Here are the 10-K annual reports from Central Pacific Financial Corporation (CPF) in our archive since June 2025, newest first, and each one links through to the document itself with the summary and the scores our analysis gives it.
A 10-K covers the audited annual report, with the full financial statements, so if you follow CPF and want that one kind of document rather than the whole filing history, this is the page to keep. The company's other filings, of every form, are on the full CPF filings page.
Central Pacific Financial Corp. (CPF) filed its annual report describing a Hawaii-focused community banking business operated through 27 branches and 55 ATMs, with one reportable segment: banking operations. At December 31, 2025, it employed 763 people and held the fourth-largest deposit market share among FDIC-insured institutions in Hawaii.
About 80% of the loan portfolio is tied to real estate in Hawaii, making results sensitive to local property and tourism cycles. CPF remains well-capitalized under Basel III standards, and the bank became a Federal Reserve member in January 2025. The company recorded a $15.7 million provision for credit losses in 2025, repurchased 788,261 shares for $23.3 million, and its board approved a new $55.0 million share repurchase plan in January 2026.