ChoiceOne (NASDAQ: COFS) director reports 489-share stock award via trust

Rhea-AI Filing Summary

CHOICEONE FINANCIAL SERVICES INC director Greg L. Armock reported a compensation-related acquisition of common stock. On July 1, 2026, a trust associated with him received 489 shares of common stock as a grant or award at a value of $34.00 per share, increasing his indirect holdings through the trust to 46,370.1772 shares. The filing also reports 17,513.4450 shares held directly, providing an updated picture of his overall ownership.

Insider Trade Summary

2 transactions reported

Mixed 2 txns

Insider Armock Greg L.

Role Director

Type	Security	Shares	Price	Value
Grant/Award	Common Stock	489	$34.00	$17K
holding	Common Stock	--	--	--

Holdings After Transaction: Common Stock — 46,370.177 shares (Indirect, Trust); Common Stock — 17,513.445 shares (Direct)

Footnotes (1)

Key Figures

Stock grant size: 489 shares Grant reference price: $34.00 per share Indirect holdings after grant: 46,370.1772 shares +1 more

4 metrics

Stock grant size 489 shares Award of common stock to associated trust on July 1, 2026

Grant reference price $34.00 per share Value used for the 489-share grant

Indirect holdings after grant 46,370.1772 shares COFS common stock held indirectly via trust after transaction

Direct holdings reported 17,513.4450 shares COFS common stock held directly by Greg L. Armock

Key Terms

Common Stock, grant/award acquisition, indirect, Trust

4 terms

Common Stock financial

"security_title": "Common Stock""

Common stock represents ownership shares in a company, giving investors a stake in its success and a say in important decisions through voting rights. It is the most common type of stock traded on markets and can provide income through dividends, as well as potential for value growth. For investors, holding common stock means sharing in the company’s profits and risks.

grant/award acquisition financial

"transaction_action": "grant/award acquisition""

indirect financial

"ownership_type": "indirect""

Trust financial

"nature_of_ownership": "Trust""

A trust is a legal setup in which one party (the trustee) holds and manages assets—like cash, stocks or property—on behalf of other people (beneficiaries) according to instructions from the person who created it (the grantor). Think of it as a locked box with a keyholder who must follow written rules; for investors it matters because trusts influence who controls and benefits from assets, affect taxes and succession, and can change how quickly or transparently shares are bought, sold or voted.

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Form 4 Insider Transactions: What Each Field Means →

Available on EDGAR 07/06/2026 - 01:08 PM Accepted by SEC EDGAR 07/06/2026 - 01:07 PM Learn about SEC filing dates

FAQ

What insider transaction did COFS director Greg L. Armock report?

Greg L. Armock reported an acquisition of COFS common stock through a grant or award. A trust associated with him received 489 shares at $34.00 per share, reflecting compensation rather than an open-market purchase.

How many COFS shares were granted to the trust linked to Greg L. Armock?

A trust associated with Greg L. Armock was granted 489 COFS shares. These shares were valued at $34.00 per share, and the transaction is classified as a grant or award acquisition rather than a market trade.

What are Greg L. Armock’s indirect COFS holdings after this Form 4?

After the grant, the trust associated with Greg L. Armock holds 46,370.1772 shares of COFS common stock indirectly. This figure reflects his updated indirect ownership position following the compensation-related award.

How many COFS shares does Greg L. Armock hold directly?

Greg L. Armock is reported to hold 17,513.4450 COFS shares directly. This direct position is separate from the larger indirect holdings reported through a trust in the same Form 4 filing.

Was the COFS insider transaction a market buy or a compensation award?

The COFS insider transaction was a compensation-related award, not a market purchase. The Form 4 classifies it under code A as a grant or award acquisition at a reference value of $34.00 per share.

SEC Form 4

FORM 4

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549

STATEMENT OF CHANGES IN BENEFICIAL OWNERSHIP

Filed pursuant to Section 16(a) of the Securities Exchange Act of 1934
or Section 30(h) of the Investment Company Act of 1940

OMB APPROVAL

OMB Number:			3235-0287
Estimated average burden
hours per response:			0.5

Check this box if no longer subject to Section 16. Form 4 or Form 5 obligations may continue. See Instruction 1(b).

Check this box to indicate that a transaction was made pursuant to a contract, instruction or written plan for the purchase or sale of equity securities of the issuer that is intended to satisfy the affirmative defense conditions of Rule 10b5-1(c). See Instruction 10.

1. Name and Address of Reporting Person^*

Armock Greg L.

(Last) (First) (Middle)

109 EAST DIVISION STREET

(Street)

SPARTA MICHIGAN 49345

(City) (State) (Zip)

UNITED STATES

(Country)

2. Issuer Name and Ticker or Trading Symbol
CHOICEONE FINANCIAL SERVICES INC [ COFS ]

5. Relationship of Reporting Person(s) to Issuer
(Check all applicable)

X	Director		10% Owner
	Officer (give title below)		Other (specify below)

2a. Foreign Trading Symbol

3. Date of Earliest Transaction (Month/Day/Year)
07/01/2026

6. Individual or Joint/Group Filing (Check Applicable Line)

X	Form filed by One Reporting Person
	Form filed by More than One Reporting Person

4. If Amendment, Date of Original Filed (Month/Day/Year)

Table I - Non-Derivative Securities Acquired, Disposed of, or Beneficially Owned
1. Title of Security (Instr. 3)	2. Transaction Date (Month/Day/Year)	2A. Deemed Execution Date, if any (Month/Day/Year)	3. Transaction Code (Instr. 8)		4. Securities Acquired (A) or Disposed Of (D) (Instr. 3, 4 and 5)			5. Amount of Securities Beneficially Owned Following Reported Transaction(s) (Instr. 3 and 4)	6. Ownership Form: Direct (D) or Indirect (I) (Instr. 4)	7. Nature of Indirect Beneficial Ownership (Instr. 4)
			Code	V	Amount	(A) or (D)	Price
Common Stock	07/01/2026		A		489	A	$34	46,370.1772	I	Trust
Common Stock								17,513.445	D

Table II - Derivative Securities Acquired, Disposed of, or Beneficially Owned (e.g., puts, calls, warrants, options, convertible securities)
1. Title of Derivative Security (Instr. 3)	2. Conversion or Exercise Price of Derivative Security	3. Transaction Date (Month/Day/Year)	3A. Deemed Execution Date, if any (Month/Day/Year)	4. Transaction Code (Instr. 8)		5. Number of Derivative Securities Acquired (A) or Disposed of (D) (Instr. 3, 4 and 5)		6. Date Exercisable and Expiration Date (Month/Day/Year)		7. Title and Amount of Securities Underlying Derivative Security (Instr. 3 and 4)		8. Price of Derivative Security (Instr. 5)	9. Number of derivative Securities Beneficially Owned Following Reported Transaction(s) (Instr. 4)	10. Ownership Form: Direct (D) or Indirect (I) (Instr. 4)	11. Nature of Indirect Beneficial Ownership (Instr. 4)
				Code	V	(A)	(D)	Date Exercisable	Expiration Date	Title	Amount or Number of Shares

Explanation of Responses:

	/s/ Christian D. Rhoades, by Power of Attorney	07/06/2026
	** Signature of Reporting Person	Date
Reminder: Report on a separate line for each class of securities beneficially owned directly or indirectly.
* If the form is filed by more than one reporting person, see Instruction 4 (b)(v).
** Intentional misstatements or omissions of facts constitute Federal Criminal Violations See 18 U.S.C. 1001 and 15 U.S.C. 78ff(a).
Note: File three copies of this Form, one of which must be manually signed. If space is insufficient, see Instruction 6 for procedure.
Persons who respond to the collection of information contained in this form are not required to respond unless the form displays a currently valid OMB Number.
* Form 4: SEC 1474 (03-26)