Central Plains Bancshares OKs 10% share buyback

Central Plains Bancshares, Inc. authorized a new share repurchase program covering about 10% of its outstanding common stock, replacing its prior plan.

Rhea-AI Filing Summary

Central Plains Bancshares, Inc. (CPBI) announced that its Board of Directors has approved a new stock repurchase program. Under this authorization, the company may repurchase up to 417,481 shares of its common stock, which the company states is approximately 10% of its current outstanding shares. This new authorization replaces the prior repurchase program and provides flexibility for the holding company of Home Federal Bank to return capital through open-market or other repurchases as determined by management and the Board.

Positive

• The Board authorized a new stock repurchase program for up to 417,481 shares, or about 10% of outstanding common stock, signaling flexibility to return capital to shareholders.

Negative

• None.

8-K Event Classification

2 items: 8.01, 9.01

2 items

Item 8.01 Other Events Other

Voluntary disclosure of events the company deems important to shareholders but not covered by other items.

Item 9.01 Financial Statements and Exhibits Exhibits

Financial statements, pro forma financial information, or exhibit attachments filed with this report.

Key Figures

Maximum shares authorized for repurchase: 417,481 shares Portion of outstanding shares covered by program: 10% Branch offices operated by Home Federal Bank: 8 branch offices +2 more

5 metrics

Maximum shares authorized for repurchase 417,481 shares New stock repurchase program approved September 9, 2026

Portion of outstanding shares covered by program 10% Repurchase authorization as a percentage of current outstanding common stock

Branch offices operated by Home Federal Bank 8 branch offices Locations in Grand Island, Hastings, Holdrege, Lexington, Lincoln and Superior, Nebraska

Additional drive-up facility 1 facility Drive-up facility in Grand Island, Nebraska

Year originally chartered 1935 Home Federal Bank original charter date

Key Terms

stock repurchase program, forward-looking statements, Private Securities Litigation Reform Act of 1995, safe harbor provisions

4 terms

stock repurchase program financial

"the Board of Directors has approved a new stock repurchase program"

A stock repurchase program is when a company buys back its own shares from the market. This can make each remaining share more valuable and shows that the company believes its stock is a good investment. It’s like a business treating its shares like a limited resource, hoping to boost confidence and share prices.

forward-looking statements regulatory

"Certain statements contained herein constitute “forward-looking statements”"

Forward-looking statements are predictions or plans that companies share about what they expect to happen in the future, like estimating sales or profits. They matter because they help investors understand a company's outlook, but since they are based on guesses and assumptions, they can sometimes be wrong.

Private Securities Litigation Reform Act of 1995 regulatory

"covered by the safe harbor provisions of the Private Securities Litigation Reform Act of 1995"

safe harbor provisions regulatory

"intended to be covered by the safe harbor provisions of the"

Safe harbor provisions are rules or legal protections that shield companies or individuals from certain penalties or liabilities when they follow specific guidelines or procedures. They provide a sense of security, encouraging compliance and innovation by reducing the fear of legal repercussions if they act in good faith. For investors, these provisions help ensure that companies are transparent and accountable without the risk of unfair punishment for honest mistakes.

FAQ

AI-generated questions and answers. How Rhea-AI works. Not financial advice.

What did Central Plains Bancshares, Inc. (CPBI) announce in this 8-K?

Central Plains Bancshares, Inc. announced that its Board approved a new stock repurchase program authorizing the company to repurchase up to 417,481 shares of its common stock, or about 10% of currently outstanding shares, replacing its existing repurchase program.

How many CPBI shares can be repurchased under the new program?

Under the new program, Central Plains Bancshares, Inc. may repurchase up to 417,481 shares of its common stock, which the company describes as approximately 10% of its current outstanding shares.

Does the new CPBI repurchase program replace a prior plan?

Yes. Central Plains Bancshares, Inc. states that the new stock repurchase program replaces the company’s current repurchase program, effectively superseding the prior authorization.

When did Central Plains Bancshares, Inc. approve the new repurchase program?

The Board of Directors of Central Plains Bancshares, Inc. approved the new stock repurchase program on September 9, 2026, and the company issued a press release the same day announcing the approval.

What business does Central Plains Bancshares, Inc. (CPBI) operate?

Central Plains Bancshares, Inc. is the holding company for Home Federal Savings and Loan Association of Grand Island, which operates as Home Federal Bank from a main office in Grand Island, eight branch offices in Nebraska, and a drive-up facility in Grand Island.

AI-generated analysis. How Rhea-AI works. Not financial advice.

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Available on EDGAR 09/10/2026 - 11:46 AM Accepted by SEC EDGAR 09/10/2026 - 11:46 AM Learn about SEC filing dates

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UNITED STATES
SECURITIES AND EXCHANGE COMMISSION
WASHINGTON, D.C. 20549

FORM 8-K

CURRENT REPORT

Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934

Date of Report (Date of earliest event reported): September 09, 2026

Central Plains Bancshares, Inc.

(Exact name of Registrant as Specified in Its Charter)

Maryland			001-41844	93-2239246
(State or Other Jurisdiction of Incorporation)			(Commission File Number)	(IRS Employer Identification No.)
221 South Locust Street
Locust, Nebraska				68801
(Address of Principal Executive Offices)				(Zip Code)

Registrant’s Telephone Number, Including Area Code: 308 382-4000

Not Applicable

(Former Name or Former Address, if Changed Since Last Report)

Check the appropriate box below if the Form 8-K filing is intended to simultaneously satisfy the filing obligation of the registrant under any of the following provisions:

☐Written communications pursuant to Rule 425 under the Securities Act (17 CFR 230.425)

☐Soliciting material pursuant to Rule 14a-12 under the Exchange Act (17 CFR 240.14a-12)

☐Pre-commencement communications pursuant to Rule 14d-2(b) under the Exchange Act (17 CFR 240.14d-2(b))

☐Pre-commencement communications pursuant to Rule 13e-4(c) under the Exchange Act (17 CFR 240.13e-4(c))

Securities registered pursuant to Section 12(b) of the Act:

Title of each class		Trading Symbol(s)		Name of each exchange on which registered
Common Stock		CPBI		The Nasdaq Stock Market LLC

Indicate by check mark whether the registrant is an emerging growth company as defined in Rule 405 of the Securities Act of 1933 (§ 230.405 of this chapter) or Rule 12b-2 of the Securities Exchange Act of 1934 (§ 240.12b-2 of this chapter).

Emerging growth company ☒

If an emerging growth company, indicate by check mark if the registrant has elected not to use the extended transition period for complying with any new or revised financial accounting standards provided pursuant to Section 13(a) of the Exchange Act. ☐

Item 8.01 Other Events.

On September 9, 2026, the Board of Directors of Central Plains Bancshares, Inc. (the “Company”) approved a new stock repurchase program. In addition, the Company issued a press release announcing the approval. The press release is attached to this Current Report as Exhibit 99.1.

Item 9.01 Financial Statements and Exhibits.

(d) Exhibits

Exhibit No. Exhibit

99.1 Press Release dated September 9, 2026

104 The cover page from this Current Report on the Form 8-K, formatted in Inline XBRL

SIGNATURES

Pursuant to the requirements of the Securities Exchange Act of 1934, the registrant has duly caused this report to be signed on its behalf by the undersigned hereunto duly authorized.

			CENTRAL PLAINS BANCSHARES, INC.
Date:	September 10, 2026	By:	/s/ Bradley M. Kool
			Executive Vice President and Chief Financial Officer

FOR IMMEDIATE RELEASE

Contact:

Dannel Garness

President and Chief Executive Officer

(308) 382-4000

Central Plains Bancshares, Inc.

Adopts New 10% Repurchase Program

Grand Island, NE; September 9, 2026 – Central Plains Bancshares, Inc. (the “Company”) (Nasdaq Capital Market: “CPBI”), the holding company for Home Federal Savings and Loan Association of Grand Island, which operates under the name “Home Federal Bank” (the “Bank”), announced that its Board of Directors has approved a new stock repurchase program. Under the repurchase program, the Company may repurchase up to 417,481 shares of its common stock, or approximately 10% of the current outstanding shares. The repurchase program replaces the Company’s current repurchase program.

About Central Plains Bancshares, Inc.

Central Plains Bancshares, Inc. is the holding company for Home Federal Savings and Loan Association of Grand Island, which operates under the name “Home Federal Bank.” Originally chartered in 1935, Home Federal Bank is a federally-chartered stock savings association headquartered in Grand Island, Nebraska. The Bank conducts its operations from the main office in Grand Island, Nebraska, eight branch offices located in Grand Island, Hastings, Holdrege, Lexington, Lincoln and Superior, Nebraska, and a drive-up facility in Grand Island, Nebraska.

Disclosures Concerning Forward-Looking Statements

Certain statements contained herein constitute “forward-looking statements” within the meaning of Section 27A of the Securities Act of 1933 and Section 21E of the Securities Exchange Act of 1934 and are intended to be covered by the safe harbor provisions of the Private Securities Litigation Reform Act of 1995. Such statements may be identified by words such as “may,” “will,” “would,” “intend,” “believe,” “expect,” “plan,” “estimate,” “anticipate,” “continue,” or similar terms or variations on those terms, or the negative of those terms. These statements are based upon the current beliefs and expectations of Company management and are subject to significant risks and uncertainties. Actual results may differ materially from those set forth in the forward-looking statements as a result of numerous factors. Factors that could cause such differences to exist include, but are not limited to: the effects of any natural disaster, war, act of terrorism, accident, or similar action or event; those related to the real estate and the economic environment, particularly in the market areas in which the Company operates; fiscal and monetary policies of the U.S. Government; inflationary matters; changes in government regulations affecting financial institutions, including regulatory compliance costs and capital requirements; fluctuations in the adequacy of credit loss reserves; levels of uninsured deposits; decreases in deposit levels necessitating increased borrowing to fund loans and investments; operational risks including, but not limited to, cybersecurity, fraud and natural disasters; the risk

that the Company may not be successful in the implementation of its business strategy; changes in prevailing interest rates; credit risk management; asset-liability management; and other risks described in the Company’s filings with the Securities and Exchange Commission, which are available at the SEC’s website, www.sec.gov.

The Company wishes to caution readers not to place undue reliance on any such forward-looking statements, which speak only as of the date made. The Company wishes to advise readers that the factors listed above or other factors could affect the Company’s financial performance and could cause the Company’s actual results for future periods to differ materially from any opinions or statements expressed with respect to future periods in any current statements. The Company does not undertake and specifically disclaims any obligation to publicly release the results of any revisions that may be made to any forward-looking statements to reflect events or circumstances after the date of such statements or to reflect the occurrence of anticipated or unanticipated events.

Filing Exhibits & Attachments

2 documents

Press Releases

• EX-99.1 EX-99.1 13.5 KB

Other Documents

• EX-101 XBRL TAXONOMY EXTENSION SCHEMA WITH EMBEDDED LINKBASES DOCUMENT 25.4 KB