[Form 4] CONSUMER PORTFOLIO SERVICES, INC. Insider Trading Activity

Rhea-AI Filing Summary

CONSUMER PORTFOLIO SERVICES, INC. senior vice president Steven Schween exercised stock options to acquire 30,000 shares of common stock at an exercise price of $2.47 per share. Following the transaction, he directly holds 157,099 shares of common stock.

The exercised options covered 30,000 shares that vested in four equal installments of 7,500 shares on June 1 of 2021, 2022, 2023, and 2024, as compensation for his services to the company. The filing shows an exercise-and-hold pattern with no reported share sales in this transaction.

Insider Trade Summary

30,000 shares exercised/converted

Mixed 2 txns

Insider Schween Steven

Role Sr. Vice President

Type	Security	Shares	Price	Value
Exercise	Common Stock, no par value	30,000	$0.00	--
Exercise	Common Stock, no par value	30,000	$2.47	$74K

Holdings After Transaction: Common Stock, no par value — 0 shares (Direct, null)

Footnotes (1)

1. Became exercisable in 4 equal installments of 7,500 shares on 6/1/2021, 6/1/2022, 6/1/2023, and 6/1/2024. Issued in consideration of the named person's services to the issuer.

Key Figures

Options exercised: 30,000 shares Exercise price: $2.47 per share Shares held after: 157,099 shares +2 more

5 metrics

Options exercised 30,000 shares Common stock acquired via option exercise on April 27, 2026

Exercise price $2.47 per share Price paid to exercise options for 30,000 shares

Shares held after 157,099 shares Direct CPSS common stock holdings following the transaction

Option vesting tranches 4 × 7,500 shares Vested on 6/1/2021, 6/1/2022, 6/1/2023, and 6/1/2024

Option expiration June 1, 2027 Expiration date of the derivative security exercised

Key Terms

derivative security, Exercise or conversion, Common Stock, no par value, Sr. Vice President

4 terms

derivative security financial

"Exercise or conversion of derivative security"

A derivative security is a financial contract whose value comes from the price or performance of something else, such as a stock, bond, commodity, or market index. For investors it acts like an insurance policy or a wager: it can be used to protect against losses, lock in prices, or amplify gains and losses, so it can change a portfolio’s risk and potential return without owning the underlying asset directly.

Exercise or conversion financial

"transaction_code_description: Exercise or conversion of derivative security"

Common Stock, no par value financial

"security_title: Common Stock, no par value"

Sr. Vice President financial

"officer_title: Sr. Vice President"

Form 4 Insider Transactions: What Each Field Means →

SEC Form 4

FORM 4

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549

STATEMENT OF CHANGES IN BENEFICIAL OWNERSHIP

Filed pursuant to Section 16(a) of the Securities Exchange Act of 1934
or Section 30(h) of the Investment Company Act of 1940

OMB APPROVAL

OMB Number:			3235-0287
Estimated average burden
hours per response:			0.5

Check this box if no longer subject to Section 16. Form 4 or Form 5 obligations may continue. See Instruction 1(b).

Check this box to indicate that a transaction was made pursuant to a contract, instruction or written plan for the purchase or sale of equity securities of the issuer that is intended to satisfy the affirmative defense conditions of Rule 10b5-1(c). See Instruction 10.

1. Name and Address of Reporting Person^*

Schween Steven

(Last) (First) (Middle)

3800 HOWARD HUGHES PARKWAY

SUITE 1400

(Street)

LAS VEGAS NEVADA 89169

(City) (State) (Zip)

UNITED STATES

(Country)

2. Issuer Name and Ticker or Trading Symbol
CONSUMER PORTFOLIO SERVICES, INC. [ CPSS ]

5. Relationship of Reporting Person(s) to Issuer
(Check all applicable)

	Director		10% Owner
X	Officer (give title below)		Other (specify below)
	Sr. Vice President

2a. Foreign Trading Symbol

3. Date of Earliest Transaction (Month/Day/Year)
04/27/2026

6. Individual or Joint/Group Filing (Check Applicable Line)

X	Form filed by One Reporting Person
	Form filed by More than One Reporting Person

4. If Amendment, Date of Original Filed (Month/Day/Year)

Table I - Non-Derivative Securities Acquired, Disposed of, or Beneficially Owned
1. Title of Security (Instr. 3)	2. Transaction Date (Month/Day/Year)	2A. Deemed Execution Date, if any (Month/Day/Year)	3. Transaction Code (Instr. 8)		4. Securities Acquired (A) or Disposed Of (D) (Instr. 3, 4 and 5)			5. Amount of Securities Beneficially Owned Following Reported Transaction(s) (Instr. 3 and 4)	6. Ownership Form: Direct (D) or Indirect (I) (Instr. 4)	7. Nature of Indirect Beneficial Ownership (Instr. 4)
			Code	V	Amount	(A) or (D)	Price
Common Stock, no par value	04/27/2026		M		30,000	A	$2.47	157,099	D

Table II - Derivative Securities Acquired, Disposed of, or Beneficially Owned (e.g., puts, calls, warrants, options, convertible securities)
1. Title of Derivative Security (Instr. 3)	2. Conversion or Exercise Price of Derivative Security	3. Transaction Date (Month/Day/Year)	3A. Deemed Execution Date, if any (Month/Day/Year)	4. Transaction Code (Instr. 8)		5. Number of Derivative Securities Acquired (A) or Disposed of (D) (Instr. 3, 4 and 5)		6. Date Exercisable and Expiration Date (Month/Day/Year)		7. Title and Amount of Securities Underlying Derivative Security (Instr. 3 and 4)		8. Price of Derivative Security (Instr. 5)	9. Number of derivative Securities Beneficially Owned Following Reported Transaction(s) (Instr. 4)	10. Ownership Form: Direct (D) or Indirect (I) (Instr. 4)	11. Nature of Indirect Beneficial Ownership (Instr. 4)
				Code	V	(A)	(D)	Date Exercisable	Expiration Date	Title	Amount or Number of Shares
Common Stock, no par value	$2.47	04/27/2026		M			30,000	(1)	06/01/2027	Common Stock, no par value	30,000	(2)	0	D

Explanation of Responses:

1. Became exercisable in 4 equal installments of 7,500 shares on 6/1/2021, 6/1/2022, 6/1/2023, and 6/1/2024.

2. Issued in consideration of the named person's services to the issuer.

	/s/ Steven Schween	04/29/2026
	** Signature of Reporting Person	Date
Reminder: Report on a separate line for each class of securities beneficially owned directly or indirectly.
* If the form is filed by more than one reporting person, see Instruction 4 (b)(v).
** Intentional misstatements or omissions of facts constitute Federal Criminal Violations See 18 U.S.C. 1001 and 15 U.S.C. 78ff(a).
Note: File three copies of this Form, one of which must be manually signed. If space is insufficient, see Instruction 6 for procedure.
Persons who respond to the collection of information contained in this form are not required to respond unless the form displays a currently valid OMB Number.
* Form 4: SEC 1474 (03-26)

FAQ

What did CPSS executive Steven Schween report in this Form 4 filing?

Steven Schween reported exercising stock options for 30,000 CPSS common shares. The options had a $2.47 exercise price per share, and the transaction increased his direct holdings to 157,099 shares, with no sales reported in this filing.

How many Consumer Portfolio Services (CPSS) shares does Steven Schween now hold?

After exercising options, Steven Schween directly holds 157,099 CPSS common shares. This reflects his position following the 30,000-share option exercise on April 27, 2026, as disclosed in the Form 4 insider transaction report.

At what price did Steven Schween exercise his CPSS stock options?

He exercised his CPSS stock options at an exercise price of $2.47 per share. The transaction converted 30,000 derivative securities into common stock, with the options originally granted as compensation for his services to the company.

Were any CPSS shares sold in Steven Schween’s latest Form 4 filing?

No shares were reported sold in this filing. The Form 4 shows an exercise of 30,000 options into common stock, increasing Steven Schween’s direct holdings to 157,099 shares, without any accompanying sale transactions on the same date.

How did Steven Schween’s CPSS options vest before this exercise?

The options underlying the 30,000 CPSS shares became exercisable in four equal tranches of 7,500 shares. These tranches vested on June 1 of 2021, 2022, 2023, and 2024, and were issued as consideration for his services to the issuer.