Every 10-Q that Central Plains Bancshares, Inc. (CPBI) has filed with the SEC in the last 24 months is listed below, newest first, and each one links through to the document itself with the summary and the scores our analysis gives it.
A 10-Q covers the quarterly report filed between annual reports, so if you follow CPBI and want that one kind of document rather than the whole filing history, this is the page to keep. The company's other filings, of every form, are on the full CPBI filings page.
Central Plains Bancshares, Inc. reported higher profitability for the quarter ended June 30, 2026. Net income was $1,492 thousand compared with $988 thousand a year earlier, and basic and diluted EPS were $0.39 versus $0.26. Net interest income rose to $5,231 thousand, driven mainly by higher interest and fee income on loans.
Total assets were $562,416 thousand, with loans of $447,520 thousand and deposits of $465,844 thousand. The allowance for credit losses on loans was $5,890 thousand, with a modest provision of $51 thousand, indicating stable credit quality. Cash and cash equivalents increased to $34,442 thousand, supported by deposit growth and limited investing activity, while stockholders’ equity rose to $90,285 thousand on retained earnings growth despite unrealized losses on available-for-sale securities.
Central Plains Bancshares, Inc. increased total assets to $535.7 million at December 31, 2025, driven mainly by 7.0% loan growth to $430.2 million. Deposits rose 5.7% to $440.0 million, including higher time and brokered deposits, while the company reported no outstanding borrowings.
For the three months ended December 31, 2025, net income rose to $1.2 million from $951,000 a year earlier, with basic and diluted earnings per share of $0.31. For the nine-month period, net income was $3.0 million versus $2.8 million, or $0.80 per share, and equity increased to $87.8 million.
Central Plains Bancshares (CPBI) reported quarterly results for the period ended September 30, 2025. Net income was $882 thousand versus $952 thousand a year ago, with diluted EPS of $0.23. Net interest income rose to $4.59 million as loan interest increased, while the provision for credit losses was $89 thousand.
Total assets were $510.0 million. Loans grew to $422.4 million (net loans $416.8 million), and deposits were $408.2 million. The bank added $8.5 million in FHLB borrowings and held cash and equivalents of $8.89 million (from $28.68 million at March 31). Available-for-sale securities had a fair value of $59.67 million, and accumulated other comprehensive loss improved to $(2.77) million.
Credit metrics were stable: the allowance for credit losses on loans was $5.52 million, and nonaccrual loans declined to $344 thousand. Capital remained strong and well-capitalized, with CET1 16.46%, total risk-based capital 17.71%, and leverage ratio 14.05%. Brokered deposits were $17.4 million.
Central Plains Bancshares (CPBI) reported quarterly net income of $988,000 for the three months ended June 30, 2025, up from $903,000 a year earlier, producing diluted earnings per share of $0.26 versus $0.24 in the prior year period. Net interest income rose to $4.49 million as loan yields and average loan balances increased, lifting net interest margin to 3.75%. Loans grew by $11.0 million to $413.3 million.
Liquidity tightened as cash and cash equivalents fell by $20.8 million to $7.9 million and deposits declined $15.6 million to $400.6 million, prompting $8.5 million of borrowings at period end. Available-for-sale securities have $4.59 million of unrealized losses, though management expects recovery at maturity. Capital ratios remain strong with total capital to risk-weighted assets at 17.89%, well above regulatory thresholds.