nature of Indirect Beneficial Ownership (Instr. 4)
				Code	V	(A)	(D)	Date Exercisable	Expiration Date	Title	Amount or Number of Shares

Explanation of Responses:

1. Column 5 reflects the acquisition of 258.0060 shares from the reinvestment of cash dividends.

	/s/ Sarah A. Harper, by Power of Attorney	10/02/2026
	** Signature of Reporting Person	Date
Reminder: Report on a separate line for each class of securities beneficially owned directly or indirectly.
* If the form is filed by more than one reporting person, see Instruction 4 (b)(v).
** Intentional misstatements or omissions of facts constitute Federal Criminal Violations See 18 U.S.C. 1001 and 15 U.S.C. 78ff(a).
Note: File three copies of this Form, one of which must be manually signed. If space is insufficient, see Instruction 6 for procedure.
Persons who respond to the collection of information contained in this form are not required to respond unless the form displays a currently valid OMB Number.
* Form 4: SEC 1474 (03-26)