[8-K] CREDITRISKMONITOR COM INC Reports Material Event

Rhea-AI Filing Summary

CreditRiskMonitor.com, Inc. reported the results of recent stockholder votes. Stockholders elected four directors to one-year terms to serve until the 2026 annual meeting, and they gave an advisory approval of the company’s named executive officer compensation as disclosed in the proxy. Shareholders also ratified the appointment of CohnReznick LLP as the company’s independent registered public accounting firm for the fiscal year ending December 31, 2025. Reported vote totals include: director nominees receiving approximately 6.6 million votes for and ~1.18 million abstentions or against counts, the advisory compensation vote with 6.73 million votes in favor and ~127,578 against/abstain mix, and the auditor ratification with 8.07 million votes in favor and minimal dissent. The disclosures reflect routine corporate governance matters and shareholder support for management proposals.

Positive

• Four directors elected to one-year terms, providing continuity in board composition
• Advisory approval of executive compensation passed, indicating shareholder support for pay practices
• CohnReznick LLP ratified as independent registered public accounting firm, confirming external audit continuity

Negative

• None.

Insights

Financial Analyst

TL;DR: Routine annual governance votes passed with strong shareholder support, indicating continuity in leadership and auditor choice.

The election of four directors to one-year terms and the advisory approval of executive compensation both passed with clear majorities, suggesting shareholder acceptance of current strategy and pay practices. The ratification of CohnReznick LLP as auditor with over eight million votes in favor signals market confidence in the company’s external financial oversight. Vote totals show modest dissent/abstentions (~1.18 million on director votes and ~127,578 on the compensation advisory), which are not material relative to the totals reported.

Corporate Governance Expert

TL;DR: Governance actions are routine and passed comfortably; no material governance changes disclosed.

The results reflect standard annual meeting outcomes: re-election of directors, a non-binding say-on-pay approval, and auditor ratification. The one-year terms maintain board turnover cadence typical for smaller public companies. The advisory compensation approval reduces near-term governance risk related to pay practices. There is no disclosure of contested director races, contested proxies, or governance changes that would materially alter control or strategy.

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UNITED STATES

SECURITIES AND EXCHANGE COMMISSION

Washington, D.C. 20549

FORM 8-K

CURRENT REPORT

Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934

Date of Report (Date of earliest event reported): September 18, 2025

CreditRiskMonitor.com, Inc.

(Exact name of registrant as specified in its charter)

Nevada	1-8601	36-2972588
(State or other jurisdiction of incorporation)	(Commission File Number)	(I.R.S. Employer Identification No.)

Address Not Applicable¹

(Address of principal executive offices, including zip code)

(845) 230-3000

(Registrant’s telephone number, including area code)

Not Applicable

(Former name or former address, if changed since last report)

Check the appropriate box below if the Form 8-K filing is intended to simultaneously satisfy the filing obligation of the registrant under any of the following provisions:

☐
Written communications pursuant to Rule 425 under the Securities Act (17 CFR 230.425)

☐
Soliciting material pursuant to Rule 14a-12 under the Exchange Act (17 CFR 240.14a-12)

☐
Pre-commencement communications pursuant to Rule 14d-2(b) under the Exchange Act (17 CFR 240.14d-2(b))

☐
Pre-commencement communications pursuant to Rule 13e-4(c) under the Exchange Act (17 CFR 240.13e-4(c))

Securities registered pursuant to Section 12(b) of the Act:

Title of each class	Trading Symbol(s)	Name of each exchange on which registered
None	N/A	N/A

Indicate by check mark whether the registrant is an emerging growth company as defined in Rule 405 of the Securities Act of 1933 (§230.405 of this chapter) or Rule 12b-2 of the Securities Exchange Act of 1934 (§240.12b-2 of this chapter).

Emerging growth company ☐

If an emerging growth company, indicate by check mark if the registrant has elected not to use the extended transition period for complying with any new or revised financial accounting standards provided pursuant to Section 13(a) of the Exchange Act. ☐

¹ We are a remote-only company. Accordingly, we do not maintain a headquarters. For purposes of compliance with applicable requirements of the Securities Act of 1933 and Securities Exchange Act of 1934, each as amended, any stockholder communication required to be sent to our principal executive offices may be directed to the agent for service of process at InCorp Services, Inc., 9107 West Russell Road Suite 100, Las Vegas, NV, 89148-1233, or to the email address: ir@creditriskmonitor.com

Item 5.07. Submission of Matters to a Vote of Security Holders.

The stockholders of CreditRiskMonitor.com, Inc. (the “Company”) voted on the following proposals at the 2025 Annual Meeting of Stockholders held on September 18, 2025:

1. The election of four directors to serve one-year terms expiring at the 2026 Annual Meeting of Stockholders and until their successors have been duly elected and qualified;

2. An advisory vote on the compensation of the Company’s named executive officers as disclosed in the proxy statement;

3. A proposal to ratify the appointment of CohnReznick LLP as the Company’s independent registered public accounting firm for the fiscal year ending December 31, 2025; and

4. An advisory vote on the frequency of future advisory votes on the compensation of the Company’s named executive officers.

For more information about the four proposals that were voted on at the Annual Meeting, see the Company’s definitive proxy statement filed with the Securities and Exchange Commission (“SEC”) on August 21, 2025.

The voting results for each of the proposals are as follows:

Proposal 1. Each nominee for director was duly elected to serve a one-year term expiring at the 2026 Annual Meeting of Stockholders and until their successors have been duly elected and qualified.

Director Nominees	For	Against	Withheld	Broker Non-Votes
Jerome S. Flum	6,598,959	0	297,000	1,180,944
Lisa Reisman	6,764,533	0	131,426	1,180,944
Joshua M. Flum	6,599,459	0	296,500	1,180,944
Lawrence Fensterstock	6,867,373	0	28,586	1,180,944

Proposal 2. The stockholders approved, on an advisory basis, the compensation of the Company’s named executive officers as disclosed in the proxy statement.

For:	6,732,866
Against:	127,578
Abstain:	35,515
Broker Non-Votes:	1,180,944

Proposal 3. The stockholders approved the proposal to ratify the appointment of CohnReznick LLP as the Company’s independent registered public accounting firm for the fiscal year ending December 31, 2025.

For:	8,072,471
Against:	313
Abstain:	4,119
Broker Non-Votes:	0

Proposal 4. The advisory vote on the frequency of future advisory votes on the compensation of the Company’s named executive officers received the following votes:

One Year:	548,596
Two Years:	234,737
Three Years:	6,112,623
Abstain:	3

In accordance with the results of the non-binding advisory vote on the frequency of the advisory vote on executive compensation and the Board of Directors’ (“Board”) previous recommendation (as set forth in the definitive proxy statement for the Annual Meeting filed with the SEC on August 21, 2025), the Board determined that the Company will hold “say-on-pay” advisory votes on named executive officer compensation every three years until the next required vote on the frequency of such “say-on-pay” votes or until the Board determines that it is in the best interest of the Company to hold such vote with a different frequency.

SIGNATURE

Pursuant to the requirements of the Securities Exchange Act of 1934, the registrant has duly caused this report to be signed on its behalf by the undersigned hereunto duly authorized.

	CREDITRISKMONITOR.COM, INC.
Date: September 22, 2025	By:	/s/ Michael I. Flum
			Michael I. Flum
			Chief Executive Officer and President

FAQ

What were the results of CreditRiskMonitor (CRMZ) director elections?

Stockholders elected four directors to one-year terms with approximately 6.6 million votes in favor and about 1.18 million accounting for against/abstentions on the reported tallies.

Did CreditRiskMonitor (CRMZ) approve executive compensation?

Yes. The advisory vote on named executive officer compensation passed with about 6.73 million votes in favor and roughly 127,578 against/abstain counts reported.

Was the company’s auditor ratified?

Yes. Stockholders ratified CohnReznick LLP as the independent registered public accounting firm, with approximately 8.07 million votes in favor and minimal opposition.

Are there any material governance changes disclosed in this filing?

No. The filing reports routine matters—director elections, an advisory compensation vote, and auditor ratification—with no disclosed material governance changes.

Where can I direct shareholder communications for CreditRiskMonitor (CRMZ)?

The company directs stockholder communications to its agent for service of process at InCorp Services, Inc. or via the email ir@creditriskmonitor.com as disclosed in the filing.