CSX Corp (CSX) director Anne Chow granted 4,455 stock units

Rhea-AI Filing Summary

CSX Corp director Anne H. Chow received an award of 4,455 shares of CSX common stock on February 26, 2026. The shares were granted as exempt payment of director fees and/or annual retainer under the 2019 CSX Stock and Incentive Award Plan and credited to the CSX Corporation Directors Deferred Compensation Plan, where they are held indirectly. After this award, Chow’s indirect holdings under the plan total 10,240 shares. She also holds 20 shares directly, which include 91 shares acquired through dividend reinvestment since February 14, 2025.

SEC Form 4

FORM 4

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549

STATEMENT OF CHANGES IN BENEFICIAL OWNERSHIP

Filed pursuant to Section 16(a) of the Securities Exchange Act of 1934
or Section 30(h) of the Investment Company Act of 1940

OMB APPROVAL

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Check this box if no longer subject to Section 16. Form 4 or Form 5 obligations may continue. See Instruction 1(b).

Check this box to indicate that a transaction was made pursuant to a contract, instruction or written plan for the purchase or sale of equity securities of the issuer that is intended to satisfy the affirmative defense conditions of Rule 10b5-1(c). See Instruction 10.

1. Name and Address of Reporting Person^*

Chow Anne H

(Last) (First) (Middle)

500 WATER STREET

(Street)

JACKSONVILLE FL 32202

(City) (State) (Zip)

2. Issuer Name and Ticker or Trading Symbol
CSX CORP [ CSX ]

5. Relationship of Reporting Person(s) to Issuer
(Check all applicable)

X	Director		10% Owner
	Officer (give title below)		Other (specify below)

3. Date of Earliest Transaction (Month/Day/Year)
02/26/2026

4. If Amendment, Date of Original Filed (Month/Day/Year)

6. Individual or Joint/Group Filing (Check Applicable Line)

X	Form filed by One Reporting Person
	Form filed by More than One Reporting Person

Table I - Non-Derivative Securities Acquired, Disposed of, or Beneficially Owned
1. Title of Security (Instr. 3)	2. Transaction Date (Month/Day/Year)	2A. Deemed Execution Date, if any (Month/Day/Year)	3. Transaction Code (Instr. 8)		4. Securities Acquired (A) or Disposed Of (D) (Instr. 3, 4 and 5)			5. Amount of Securities Beneficially Owned Following Reported Transaction(s) (Instr. 3 and 4)	6. Ownership Form: Direct (D) or Indirect (I) (Instr. 4)	7. Nature of Indirect Beneficial Ownership (Instr. 4)
			Code	V	Amount	(A) or (D)	Price
Common Stock	02/26/2026		A		4,455(1)	A	$0	10,240(2)	I	CSX Corporation Directors Deferred Compensation Plan(3)
Common Stock								20	D

Table II - Derivative Securities Acquired, Disposed of, or Beneficially Owned (e.g., puts, calls, warrants, options, convertible securities)
1. Title of Derivative Security (Instr. 3)	2. Conversion or Exercise Price of Derivative Security	3. Transaction Date (Month/Day/Year)	3A. Deemed Execution Date, if any (Month/Day/Year)	4. Transaction Code (Instr. 8)		5. Number of Derivative Securities Acquired (A) or Disposed of (D) (Instr. 3, 4 and 5)		6. Date Exercisable and Expiration Date (Month/Day/Year)		7. Title and Amount of Securities Underlying Derivative Security (Instr. 3 and 4)		8. Price of Derivative Security (Instr. 5)	9. Number of derivative Securities Beneficially Owned Following Reported Transaction(s) (Instr. 4)	10. Ownership Form: Direct (D) or Indirect (I) (Instr. 4)	11. Nature of Indirect Beneficial Ownership (Instr. 4)
				Code	V	(A)	(D)	Date Exercisable	Expiration Date	Title	Amount or Number of Shares

Explanation of Responses:

1. Exempt payment of director's fees and/or annual retainer in the form of CSX Common Stock pursuant to the 2019 CSX Stock and Incentive Award Plan.

2. Includes 91 shares acquired through the reinvestment of dividends since February 14, 2025, the date of the last reportable transaction.

3. By Trustee, CSX Directors Deferred Compensation Plan (the "Plan"). The shares are payable after the reporting person ceases to be a director or otherwise pursuant to the applicable deferral election under the Plan.

Remarks:

Power of Attorney is attached as Exhibit 24 hereto.

	Kacey D. Heekin-Luchin, Attorney-in-Fact	03/02/2026
	** Signature of Reporting Person	Date
Reminder: Report on a separate line for each class of securities beneficially owned directly or indirectly.
* If the form is filed by more than one reporting person, see Instruction 4 (b)(v).
** Intentional misstatements or omissions of facts constitute Federal Criminal Violations See 18 U.S.C. 1001 and 15 U.S.C. 78ff(a).
Note: File three copies of this Form, one of which must be manually signed. If space is insufficient, see Instruction 6 for procedure.
Persons who respond to the collection of information contained in this form are not required to respond unless the form displays a currently valid OMB Number.

FAQ

What insider transaction did CSX (CSX) director Anne H. Chow report?

Anne H. Chow reported receiving an award of 4,455 CSX common shares as director compensation. The grant was made on February 26, 2026 under the 2019 CSX Stock and Incentive Award Plan and credited to the CSX Corporation Directors Deferred Compensation Plan.

How many CSX (CSX) shares does Anne H. Chow hold after this Form 4?

After the reported transactions, Anne H. Chow indirectly holds 10,240 CSX common shares through the CSX Corporation Directors Deferred Compensation Plan. She also directly owns 20 CSX common shares, including shares accumulated via dividend reinvestment since February 14, 2025.

Was Anne H. Chow’s CSX (CSX) stock award an open-market purchase?

No, the 4,455 CSX shares were not an open-market purchase. They were granted as exempt payment of director’s fees and/or annual retainer in CSX common stock, issued under the 2019 CSX Stock and Incentive Award Plan rather than bought on the market.

How are Anne H. Chow’s indirect CSX (CSX) shares held and paid?

Her indirect CSX holdings are held by the trustee of the CSX Directors Deferred Compensation Plan. According to the filing, these shares are payable after she ceases to be a director or pursuant to her deferral election terms under the plan’s provisions.

Did dividend reinvestment affect Anne H. Chow’s CSX (CSX) holdings?

Yes, dividend reinvestment increased her holdings. The filing notes that her position includes 91 CSX shares acquired through reinvested dividends since February 14, 2025, which was the date of her last reportable transaction in the company’s common stock.