ChoiceOne director Keith D. Brophy receives 364-share grant

The director reported 13,918.9949 shares through a Trust and 8,556 shares directly.

Rhea-AI Filing Summary

ChoiceOne Financial Services Inc. (COFS) director Keith D. Brophy reported a grant/award acquisition of 364 Common Stock shares on October 1, 2026, at a reported $32.31 per share. The acquisition was reported as indirectly held through a Trust, with post-transaction Trust holdings of 13,918.9949 shares. A footnote says that reported amount reflects acquisition of 111.0862 shares from reinvestment of cash dividends. Brophy also reported direct holdings of 8,556 shares.

Insider Trade Summary

Grant/Award: 364 shares

Grant/Award 2 txns

Insider Brophy Keith D.

Role Director

Type	Security	Shares	Price	Value
Grant/Award	Common Stock F1	364	$32.31	$12K
holding	Common Stock	--	--	--

Holdings After Transaction: Common Stock — 13,918.9949 shares (Indirect, Trust); Common Stock — 8,556 shares (Direct)

Footnotes (1)

1. F1. Column 5 reflects the acquisition of 111.0862 shares from the reinvestment of cash dividends.

Key Figures

Shares acquired: 364 shares Reported price per share: $32.31 per share Post-transaction Trust holdings: 13,918.9949 shares +2 more

5 metrics

Shares acquired 364 shares Grant/award acquisition on October 1, 2026

Reported price per share $32.31 per share Grant/award acquisition on October 1, 2026

Post-transaction Trust holdings 13,918.9949 shares Reported October 1, 2026

Cash-dividend reinvestment shares 111.0862 shares Acquisition reflected in the reported post-transaction amount

Direct holdings 8,556 shares Reported October 1, 2026

Key Terms

grant, award, or other acquisition, indirect ownership, reinvestment of cash dividends

3 terms

grant, award, or other acquisition financial

"grant/award acquisition of 364 shares"

indirect ownership financial

"held indirectly through a Trust"

reinvestment of cash dividends financial

"reinvestment of cash dividends"

FAQ

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How many COFS shares did the director acquire?

Keith D. Brophy reported an award acquisition of 364 Common Stock shares on October 1, 2026, at a reported $32.31 per share. The shares were held indirectly through a Trust, with reported post-transaction Trust holdings of 13,918.9949 shares.

AI-generated analysis. How Rhea-AI works. Not financial advice.

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Available on EDGAR 10/02/2026 - 12:25 PM Accepted by SEC EDGAR 10/02/2026 - 12:24 PM Learn about SEC filing dates

SEC Form 4

FORM 4

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549

STATEMENT OF CHANGES IN BENEFICIAL OWNERSHIP

Filed pursuant to Section 16(a) of the Securities Exchange Act of 1934
or Section 30(h) of the Investment Company Act of 1940

OMB APPROVAL

OMB Number:			3235-0287
Estimated average burden
hours per response:			0.5

Check this box if no longer subject to Section 16. Form 4 or Form 5 obligations may continue. See Instruction 1(b).

Check this box to indicate that a transaction was made pursuant to a contract, instruction or written plan for the purchase or sale of equity securities of the issuer that is intended to satisfy the affirmative defense conditions of Rule 10b5-1(c). See Instruction 10.

1. Name and Address of Reporting Person^*

Brophy Keith D.

(Last) (First) (Middle)

109 EAST DIVISION STREET

(Street)

SPARTA MICHIGAN 49345

(City) (State) (Zip)

UNITED STATES

(Country)

2. Issuer Name and Ticker or Trading Symbol
CHOICEONE FINANCIAL SERVICES INC [ COFS ]

5. Relationship of Reporting Person(s) to Issuer
(Check all applicable)

X	Director		10% Owner
	Officer (give title below)		Other (specify below)

2a. Foreign Trading Symbol

3. Date of Earliest Transaction (Month/Day/Year)
10/01/2026

6. Individual or Joint/Group Filing (Check Applicable Line)

X	Form filed by One Reporting Person
	Form filed by More than One Reporting Person

4. If Amendment, Date of Original Filed (Month/Day/Year)

Table I - Non-Derivative Securities Acquired, Disposed of, or Beneficially Owned
1. Title of Security (Instr. 3)	2. Transaction Date (Month/Day/Year)	2A. Deemed Execution Date, if any (Month/Day/Year)	3. Transaction Code (Instr. 8)		4. Securities Acquired (A) or Disposed Of (D) (Instr. 3, 4 and 5)			5. Amount of Securities Beneficially Owned Following Reported Transaction(s) (Instr. 3 and 4)	6. Ownership Form: Direct (D) or Indirect (I) (Instr. 4)	7. Nature of Indirect Beneficial Ownership (Instr. 4)
			Code	V	Amount	(A) or (D)	Price
Common Stock	10/01/2026		A		364	A	$32.31	13,918.9949(1)	I	Trust
Common Stock								8,556	D

Table II - Derivative Securities Acquired, Disposed of, or Beneficially Owned (e.g., puts, calls, warrants, options, convertible securities)
1. Title of Derivative Security (Instr. 3)	2. Conversion or Exercise Price of Derivative Security	3. Transaction Date (Month/Day/Year)	3A. Deemed Execution Date, if any (Month/Day/Year)	4. Transaction Code (Instr. 8)		5. Number of Derivative Securities Acquired (A) or Disposed of (D) (Instr. 3, 4 and 5)		6. Date Exercisable and Expiration Date (Month/Day/Year)		7. Title and Amount of Securities Underlying Derivative Security (Instr. 3 and 4)		8. Price of Derivative Security (Instr. 5)	9. Number of derivative Securities Beneficially Owned Following Reported Transaction(s) (Instr. 4)	10. Ownership Form: Direct (D) or Indirect (I) (Instr. 4)	11. Nature of Indirect Beneficial Ownership (Instr. 4)
				Code	V	(A)	(D)	Date Exercisable	Expiration Date	Title	Amount or Number of Shares

Explanation of Responses:

1. Column 5 reflects the acquisition of 111.0862 shares from the reinvestment of cash dividends.

	/s/ Sarah A. Harper, by Power of Attorney	10/02/2026
	** Signature of Reporting Person	Date
Reminder: Report on a separate line for each class of securities beneficially owned directly or indirectly.
* If the form is filed by more than one reporting person, see Instruction 4 (b)(v).
** Intentional misstatements or omissions of facts constitute Federal Criminal Violations See 18 U.S.C. 1001 and 15 U.S.C. 78ff(a).
Note: File three copies of this Form, one of which must be manually signed. If space is insufficient, see Instruction 6 for procedure.
Persons who respond to the collection of information contained in this form are not required to respond unless the form displays a currently valid OMB Number.
* Form 4: SEC 1474 (03-26)