Consumer Portfolio Services (CPSS) furnishes new June 2025 investor presentation

Filing Impact

(High)

Filing Sentiment

(Neutral)

Form Type

8-K

Rhea-AI Filing Summary

Consumer Portfolio Services, Inc. furnished a current report to share an updated investor presentation. The company made available a 19-slide "Company Summary as of June 30, 2025" as an exhibit and also posted the same presentation on its investor relations website.

The material is provided under Regulation FD as an informational update and is expressly treated as "furnished" rather than "filed" under securities laws. No financial statements or pro forma financial information accompany this report, and the filing itself does not announce any new transaction or earnings results.

8-K Event Classification

2 items: 7.01, 9.01

2 items

Item 7.01 Regulation FD Disclosure Disclosure

Material non-public information disclosed under Regulation Fair Disclosure, often investor presentations or guidance.

Item 9.01 Financial Statements and Exhibits Exhibits

Financial statements, pro forma financial information, and exhibit attachments filed with this report.

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08/18/2025 - 01:33 PM

UNITED STATES SECURITIES AND EXCHANGE COMMISSION

WASHINGTON DC 20549

FORM 8-K

CURRENT REPORT

PURSUANT TO SECTION 13 OR 15(d) OF THE

SECURITIES EXCHANGE ACT OF 1934

Date of Report (Date of earliest event reported) August 18, 2025

	CONSUMER PORTFOLIO SERVICES, INC.
	(Exact Name of Registrant as Specified in Charter)

california

1-11416

33-0459135

(State or Other Jurisdiction

of Incorporation)

(Commission

File Number)

(IRS Employer

Identification No.)

	3800 Howard Hughes Pkwy, Suite 1400, Las Vegas, NV 89169
	(Address of Principal Executive Offices) (Zip Code)

Registrant's telephone number, including area code (949) 753-6800

	Not Applicable
	(Former name or former address, if changed since last report)

Check the appropriate box below if the Form 8-K filing is intended to simultaneously satisfy the filing obligation of the registrant under any of the following provisions (see General Instruction A.2. below):

☐ Written communications pursuant to Rule 425 under the Securities Act (17 CFR 230.425)

☐ Soliciting material pursuant to Rule 14a-12 under the Exchange Act (17 CFR 240.14a-12)

☐ Pre-commencement communications pursuant to Rule 14d-2(b) under the Exchange Act (17 CFR 240.14d-2(b))

☐ Pre-commencement communications pursuant to Rule 13e-4(c) under the Exchange Act (17 CFR 240.13e-4(c))

Securities registered pursuant to Section 12(b) of the Act:

Title of each class	Trading Symbol(s)	Name of each exchange on which registered
Common Stock, no par value	CPSS	The Nasdaq Stock Market LLC (Global Market)

Indicate by check mark whether the registrant is an emerging growth company as defined in Rule 405 of the Securities Act of 1933 (§230.405 of this chapter) or Rule 12b-2 of the Securities Exchange Act of 1934 (§240.12b-2 of this chapter).

Emerging growth company ☐

If an emerging growth company, indicate by check mark if the registrant has elected not to use the extended transition period for complying with any new or revised financial accounting standards provided pursuant to Section 13(a) of the Exchange Act. ☐

ITEM 7.01. REGULATION FD DISCLOSURE.

We are today making available one presentation consisting of 19 slides. A copy is attached as an exhibit. Although the exhibit is an update of similar presentations made available from time to time as an exhibit to a report on Form 8-K, we are not undertaking to update further any of the information that is contained in the attached presentation. The same presentation furnished as an exhibit to this report will be made available on our website, at this address:

http://ir.consumerportfolio.com/events-and-presentations/presentations

We routinely post important information, including news releases and reports to the U.S. Securities and Exchange Commission, on our website.

The information furnished in this report shall not be deemed “filed” for purposes of Section 18 of the Securities Exchange Act of 1934, as amended.

ITEM 9.01. FINANCIAL STATEMENTS AND EXHIBITS.

Neither financial statements nor pro forma financial information are filed with this report.

(d) Exhibits

One exhibit is attached:

99.1	Company Summary as of June 30, 2025
104	Cover Page Interactive Data File (embedded within the Inline XBRL document).

SIGNATURES

Pursuant to the requirements of the Securities Exchange Act of 1934, as amended, the registrant has duly caused this report to be signed on its behalf by the undersigned, thereunto duly authorized.

	CONSUMER PORTFOLIO SERVICES, INC.

Dated: August 18, 2025	By: /s/ Denesh Bharwani
	Denesh Bharwani Executive Vice President Signing on behalf of the registrant

Source: View Original Filing on SEC EDGAR

FAQ

What did Consumer Portfolio Services (CPSS) disclose in this 8-K filing?

Consumer Portfolio Services furnished an 8-K to provide an updated 19-slide investor presentation titled "Company Summary as of June 30, 2025." The presentation is attached as an exhibit and made available on the company’s investor relations website for informational purposes under Regulation FD.

Does the CPSS 8-K include new financial statements or pro forma data?

The 8-K does not include new financial statements or pro forma financial information. The company states that neither financial statements nor pro forma financial information are filed with this report, focusing solely on furnishing an updated investor presentation as an exhibit.

How is the CPSS investor presentation made available to shareholders?

The investor presentation is attached to the 8-K as Exhibit 99.1 and is also posted on the Consumer Portfolio Services investor relations website at its presentations page. The company notes it routinely posts important information, including SEC reports, on its website.

Is the CPSS investor presentation considered filed or furnished with the SEC?

The company specifies that the information in this report, including the attached presentation, is deemed "furnished" and not "filed" for purposes of Section 18 of the Securities Exchange Act of 1934. This distinction affects potential liability and how the information is treated under securities laws.

What exhibit is included with Consumer Portfolio Services’ latest 8-K?

The 8-K includes Exhibit 99.1, titled "Company Summary as of June 30, 2025," which is a 19-slide investor presentation. It also references Exhibit 104, the cover page interactive data file embedded within the Inline XBRL document accompanying the filing.

Does this CPSS 8-K announce any major transaction or earnings results?

The 8-K does not announce major transactions or earnings results. It is filed under Regulation FD Disclosure to furnish an updated investor presentation and explicitly notes that no financial statements or pro forma financial information are included with the report.