Americas CarMart COO has 380 shares withheld for tax

COO Jamie Fischer had shares withheld to cover taxes on restricted stock vesting, with 12,226 CRMT shares remaining directly held.

Available on EDGAR 09/21/2026 - 05:51 PM EDT Accepted by SEC EDGAR 09/21/2026 - 05:51 PM EDT Learn about SEC filing dates

Rhea-AI Filing Summary

AMERICAS CARMART INC (CRMT) reported that Chief Operating Officer Jamie Fischer had 380 shares of common stock withheld on September 17, 2026 to satisfy tax obligations arising from the vesting of a previously reported restricted stock award. After this tax-withholding disposition, Fischer directly holds 12,226 common shares. No Rule 10b5‑1 trading plan is reported for this transaction.

Insider Trade Summary

Tax Withholding: 380 shares

Tax Withholding 1 txn

Insider Fischer Jamie

Role Chief Operating Officer

Type	Security	Shares	Price	Value
Tax Withholding	Common Stock F1	380	$1.78	$676.40

Holdings After Transaction: Common Stock — 12,226 shares (Direct)

Footnotes (1)

1. F1. Represents shares withheld by the issuer to satisfy the reporting person's tax obligation in connection with the vesting of a previously reported award of restricted stock.

Key Figures

Shares withheld for taxes: 380 shares Per-share value used for withholding: $1.78 per share Direct holdings after transaction: 12,226 shares

3 metrics

Shares withheld for taxes 380 shares Withheld on September 17, 2026 to satisfy tax obligation on restricted stock vesting

Per-share value used for withholding $1.78 per share Applied to the 380 CRMT shares withheld for taxes

Direct holdings after transaction 12,226 shares Common stock directly held by Jamie Fischer following the tax-withholding transaction

Key Terms

restricted stock, withheld, tax obligation

3 terms

restricted stock financial

"in connection with the vesting of a previously reported award of restricted stock"

Shares granted to an individual that carry limits on transfer or sale until certain conditions are met, such as staying with the company for a set time or hitting performance targets. Think of them as a locked gift that gradually opens; for investors they matter because they affect how many shares may enter the market later, signal management incentives and potential dilution, and reveal confidence in future company performance.

withheld financial

"Represents shares withheld by the issuer to satisfy the reporting person's tax obligation"

tax obligation financial

"withheld by the issuer to satisfy the reporting person's tax obligation"

FAQ

AI-generated questions and answers. How Rhea-AI works. Not financial advice.

What insider transaction did CRMT report for COO Jamie Fischer?

COO Jamie Fischer reported a withholding of 380 shares of Americas CarMart common stock on September 17, 2026 to satisfy tax obligations tied to a vesting restricted stock award, leaving 12,226 shares held directly.

Was the CRMT insider transaction a market sale or a tax withholding?

The transaction was a tax-withholding disposition. The company withheld 380 shares of common stock to satisfy Jamie Fischer’s tax obligation in connection with the vesting of a previously reported restricted stock award.

How many AMERICAS CARMART INC (CRMT) shares does Jamie Fischer hold after this filing?

After the reported tax-withholding transaction, Jamie Fischer directly holds 12,226 shares of Americas CarMart common stock, as stated in the Form 4.

What price per share is associated with the CRMT tax-withholding transaction?

The tax-withholding disposition for Jamie Fischer’s shares used a value of $1.78 per share for the 380 withheld shares of Americas CarMart common stock.

Was the CRMT insider transaction made under a Rule 10b5-1 trading plan?

No. The filing indicates that no Rule 10b5-1 trading plan was reported in connection with this tax-withholding disposition by Jamie Fischer.

AI-generated analysis. How Rhea-AI works. Not financial advice.

Form 4 Insider Transactions: What Each Field Means →

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SEC Form 4

FORM 4

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549

STATEMENT OF CHANGES IN BENEFICIAL OWNERSHIP

Filed pursuant to Section 16(a) of the Securities Exchange Act of 1934
or Section 30(h) of the Investment Company Act of 1940

OMB APPROVAL

OMB Number:			3235-0287
Estimated average burden
hours per response:			0.5

Check this box if no longer subject to Section 16. Form 4 or Form 5 obligations may continue. See Instruction 1(b).

Check this box to indicate that a transaction was made pursuant to a contract, instruction or written plan for the purchase or sale of equity securities of the issuer that is intended to satisfy the affirmative defense conditions of Rule 10b5-1(c). See Instruction 10.

1. Name and Address of Reporting Person^*

Fischer Jamie

(Last) (First) (Middle)

C/O AMERICA'S CAR-MART, INC.

1805 NORTH 2ND STREET, SUITE 401

(Street)

ROGERS ARKANSAS 72756

(City) (State) (Zip)

UNITED STATES

(Country)

2. Issuer Name and Ticker or Trading Symbol
AMERICAS CARMART INC [ CRMT ]

5. Relationship of Reporting Person(s) to Issuer
(Check all applicable)

	Director		10% Owner
X	Officer (give title below)		Other (specify below)
	Chief Operating Officer

2a. Foreign Trading Symbol

3. Date of Earliest Transaction (Month/Day/Year)
09/17/2026

6. Individual or Joint/Group Filing (Check Applicable Line)

X	Form filed by One Reporting Person
	Form filed by More than One Reporting Person

4. If Amendment, Date of Original Filed (Month/Day/Year)

Table I - Non-Derivative Securities Acquired, Disposed of, or Beneficially Owned
1. Title of Security (Instr. 3)	2. Transaction Date (Month/Day/Year)	2A. Deemed Execution Date, if any (Month/Day/Year)	3. Transaction Code (Instr. 8)		4. Securities Acquired (A) or Disposed Of (D) (Instr. 3, 4 and 5)			5. Amount of Securities Beneficially Owned Following Reported Transaction(s) (Instr. 3 and 4)	6. Ownership Form: Direct (D) or Indirect (I) (Instr. 4)	7. Nature of Indirect Beneficial Ownership (Instr. 4)
			Code	V	Amount	(A) or (D)	Price
Common Stock	09/17/2026		F		380(1)	D	$1.78	12,226	D

Table II - Derivative Securities Acquired, Disposed of, or Beneficially Owned (e.g., puts, calls, warrants, options, convertible securities)
1. Title of Derivative Security (Instr. 3)	2. Conversion or Exercise Price of Derivative Security	3. Transaction Date (Month/Day/Year)	3A. Deemed Execution Date, if any (Month/Day/Year)	4. Transaction Code (Instr. 8)		5. Number of Derivative Securities Acquired (A) or Disposed of (D) (Instr. 3, 4 and 5)		6. Date Exercisable and Expiration Date (Month/Day/Year)		7. Title and Amount of Securities Underlying Derivative Security (Instr. 3 and 4)		8. Price of Derivative Security (Instr. 5)	9. Number of derivative Securities Beneficially Owned Following Reported Transaction(s) (Instr. 4)	10. Ownership Form: Direct (D) or Indirect (I) (Instr. 4)	11. Nature of Indirect Beneficial Ownership (Instr. 4)
				Code	V	(A)	(D)	Date Exercisable	Expiration Date	Title	Amount or Number of Shares

Explanation of Responses:

1. Represents shares withheld by the issuer to satisfy the reporting person's tax obligation in connection with the vesting of a previously reported award of restricted stock.

	/s/ Courtney C. Crouch, III, Pursuant to a Power of Attorney	09/21/2026
	** Signature of Reporting Person	Date
Reminder: Report on a separate line for each class of securities beneficially owned directly or indirectly.
* If the form is filed by more than one reporting person, see Instruction 4 (b)(v).
** Intentional misstatements or omissions of facts constitute Federal Criminal Violations See 18 U.S.C. 1001 and 15 U.S.C. 78ff(a).
Note: File three copies of this Form, one of which must be manually signed. If space is insufficient, see Instruction 6 for procedure.
Persons who respond to the collection of information contained in this form are not required to respond unless the form displays a currently valid OMB Number.
* Form 4: SEC 1474 (03-26)