Share gifts by Consumer Portfolio Services (CPSS) exec via living trust

Rhea-AI Filing Summary

Consumer Portfolio Services executive vice president Teri Robinson reported two insider transactions involving gifts of company common stock held through the Teri Lee Robinson Living Trust. On July 21, 2025 and January 7, 2026, the trust made bona fide gifts of 660 shares each at a reported price of $0.00, meaning no payment was received. Following the most recent gift, the living trust indirectly holds 497,125 shares of Consumer Portfolio Services common stock.

SEC Form 4

FORM 4

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549

STATEMENT OF CHANGES IN BENEFICIAL OWNERSHIP

Filed pursuant to Section 16(a) of the Securities Exchange Act of 1934
or Section 30(h) of the Investment Company Act of 1940

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Check this box if no longer subject to Section 16. Form 4 or Form 5 obligations may continue. See Instruction 1(b).

Check this box to indicate that a transaction was made pursuant to a contract, instruction or written plan for the purchase or sale of equity securities of the issuer that is intended to satisfy the affirmative defense conditions of Rule 10b5-1(c). See Instruction 10.

1. Name and Address of Reporting Person^*

Robinson Teri

(Last) (First) (Middle)

3800 HOWARD HUGHES PKWY

SUITE 1400

(Street)

LAS VEGAS NV 89169

(City) (State) (Zip)

2. Issuer Name and Ticker or Trading Symbol
CONSUMER PORTFOLIO SERVICES, INC. [ CPSS ]

5. Relationship of Reporting Person(s) to Issuer
(Check all applicable)

	Director		10% Owner
X	Officer (give title below)		Other (specify below)
	Exec. Vice President

3. Date of Earliest Transaction (Month/Day/Year)
07/21/2025

4. If Amendment, Date of Original Filed (Month/Day/Year)

6. Individual or Joint/Group Filing (Check Applicable Line)

X	Form filed by One Reporting Person
	Form filed by More than One Reporting Person

Table I - Non-Derivative Securities Acquired, Disposed of, or Beneficially Owned
1. Title of Security (Instr. 3)	2. Transaction Date (Month/Day/Year)	2A. Deemed Execution Date, if any (Month/Day/Year)	3. Transaction Code (Instr. 8)		4. Securities Acquired (A) or Disposed Of (D) (Instr. 3, 4 and 5)			5. Amount of Securities Beneficially Owned Following Reported Transaction(s) (Instr. 3 and 4)	6. Ownership Form: Direct (D) or Indirect (I) (Instr. 4)	7. Nature of Indirect Beneficial Ownership (Instr. 4)
			Code	V	Amount	(A) or (D)	Price
Common Stock, no par value	07/21/2025		G		660	D	$0.00(1)	497,785	I	Teri Lee Robinson Living Trust
Common Stock, no par value	01/07/2026		G		660	D	$0.00(1)	497,125	I	Teri Lee Robinson Living Trust

Table II - Derivative Securities Acquired, Disposed of, or Beneficially Owned (e.g., puts, calls, warrants, options, convertible securities)
1. Title of Derivative Security (Instr. 3)	2. Conversion or Exercise Price of Derivative Security	3. Transaction Date (Month/Day/Year)	3A. Deemed Execution Date, if any (Month/Day/Year)	4. Transaction Code (Instr. 8)		5. Number of Derivative Securities Acquired (A) or Disposed of (D) (Instr. 3, 4 and 5)		6. Date Exercisable and Expiration Date (Month/Day/Year)		7. Title and Amount of Securities Underlying Derivative Security (Instr. 3 and 4)		8. Price of Derivative Security (Instr. 5)	9. Number of derivative Securities Beneficially Owned Following Reported Transaction(s) (Instr. 4)	10. Ownership Form: Direct (D) or Indirect (I) (Instr. 4)	11. Nature of Indirect Beneficial Ownership (Instr. 4)
				Code	V	(A)	(D)	Date Exercisable	Expiration Date	Title	Amount or Number of Shares

Explanation of Responses:

1. Bona Fide Gift. No payment was received for the gifting of shares.

	/s/ Teri L. Robinson	02/03/2026
	** Signature of Reporting Person	Date
Reminder: Report on a separate line for each class of securities beneficially owned directly or indirectly.
* If the form is filed by more than one reporting person, see Instruction 4 (b)(v).
** Intentional misstatements or omissions of facts constitute Federal Criminal Violations See 18 U.S.C. 1001 and 15 U.S.C. 78ff(a).
Note: File three copies of this Form, one of which must be manually signed. If space is insufficient, see Instruction 6 for procedure.
Persons who respond to the collection of information contained in this form are not required to respond unless the form displays a currently valid OMB Number.

FAQ

What insider transaction did CPSS report for Teri Robinson?

Consumer Portfolio Services reported that executive vice president Teri Robinson, through the Teri Lee Robinson Living Trust, made two bona fide gifts of common stock. Each transaction involved 660 shares of CPSS common stock transferred at a reported price of $0.00, indicating no payment was received.

How many CPSS shares were gifted in the latest Form 4 filing?

The latest Form 4 shows a bona fide gift of 660 shares of Consumer Portfolio Services common stock on January 7, 2026. This follows an earlier reported gift of 660 shares on July 21, 2025, both reported at a price of $0.00 per share.

How many CPSS shares does the Teri Lee Robinson Living Trust hold after the gifts?

After the January 7, 2026 gift, the Teri Lee Robinson Living Trust beneficially owns 497,125 shares of Consumer Portfolio Services common stock. These shares are reported as indirectly owned by executive vice president Teri Robinson through the living trust structure.

Were the CPSS insider share transfers sales or gifts?

The reported CPSS insider transfers were bona fide gifts, not sales. The Form 4 notes that no payment was received for the gifting of shares, and both transactions are coded as “G”, which designates a gift under insider transaction reporting rules.

Are Teri Robinson’s CPSS shares held directly or through an entity?

The reported CPSS holdings are indirect, held through the Teri Lee Robinson Living Trust. The Form 4 lists the ownership form as Indirect (I) with the nature of ownership specified as the living trust, rather than direct personal ownership by Teri Robinson.