[Form 3] Consumer Portfolio Services Initial Statement of Beneficial Ownership

Rhea-AI Filing Summary

Robert E. Riedl filed a Form 3 reporting initial beneficial ownership in Consumer Portfolio Services, Inc. (CPSS). The filing states Mr. Riedl is a Director and Senior Executive VP and that he beneficially owns 1,000 shares of Common Stock indirectly through The Riedl Family Trust. The event requiring the statement occurred on 08/04/2025 and the form is signed 08/14/2025.

Positive

• Disclosure completeness: The Form 3 includes name, address, relationship to issuer, ownership amount, nature of ownership, event date, and signature.
• Insider roles disclosed: Reporting person is identified as both a Director and Senior Executive VP.

Negative

• None.

Insights

Corporate Governance Expert

TL;DR: Routine initial ownership disclosure by a senior executive and director; no derivatives or direct holdings reported.

The filing is a standard Section 16 initial statement showing indirect ownership via a family trust. It identifies the reporting person as both a Director and Senior Executive VP, which is relevant for insider reporting and corporate governance transparency. No derivative positions, options, or direct holdings are disclosed, and the reported quantity is modest relative to typical institutional holdings. The disclosure meets Section 16(a) requirements by identifying the nature of ownership and the filing date.

Securities Compliance Analyst

TL;DR: Compliance filing appears complete for an initial Form 3: ownership, relationship, and signature provided.

The Form 3 includes the reporting person's name, address, relationship to the issuer, amount and form of beneficial ownership, and an executed signature with date. There are no amendments, joint filers, or derivative securities listed. From a compliance perspective, the document provides the standard disclosures expected for an initial insider report; it does not raise immediate regulatory concerns based on the information presented.

SEC Form 3

FORM 3

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549

INITIAL STATEMENT OF BENEFICIAL OWNERSHIP OF SECURITIES

Filed pursuant to Section 16(a) of the Securities Exchange Act of 1934
or Section 30(h) of the Investment Company Act of 1940

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1. Name and Address of Reporting Person^*

RIEDL ROBERT E

(Last) (First) (Middle)

19500 JAMBOREE RD.

(Street)

IRVINE CA 92612

(City) (State) (Zip)

2. Date of Event Requiring Statement (Month/Day/Year)
08/04/2025

3. Issuer Name and Ticker or Trading Symbol
CONSUMER PORTFOLIO SERVICES, INC. [ CPSS ]

4. Relationship of Reporting Person(s) to Issuer
(Check all applicable)

	Director		10% Owner
X	Officer (give title below)		Other (specify below)
	Senior Executive VP

5. If Amendment, Date of Original Filed (Month/Day/Year)

6. Individual or Joint/Group Filing (Check Applicable Line)

X	Form filed by One Reporting Person
	Form filed by More than One Reporting Person

Table I - Non-Derivative Securities Beneficially Owned
1. Title of Security (Instr. 4)	2. Amount of Securities Beneficially Owned (Instr. 4)	3. Ownership Form: Direct (D) or Indirect (I) (Instr. 5)	4. Nature of Indirect Beneficial Ownership (Instr. 5)
Common Stock, no par value	1,000	I	The Riedl Family Trust

Table II - Derivative Securities Beneficially Owned (e.g., puts, calls, warrants, options, convertible securities)
1. Title of Derivative Security (Instr. 4)	2. Date Exercisable and Expiration Date (Month/Day/Year)		3. Title and Amount of Securities Underlying Derivative Security (Instr. 4)		4. Conversion or Exercise Price of Derivative Security	5. Ownership Form: Direct (D) or Indirect (I) (Instr. 5)	6. Nature of Indirect Beneficial Ownership (Instr. 5)
	Date Exercisable	Expiration Date	Title	Amount or Number of Shares

Explanation of Responses:

	/s/ Robert E. Riedl	08/14/2025
	** Signature of Reporting Person	Date
Reminder: Report on a separate line for each class of securities beneficially owned directly or indirectly.
* If the form is filed by more than one reporting person, see Instruction 5 (b)(v).
** Intentional misstatements or omissions of facts constitute Federal Criminal Violations See 18 U.S.C. 1001 and 15 U.S.C. 78ff(a).
Note: File three copies of this Form, one of which must be manually signed. If space is insufficient, see Instruction 6 for procedure.
Persons who respond to the collection of information contained in this form are not required to respond unless the form displays a currently valid OMB Number.

FAQ

What did Robert E. Riedl report on Form 3 for CPSS?

He reported beneficial ownership of 1,000 shares of Common Stock held indirectly through The Riedl Family Trust.

What is Robert E. Riedl's relationship to Consumer Portfolio Services (CPSS)?

The filing lists him as a Director and Senior Executive VP of the issuer.

When did the event requiring the Form 3 occur?

The date of the event requiring the statement is reported as 08/04/2025.

When was the Form 3 signed?

The signature on the Form 3 is dated 08/14/2025.

Does the Form 3 list any derivative securities or direct holdings?

No; the filing lists only 1,000 shares of Common Stock held indirectly and shows no derivative securities.