Community Trust Bancorp (CTBI) furnishes Q4 and 2025 results press release

Rhea-AI Filing Summary

Community Trust Bancorp, Inc. reported that it has released its financial results for the quarter and year ended December 31, 2025. On January 21, 2026, the company issued a press release detailing these results and furnished that release to the SEC as Exhibit 99.1 under the items covering results of operations and Regulation FD disclosure.

The company notes that the information in this report and in Exhibit 99.1 is being furnished rather than filed, meaning it is not subject to certain liability provisions and will only be incorporated into other securities filings if specifically referenced.

8-K Event Classification

3 items: 2.02, 7.01, 9.01

3 items

Item 2.02 Results of Operations and Financial Condition Financial

Disclosure of earnings results, typically an earnings press release or preliminary financials.

Item 7.01 Regulation FD Disclosure Disclosure

Material non-public information disclosed under Regulation Fair Disclosure, often investor presentations or guidance.

Item 9.01 Financial Statements and Exhibits Exhibits

Financial statements, pro forma financial information, and exhibit attachments filed with this report.

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UNITED STATES

SECURITIES AND EXCHANGE COMMISSION

Washington, D.C.  20549

FORM 8-K

CURRENT REPORT

Pursuant to Section 13 or 15 (d)

of the Securities Exchange Act of 1934

Date of Report (Date of earliest event reported)

December 31, 2025

Commission file number 001-31220

Community Trust Bancorp, Inc.

(Exact name of registrant as specified in its charter)

Kentucky	61-0979818
(State or other jurisdiction of incorporation or organization)	(IRS Employer Identification No.)
P.O. Box 2947 346 North Mayo Trail Pikeville, Kentucky	41502
(Address of principal executive offices)	(Zip code)
(606) 432-1414 (Registrant’s telephone number)
Securities registered pursuant to Section 12(b) of the Act:
Common Stock (Title of class)

CTBI	The NASDAQ Global Select Market
(Trading symbol)	(Name of exchange on which registered)

Check the appropriate box below if the Form 8-K filing is intended to simultaneously satisfy the filing obligation of the registrant under any of the following provisions:

☐
Written communications pursuant to Rule 425 under the Securities Act (17 CFR 230.425)

☐
Soliciting material pursuant to Rule 14a-12 under the Securities Act (17 CFR 240.14a-12)

☐
Pre-commencement communications pursuant to Rule 14d-2(b) under the Exchange Act (17 CFR 240.14d-2(b))

☐
Pre-commencement communications pursuant to Rule 13e-4(c) under the Exchange Act (17 CFR 240.13e-4(c))

Indicate by check mark whether the registrant is an emerging growth company as defined in Rule 405 of the Securities Act of 1933 (§230.405 of this chapter) or Rule 12b-2 of the Securities Exchange Act of 1934 (§240.12b-2 of this chapter).

Emerging growth company ☐

If an emerging growth company, indicate by check mark if the registrant has elected not to use the extended transition period for complying with any new or revised financial accounting standards provided pursuant to Section 13(a) of the Exchange Act.☐

Item 2.02 – Results of Operations and Financial Condition

On January 21, 2026, Community Trust Bancorp, Inc. issued a press release announcing its financial results for the quarter and year ended December 31, 2025.  A copy of this press release is being furnished to the Securities and Exchange Commission pursuant to Item 2.02 – Results of Operations and Financial Condition and Item 7.01 – Regulation FD Disclosure of Form 8-K and is attached hereto as Exhibit 99.1.  The information in this Form 8-K and in Exhibit 99.1 attached hereto shall not be deemed filed for purposes of Section 18 of the Securities Act of 1934, nor shall it be deemed incorporated by reference in any filing under the Securities Act of 1933, except as shall be expressly set forth by specific reference.

Item 9.01 – Financial Statements and Exhibits

(d) Exhibits

The following exhibit is filed with this report:

99.1 Press Release dated January 21, 2026

Signatures

Pursuant to the requirements of the Securities Exchange Act of 1934, the registrant has duly caused this report to be signed on its behalf by the undersigned thereunto duly authorized.

		COMMUNITY TRUST BANCORP, INC.
Date:	January 21, 2026	By:
		/s/ Mark A. Gooch
		Mark A. Gooch
		Chairman, President, and Chief Executive Officer

FAQ

What did Community Trust Bancorp, Inc. (CTBI) disclose in this 8-K?

Community Trust Bancorp, Inc. disclosed that it issued a press release announcing its financial results for the quarter and year ended December 31, 2025, which is furnished as Exhibit 99.1.

When did Community Trust Bancorp, Inc. issue the press release for its 2025 results?

The company issued the press release on January 21, 2026, covering financial results for the quarter and year ended December 31, 2025.

Where can investors find the detailed financial results for CTBI for year-end 2025?

The detailed financial results are contained in the company’s press release furnished as Exhibit 99.1 to this report.

Under which SEC items is Community Trust Bancorp, Inc. furnishing this information?

The information is furnished under Item 2.02 – Results of Operations and Financial Condition and Item 7.01 – Regulation FD Disclosure.

Is the CTBI earnings press release considered filed with the SEC?

No. The company states that the information in this report and in Exhibit 99.1 is being furnished, not filed, and will only be incorporated into other securities filings if expressly referenced.

Who signed the Community Trust Bancorp, Inc. report related to the 2025 results?

The report was signed on behalf of the company by Mark A. Gooch, who is the Chairman, President, and Chief Executive Officer.