Welcome to our dedicated page for Creditriskmonitr SEC filings (Ticker: CRMZ), a comprehensive resource for investors and traders seeking official regulatory documents including 10-K annual reports, 10-Q quarterly earnings, 8-K material events, and insider trading forms.
The CreditRiskMonitor.com, Inc. (CRMZ) SEC filings page on Stock Titan provides access to the company’s regulatory disclosures as filed with the U.S. Securities and Exchange Commission. As a Nevada corporation trading on the OTCQX market, CreditRiskMonitor files periodic and current reports that describe its financial condition, risk factors, corporate governance, and material events related to its commercial credit risk analytics business.
Through this page, users can review annual reports on Form 10-K and quarterly reports on Form 10-Q, which discuss operating performance, data and technology investments, and the economics of its SaaS subscription products, including CreditRiskMonitor® and SupplyChainMonitor™. Current reports on Form 8-K capture significant developments such as executive appointments, including filings that describe changes in technology leadership and other key roles. One 8-K filing also notes that CreditRiskMonitor is a remote-only company and does not maintain a traditional headquarters, an important structural detail for understanding its operations.
Stock Titan enhances these filings with AI-powered summaries that explain complex sections in plain language, helping readers interpret topics such as revenue drivers, expense trends, data acquisition costs, and risk disclosures. Real-time updates from EDGAR ensure that new 10-K, 10-Q, and 8-K filings appear promptly, while Form 4 and other insider-related documents can be used to monitor reportable insider transactions when available.
By combining official SEC documents with AI-generated insights, this page helps investors, credit professionals, and analysts understand how CreditRiskMonitor’s regulatory reporting aligns with its stated focus on commercial credit reports, bankruptcy risk analytics, and supply chain financial risk monitoring.
CreditRiskMonitor.com (CRMZ) reported Q3 2025 results. Operating revenues were $5,094,736 and net income was $244,868, or $0.02 per diluted share. For the nine months ended September 30, 2025, operating revenues were $15,025,690 with net income of $633,457, or $0.06 per diluted share. Management noted higher selling, general and administrative expenses in Q3 tied to a new CRM platform, a revamped client services model, and sales team expansion.
Liquidity remained solid with cash and cash equivalents of $6,918,389 and U.S. Treasury held‑to‑maturity securities of $12,579,773 as of September 30, 2025; the company has no debt. Unexpired subscription revenue (deferred revenue) totaled $10,894,478, recognized over roughly 12 months. Working capital was $3,694,000. Shares outstanding were 10,767,501 as of November 10, 2025.
Lawrence Fensterstock filed an Initial Statement of Beneficial Ownership (Form 3) reporting a grant of a stock option from CREDITRISKMONITOR COM INC (CRMZ). The option covers 5,000 shares of common stock, is exercisable on 09/18/2025 with an expiration date of 09/18/2033, and has an exercise price of $2.33. Fensterstock is identified as a Director and the form was filed by one reporting person. The filing includes an attached Exhibit 24.1 power of attorney and is signed by Jennifer Gerold as Attorney-in-Fact on 09/24/2025.
CreditRiskMonitor.com, Inc. reported that it has appointed Madhav Kale as its new Chief Technology Officer. The company disclosed that this leadership change was announced in a press release dated September 23, 2025, which is included as Exhibit 99.1 to the report. This adds a new executive responsible for overseeing the company’s technology strategy and development.
CreditRiskMonitor.com, Inc. reported the results of recent stockholder votes. Stockholders elected four directors to one-year terms to serve until the 2026 annual meeting, and they gave an advisory approval of the company’s named executive officer compensation as disclosed in the proxy. Shareholders also ratified the appointment of CohnReznick LLP as the company’s independent registered public accounting firm for the fiscal year ending December 31, 2025. Reported vote totals include: director nominees receiving approximately 6.6 million votes for and ~1.18 million abstentions or against counts, the advisory compensation vote with 6.73 million votes in favor and ~127,578 against/abstain mix, and the auditor ratification with 8.07 million votes in favor and minimal dissent. The disclosures reflect routine corporate governance matters and shareholder support for management proposals.
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